Ways to Come Up with a Down Payment
Ways to Come Up with a Down Payment

By Alena Kairys

May 24, 2023

Ways to Come Up with a Down Payment

For many aspiring homeowners, coming up with a down payment is a significant obstacle standing in the way of homeownership. While having a 20% down payment isn’t required to buy a home, it can be challenging to gather enough funds to start the home buying...

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What Happens at Closing
What Happens at Closing

By Alena Kairys

May 18, 2023

What Happens at Closing?

Note: This blog was originally published in June 2013 and has been updated. Reaching the closing stage in the homebuying process is always exciting! Closing officially marks the beginning of your new life in your new home, but there’s more involved than...

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Homeownership After Bankruptcy
Homeownership After Bankruptcy

By Alena Kairys

Apr 18, 2023

Homeownership After Bankruptcy

Declaring bankruptcy is financially and emotionally stressful—it’s a situation no one wants to be in. Filing for bankruptcy is a tough decision, but you can bounce back from it and even become a homeowner.  Bankruptcy Types Individuals can either...

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How are Mortgage Rates Determined
How are Mortgage Rates Determined

By Alena Kairys

Mar 18, 2023

How are Mortgage Rates Determined?

Every homebuyer wants a great mortgage rate, but what exactly goes into how the rates are set? No, it’s not astrological movements or cloud formations; it’s a variety of financial and economic elements. Learn how these factors impact how mortgage rates...

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What is the Homestead Exemption
What is the Homestead Exemption

By Alena Kairys

Feb 17, 2023

What is the Homestead Exemption?

Paying property taxes each year is part of the reality of being a homeowner, but there’s a way you could minimize this expense. A homestead exemption can save you money on your property taxes, and you don’t need to be a farmer to take advantage of it!...

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