By Maria Hinerman

Jun 18, 2014

Mortgage Terms Glossary

Are you looking to buy a home but are stumped with some of the terms that Real Estate Agents, Loan Originators, or even websites say? Here are the most commonly used mortgage terms and definitions to help you through the home buying and loan process:  ...

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By Maria Hinerman

May 14, 2014

Items Needed to Get Pre-Qualified for a Mortgage

If you’re looking to purchase a home, the first thing you should do is obtain a pre-qualification. A pre-qualification can help you have a stress-free purchase transaction by letting you know how much home you can afford. Also, Real Estate Agents and even...

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By Maria Hinerman

Apr 23, 2014

Springtime Home Repairs List

Spring is a wonderful time: the snow finally melts; trees come back to life; flowers begin sprouting bringing color back to your yard; and everything around seems to be livelier. Most people begin the season by deep-cleaning their home, doing some yard work,...

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By Maria Hinerman

Mar 26, 2014

How to Finance Home Improvements or Renovations

Are you looking to update your kitchen, build the master bathroom you always wanted, or even add a room to your home? Most home improvements or renovations not only help to better the look and feel of the home, they can also add value to your home (equity)....

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By Maria Hinerman

Feb 7, 2014

What is an Adjustable-Rate Mortgage?

Definition: An adjustable rate mortgage (ARM) is a type of mortgage loan with specific rate terms. An ARM is usually initially fixed for a set period of time, followed by periodic adjustments according to a specific benchmark. Other Factors: There are various...

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