By Marina Locks

May 28, 2013

8 Ways to Use Your Tax Refund

If you have just gotten your tax refund or plan to receive one soon you should start thinking of ways to use your money responsibly—or just treat yourself! According to the Internal Revenue Service, the average individual tax refund was $2,651. Here are 8...

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By Marina Locks

May 22, 2013

What is a Jumbo Loan?

If you’re looking to buy an expensive home and need a large loan amount, a Jumbo Loan could be the right option for you. Jumbo loans exceed the conforming limit on loans set by Fannie Mae and Freddie Mac. How do you know if you’re loan amount is...

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By Marina Locks

May 7, 2013

What is a Home Improvement Loan?

Are you looking to do a home renovation? Would you like to re-do your kitchen or baths?  Do you need new flooring?  You might want get a new roof or repair a damaged section of your house. Making improvements to your home can be very costly, and it can be...

Topic: Home improvement
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By Marina Locks

Apr 30, 2013

How to Save for a Down Payment on a Home

Purchasing a house can be a very exciting step in a person’s life. It requires emotional and financial readiness. In addition to being committed to paying a mortgage every month with varying taxes and fees, most home buyers have to pay a down payment for a...

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By Marina Locks

Apr 23, 2013

What Items Do You Need to Get Together for a Loan?

The big day has finally come; you’ve decided that you’re ready to purchase your first home! Your initial feeling of excitement likely is preceded by an overwhelming feeling of stress. Not to worry—the folks at NFM Lending have got you covered. There are...

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