By Alena Kairys

Feb 11, 2022

How to Purchase a Home in a Seller’s Market

Note: This blog was originally published in December 2015 and has been updated. In a seller’s market, it’s a dog-eat-dog world. When you’re competing with multiple buyers, all-cash offers, and offers over asking price, it can feel impossible to put in a...

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By Alena Kairys

Jan 24, 2022

What is Down Payment Assistance?

It’s no secret that a down payment deters many people from buying a home. Even though the “20% down rule” isn’t true for all home purchases, saving for a down payment can be especially difficult if you’re a first-time buyer or have a thinner...

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By Alena Kairys

Jan 14, 2022

5 Credit Resolutions

It’s never too late to make a change in your life, and getting your credit score in order is an excellent resolution to set for yourself. A healthy credit score has numerous benefits, especially if you want to buy a home in the future. Here are 5 credit...

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By Alena Kairys

Dec 19, 2021

Guide to Using Gift Funds to Buy a Home

When it comes to saving money to buy a home, every bit helps. If you’ve received a handsome check or cash as a present, it makes sense to put it towards your home purchase. However, there are a few rules to know about using gift funds to buy a home; read on...

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By Alena Kairys

Dec 11, 2021

What is an Escrow Shortage?

If your escrow statement mentions a shortage, it’s normal to be confused or feel anxious. Before you start panicking, learn what an escrow shortage is and how to fix it. What is an Escrow Account?       To understand what an escrow account is, it is...

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