In January of 2016 I joined the NFM Lending family. I am a part of a small team comprised of some of the most organized, experienced, motivated, and highly effective mortgage professionals I have had the pleasure of doing business with since I got my start in lending back in 2003. We work closely together as a team to deliver an excellent mortgage experience, in person, that leaves our clients not only willing, but actually excited to recommend us to their closest friends and family members.
Last year we helped over 200 families purchase new homes in the area, providing the full range of mortgage products, including jumbo, construction, renovation, VA, FHA, USDA, and many others. We are based in Richmond, but our company is based in Baltimore, and I feel very privileged to work for the 2015 "Best Midsized Company" in the region, per the Baltimore Sun: http://www.baltimoresun.com/business/jobs/topworkplaces-2015/bal-top-workplaces-2015-nfm-lending-story.html
I have worked for a variety of mortgage lenders, but none so far have shown the degree of talent I have found at NFM, with leadership that has shown a true commitment to excellence both with regard to customer experience and corporate culture. I feel I have found my true home here and look forward to serving the community in line with our company's strong values, while producing the type of results expected of the top performers in our field.
Reviewed by Jillian T, North Chesterfield, VA
"Couldn't have been happier with our experience with NFM Lending and Mark Horton. As first time home buyers, the whole team made sure we were kept up to date on the process the entire step of the way, and made sure we understood everything that came up. "
Reviewed by Cynthia O, North Chesterfield, VA
"From the beginning Mark was professional and thoughtful. I had a small, but important issue, Mark jumped in and assured me that he had a solution. The issue disappeared, immediately! we were back on track, and moving forward. Mark and his wonderful team basically held my hand all the way through this well known, one of "Life's Five Major Stresses"! My family and I am very grateful that NFM had Mark and his Team on board. I highly recommend NFM and this Team. Thanks, Mark, Jennifer and Tiffany! "
Reviewed by Frank E, Richmond, VA
"Mark was always on top of the ball. For every problem that came up he had a plan and then a contingency plan even. Mark's communication was probably what made the process of buying a house the easiest though. For all of the questions I had, there was a well thought out answer from Mark that always gave me the reassurance I needed. Whether or not a process was going smoothly he would always give me a call. The next house I buy will be through Mark and NFM. "
Reviewed by Edward L, North Chesterfield, VA
"I can't stress how easy and professional everything was from the beginning until the end...this was incredibly easy."
Reviewed by Andrew C, Richmond, VA
"Mark, Tiffany and Sonya made sure that I was informed and aware the entire process! They took great care of me on the purchase of my first house. This group is professional and patient. I have and will continue to recommend NMF Lending to everyone I know looking to buy a house. "
Reviewed by Jasmine L, Midlothian, VA
"Mark is very knowledgeable about lending. He provided my husband and I with a great deal of information on the lending process. He is also very responsive! Mark helped ease some of the stress associated with buying a house and we are very thanksful for that! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.