Mark Horton
Mark Horton

Mark Horton

Loan Originator | NMLS# 959463 Apply Now Contact


In January of 2016 I joined the NFM Lending family. I am a part of a small team comprised of some of the most organized, experienced, motivated, and highly effective mortgage professionals I have had the pleasure of doing business with since I got my start in lending back in 2003. We work closely together as a team to deliver an excellent mortgage experience, in person, that leaves our clients not only willing, but actually excited to recommend us to their closest friends and family members.

Last year we helped over 200 families purchase new homes in the area, providing the full range of mortgage products, including jumbo, construction, renovation, VA, FHA, USDA, and many others. We are based in Richmond, but our company is based in Baltimore, and I feel very privileged to work for the 2015 "Best Midsized Company" in the region, per the Baltimore Sun:

I have worked for a variety of mortgage lenders, but none so far have shown the degree of talent I have found at NFM, with leadership that has shown a true commitment to excellence both with regard to customer experience and corporate culture. I feel I have found my true home here and look forward to serving the community in line with our company's strong values, while producing the type of results expected of the top performers in our field.




Jun 2018

Reviewed by David C, Richmond, VA

"Very accommodating"


May 2018

Reviewed by Aaron Scott B, Henrico, VA

"Mark worked with me directly in an effort to raise my okay credit score to good credit so I had more options and a significantly better outcome during my home buying process. He explained everything to me and the reasons why steps were being taken. Once pre-approval was complete and I moved into the contract phase, Mark and his entire team that were involved were diligent, helpful and kind throughout the entire process. They were as happy and excited for me as I was to buy my first home! "


Apr 2018

Reviewed by Brian H

"I have referred multiple people to Mark and he always takes great care of them! IT was even better being on the side of the client, his work ethic and attention to detail are unmatched and working with Mark only strengthened my faith in him and NFM to take great care of our clients when we send them. "


Mar 2018

Reviewed by Kimberly B, North Chesterfield, VA

"Buying my first house was a nightmare, but working with Mark was the smoothest and most enjoyable experience I could have imagined. He was quick to return emails and answer questions. If he didn’t know the answer he quickly found out. He was always upfront about concerns that have arisen in the past, such as getting the lowest interest rate. He was very accommodating with schedules. "


Mar 2018

Reviewed by Olivia H, Arlington, VA

"Mark is super professional, helpful and accommodating , best experience ever."


Mar 2018

Reviewed by Shawn M P, Richmond, VA

"Mark was with us every step of the way working to make sure our loan was done correctly. He does a great job. Thanks, Mark!"

Loan Tools

Here are some useful links to get you started in the loan process.


2018 May Be The Year for Renovation Loans

If you’re looking to buy a home, be prepared to meet a few challenges with today’s housing market. Not only is there a shortage of homes, but the available housing stock is aging. These challenges might seem discouraging but taking a look at the 2018 housing market and what options you have a…
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What is a G-Fee?

What is a G-Fee and what does it have to do with my interest rate?

As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
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Catherine L. Clapp

NFM Lending salutes Catherine L. Clapp, USN, Retired

LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
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Top Workplace Washington 2018

NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018

LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.  NFM Lending received the award at a ceremony held T…
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Contact Me

Mark Horton

Mark Horton

Loan Originator



Toll Free:



1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230

Ready to get started or have any loan questions? Contact me at 804-873-1075 or or submit the form below and I will call you.

Contact Me

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