In January of 2016 I joined the NFM Lending family. I am a part of a small team comprised of some of the most organized, experienced, motivated, and highly effective mortgage professionals I have had the pleasure of doing business with since I got my start in lending back in 2003. We work closely together as a team to deliver an excellent mortgage experience, in person, that leaves our clients not only willing, but actually excited to recommend us to their closest friends and family members.
Last year we helped over 200 families purchase new homes in the area, providing the full range of mortgage products, including jumbo, construction, renovation, VA, FHA, USDA, and many others. We are based in Richmond, but our company is based in Baltimore, and I feel very privileged to work for the 2015 "Best Midsized Company" in the region, per the Baltimore Sun: http://www.baltimoresun.com/business/jobs/topworkplaces-2015/bal-top-workplaces-2015-nfm-lending-story.html
I have worked for a variety of mortgage lenders, but none so far have shown the degree of talent I have found at NFM, with leadership that has shown a true commitment to excellence both with regard to customer experience and corporate culture. I feel I have found my true home here and look forward to serving the community in line with our company's strong values, while producing the type of results expected of the top performers in our field.
Reviewed by Brian D, Richmond, VA
"Mark and his team worked tirelessly to wade through the complicated nature of today's mortgage world. For a business owner, this was a huge weight off of my mind because so many lenders are only used to working on more standard w2 type loans. Mark's superior knowledge of the ins and outs of the underwriting process, as well as his expert advice on timing the right moment to lock our rate, helped me have a smooth closing from start to finish! "
Reviewed by Matthew C, Locust Grove, VA
"Mark, Aubriel and Candy were wonderful to work with; they were very thorough, professional and efficient. "
Reviewed by Frank E, Richmond, VA
"We initially sought Mark to provide us with a quote for another project. Once we moved past that decision, we were confident with connecting with Mark for our home mortgage. His level of expertise, clarity in communication and overall care was exceptional. "
Reviewed by Chukwudumebi Z, Richmond, VA
"Detailed. This summarizes Mark's attitude towards making sure your documents are all in order. Giving you a detailed explanation of how "this" works and what all these numbers mean. I can't go into the great detail that Mark does, but if you have a question about your loan or any part of the process Mark will be more than happy to explain to you what is what. I'm a first time home buyer and working with Mark and his team made the loan process seamless. 5-star service "
Reviewed by Lyndsie M, Chester, VA
"This was our third time buying a house and this was an experience like no other. There was a great attention to detail, excellent communication, and we felt that Mark was very concerned with our personal needs. We would not hesitate to recommend him to our friends and family. "
Reviewed by Joseph S, Chester, VA
"Working with Mark was an experience like no other. This is the third time I’ve been through the home-buying process and there was attention to detail and personal care and concern that I’ve never had with pervious lenders. He helped us make very important financial decisions in a way that only benefitted our best interests. I will, without hesitation, recommend Mark and his team and NFM to any friends or family. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.