In January of 2016 I joined the NFM Lending family. I am a part of a small team comprised of some of the most organized, experienced, motivated, and highly effective mortgage professionals I have had the pleasure of doing business with since I got my start in lending back in 2003. We work closely together as a team to deliver an excellent mortgage experience, in person, that leaves our clients not only willing, but actually excited to recommend us to their closest friends and family members.
Last year we helped over 200 families purchase new homes in the area, providing the full range of mortgage products, including jumbo, construction, renovation, VA, FHA, USDA, and many others. We are based in Richmond, but our company is based in Baltimore, and I feel very privileged to work for the 2015 "Best Midsized Company" in the region, per the Baltimore Sun: http://www.baltimoresun.com/business/jobs/topworkplaces-2015/bal-top-workplaces-2015-nfm-lending-story.html
I have worked for a variety of mortgage lenders, but none so far have shown the degree of talent I have found at NFM, with leadership that has shown a true commitment to excellence both with regard to customer experience and corporate culture. I feel I have found my true home here and look forward to serving the community in line with our company's strong values, while producing the type of results expected of the top performers in our field.
Reviewed by TaSheva P, Hopewell, VA
"Mr. Horton and the entire team was phenomenal! I had several questions pertaining to the loan, being this was my veryfirst time purchasing a home. Mr. Horton responded by explaining all questions in great detail. The team was very attentive to my fluid schedule. I appreciate their commitment to excellence and would refer NFM Lending to my Comrades. "
Reviewed by Russell W, Richmond, VA
"great experience well done NO PROBLEMS!!!"
Reviewed by Efia A, Richmond, VA
"Mark was professional, kind and helpful throughout the entire process. I was hesitant about the process initially , but Mark eased my concerns & answered all questions that I had . I would recommend him to anyone ! "
Reviewed by Emily S, Richmond, VA
"Mark was awesome, I feel like he took me to school! I tried to be diligent about homework and in return he literally taught me a different home buying language. He was patient and thorough and there was no point I felt overwhelmed or confused. I can honestly say I’ll miss seeing him and his team, I feel like I’d love their guidance on every aspect of my life! Adulting for the win! "
Reviewed by Damien E, Richmond, VA
"Mark's greatest attribute was his willingness to explain things and therefore he came off as very approachable. Everyone was polite and kept me abreast of everything. "
Reviewed by Derek R, Richmond, VA
"It was an extreme great experience working with everyone from NMF especially mark. They were always there to answer questions and give and find answers. Mark is the absolute best I'm glad I had the chance to work with him and will be recommending everyone to do business with NMF"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.