By Marina Locks
Feb 20, 2013History The FHA (Federal Housing Administration) home loan is one of several government-insured loans. It has been offered by the Federal Housing Administration since 1934 according to HUD (U.S. Department of Housing and Urban Development). This loan type has...
Read MoreBy Marina Locks
Feb 6, 2013Are you dreaming of a large backyard, two car garage, driveway, and having a place that kids can grow up in? Chances are, you are thinking about buying a home. Purchasing a house is a major decision in most people’s lives. It can lead to personal happiness,...
Read MoreBy Marina Locks
Jan 31, 2013If you suddenly lost your job, would you be able to live comfortably until you found a new one? Emergency funds are your financial cushion in case the unexpected happens. Why you Need One Having an emergency fund allows you to have a financial safety net in...
Read MoreBy Suraj Byanjankar
Jan 8, 2013When applying for a purchase loan or refinance, your credit score is of great importance. Credit scores tell lenders how well a person manages their existing credit, and are telltale signs of how reliable they are with paying off loans. Lenders also use...
Read MoreBy Suraj Byanjankar
Nov 28, 2012Throughout its course of existence, a loan takes on various forms of being: application, amortization, re-finance, maturity. It could stay in the lender’s portfolio for its duration or move into the exciting world of the secondary market. It may split off...
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