Mark Horton
Mark Horton

Mark Horton

Loan Originator | NMLS# 959463 Apply Now Upload Docs Returning Applicant Contact

About

In January of 2016 I joined the NFM Lending family. I am a part of a small team comprised of some of the most organized, experienced, motivated, and highly effective mortgage professionals I have had the pleasure of doing business with since I got my start in lending back in 2003. We work closely together as a team to deliver an excellent mortgage experience, in person, that leaves our clients not only willing, but actually excited to recommend us to their closest friends and family members.

Last year we helped over 200 families purchase new homes in the area, providing the full range of mortgage products, including jumbo, construction, renovation, VA, FHA, USDA, and many others. We are based in Richmond, but our company is based in Baltimore, and I feel very privileged to work for the 2015 "Best Midsized Company" in the region, per the Baltimore Sun: http://www.baltimoresun.com/business/jobs/topworkplaces-2015/bal-top-workplaces-2015-nfm-lending-story.html

I have worked for a variety of mortgage lenders, but none so far have shown the degree of talent I have found at NFM, with leadership that has shown a true commitment to excellence both with regard to customer experience and corporate culture. I feel I have found my true home here and look forward to serving the community in line with our company's strong values, while producing the type of results expected of the top performers in our field.

Awards

Meet the Team

  • Octavio Jose Wilson

    Octavio Jose Wilson

    Mortgage Loan Originator

    p. 804-220-9268

    |

    f. 804-834-7676

    NMLS # 953995

  • Tiffany O'Leary

    Tiffany O'Leary

    Sales Manager / Loan Originator

    p. 804-305-6004

    |

    f. 804-834-7676

    NMLS # 646417

  • Mandy Barden

    Mandy Barden

    Processor

    p. 804-220-9267

    |

    f. 804-834-7655

  • Jennifer Thomson

    Jennifer Thomson

    Processor

    p. 804-220-9256

    |

    f.

  • Sonya St. Jacques

    Sonya St. Jacques

    Processor

    p. 804-220-9261

    |

    f. 804-834-7632

  • Aubriel Rivera

    Aubriel Rivera

    Loan Partner II

    p. 804-763-9692

    |

    f. 804-834-7676

  • Testimonials

    5.0

    Jul 2019

    Reviewed by Brian D, Richmond, VA

    "Mark and his team worked tirelessly to wade through the complicated nature of today's mortgage world. For a business owner, this was a huge weight off of my mind because so many lenders are only used to working on more standard w2 type loans. Mark's superior knowledge of the ins and outs of the underwriting process, as well as his expert advice on timing the right moment to lock our rate, helped me have a smooth closing from start to finish! "

    5.0

    Jun 2019

    Reviewed by Matthew C, Locust Grove, VA

    "Mark, Aubriel and Candy were wonderful to work with; they were very thorough, professional and efficient. "

    5.0

    Jun 2019

    Reviewed by Frank E, Richmond, VA

    "We initially sought Mark to provide us with a quote for another project. Once we moved past that decision, we were confident with connecting with Mark for our home mortgage. His level of expertise, clarity in communication and overall care was exceptional. "

    5.0

    May 2019

    Reviewed by Chukwudumebi Z, Richmond, VA

    "Detailed. This summarizes Mark's attitude towards making sure your documents are all in order. Giving you a detailed explanation of how "this" works and what all these numbers mean. I can't go into the great detail that Mark does, but if you have a question about your loan or any part of the process Mark will be more than happy to explain to you what is what. I'm a first time home buyer and working with Mark and his team made the loan process seamless. 5-star service "

    5.0

    May 2019

    Reviewed by Lyndsie M, Chester, VA

    "This was our third time buying a house and this was an experience like no other. There was a great attention to detail, excellent communication, and we felt that Mark was very concerned with our personal needs. We would not hesitate to recommend him to our friends and family. "

    5.0

    May 2019

    Reviewed by Joseph S, Chester, VA

    "Working with Mark was an experience like no other. This is the third time I’ve been through the home-buying process and there was attention to detail and personal care and concern that I’ve never had with pervious lenders. He helped us make very important financial decisions in a way that only benefitted our best interests. I will, without hesitation, recommend Mark and his team and NFM to any friends or family. "

    Loan Tools

    Here are some useful links to get you started in the loan process.

    Blog

    Closing Costs

    What You Need to Know About Closing Costs

    Getting ready to purchase a home is a huge financial undertaking. While you are probably aware of having to save up for a down payment, you might not know about closing cost fees. Don’t be taken by surprise at the closing table; here’s what you need to know about closing costs. What are closi…
    Read more

    Elizabeth Evans

    NFM Lending salutes Elizabeth Evans

    LINTHICUM, MD, July 1, 2019— NFM Lending is pleased to honor Lieutenant Colonel Elizabeth Evans as the NFM Salute for July 2019. LTC Evans attended West Point, graduating in 2000. Her first duty station was Fort Hood, Texas, where she was commissioned as an Army engineer officer. After serving …
    Read more

    Top Workplaces

    NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2019

    LINTHICUM, MD, June 24, 2019 — NFM Lending is pleased to announce it has been named a 2019 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fifth consecutive year NFM Lending has received this award.  NFM Lending received the award at a ceremony held Thursday, Jun…
    Read more

    Bathroom Renovation

    Bathroom Renovation Ideas

    Are you looking to update your bathroom but need to do so on a budget? Use this list of bathroom renovation ideas to inspire your next DIY project. 1. New Paint The quickest way to give your bathroom a refresh is by simply giving it a new coat of paint. However, don’t be mistaken into thinking …
    Read more

    Contact Me

    Mark Horton

    Mark Horton

    Loan Originator

    NMLS ID#:
    959463

    Phone:
    804-873-1075

    Toll Free:
    866-765-1904

    Fax:
    804-834-7676

    Email:
    mhorton@nfmlending.com

    Address:
    1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230

    Ready to get started or have any loan questions? Contact me at 804-873-1075 or mhorton@nfmlending.com or submit the form below and I will call you.

    Contact Me

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