In January of 2016 I joined the NFM Lending family. I am a part of a small team comprised of some of the most organized, experienced, motivated, and highly effective mortgage professionals I have had the pleasure of doing business with since I got my start in lending back in 2003. We work closely together as a team to deliver an excellent mortgage experience, in person, that leaves our clients not only willing, but actually excited to recommend us to their closest friends and family members.
Last year we helped over 200 families purchase new homes in the area, providing the full range of mortgage products, including jumbo, construction, renovation, VA, FHA, USDA, and many others. We are based in Richmond, but our company is based in Baltimore, and I feel very privileged to work for the 2015 "Best Midsized Company" in the region, per the Baltimore Sun: http://www.baltimoresun.com/business/jobs/topworkplaces-2015/bal-top-workplaces-2015-nfm-lending-story.html
I have worked for a variety of mortgage lenders, but none so far have shown the degree of talent I have found at NFM, with leadership that has shown a true commitment to excellence both with regard to customer experience and corporate culture. I feel I have found my true home here and look forward to serving the community in line with our company's strong values, while producing the type of results expected of the top performers in our field.
Reviewed by Kimberly B, North Chesterfield, VA
"Buying my first house was a nightmare, but working with Mark was the smoothest and most enjoyable experience I could have imagined. He was quick to return emails and answer questions. If he didn’t know the answer he quickly found out. He was always upfront about concerns that have arisen in the past, such as getting the lowest interest rate. He was very accommodating with schedules. "
Reviewed by Olivia H, Arlington, VA
"Mark is super professional, helpful and accommodating , best experience ever."
Reviewed by Shawn M P, Richmond, VA
"Mark was with us every step of the way working to make sure our loan was done correctly. He does a great job. Thanks, Mark!"
Reviewed by Daniel M F, Glen Allen, VA
"My experience with Mark was excellent. I was a first time homebuyer and Mark led me through it every step of the way. He was willing to meet and speak on nights and weekends. Mark's team at NFM lending was also top notch! I couldn't have asked for a better experience with my first mortgage."
Reviewed by Elaine P, Henrico, VA
"It was a great experience, but a busy one. He had a very good personality."
Reviewed by TaSheva P, Hopewell, VA
"Mr. Horton and the entire team was phenomenal! I had several questions pertaining to the loan, being this was my veryfirst time purchasing a home. Mr. Horton responded by explaining all questions in great detail. The team was very attentive to my fluid schedule. I appreciate their commitment to excellence and would refer NFM Lending to my Comrades. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.