Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Lynda P, Glen Allen, VA
"This was my first home so I had lots of questions and concerns. I had many struggles throughout the Loan process but Aubriel Rivera held my hand and walk me through it from beginning to end. I couldn’t have chosen anyone better to help me make one of the most important decision of my life. Thank you Aubriel!!"
Reviewed by Maurice L, Henrico, VA
Reviewed by Daniel D, Virginia Beach, VA
"Specifically with Aubriel, she was everything we could've asked for and more!! We are first time home buyers who seemed way over our heads but she explained everything so throughly and made sure we were always in the loop with updates & events. Seriously cannot thank her enough as she made this whole process so much less stressful knowing we had someone we could ask any and everything to - with no judgements. You could tell she really had a passion in her job and in helping us!!!"
Reviewed by Kelly K, Henrico, VA
" Aubriel was a delight to work with. Any time I had a question (I always have A LOT of questions), she immediately responded. The mortage process for me, felt straight forward and fairly simply, which I attribute to Aubriel's guiding hand. If I plan on purchasing any future property, I would most assuredly pick Aubriel and the NFM team for their assistance. "
Reviewed by Shumaila S, Midlothian, VA
"Great team and great team work !!! "
Reviewed by Wanda C, Richmond, VA
"I was worried at first but Aubreil really helped me with the process. So I thank you, Aubreil!!! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator