Jan Ozga Archives

LINTHICUM, MD, April 1 , 2019 — NFM Lending is proud to announce two industry leaders, brothers Jay and Carl Delmont, will lead their new division, Freedmont Mortgage® Group, based in Hunt Valley, MD. Under Delmonts’ leadership, who both have over 25 years of industry experience, Freedmont will further expand NFM Lending’s top-of-mind approach to customer service and capabilities through a continued focus on technology, company culture, and the personal touch in home lending.

“Growth is defined as an increase in value,” said Jay Delmont, Division President. “A key component of our decision to seek out a new partner was the opportunity for growth, which NFM brings to the table. The scope of tech that NFM provides will empower us to greatly increase the value we can bring to our clients and that was paramount for us.”

“NFM has clearly hired the best people in the market for all their home office department heads and staff,” added Carl Delmont, Executive Vice President. “The sense that everyone at NFM is there to take service to the next level and also truly love their jobs just hits you as soon as you walk in the door. That’s the culture everyone in the industry may strive for, but NFM achieves and then some!”

The division’s goal is to continue to provide the same commitment and dedication to borrowers, ranging from first time homebuyers to seasoned buyers looking for their next home, a second home, or investment properties.

“It’s an honor to be working with brothers Jay and Carl Delmont,” said Jan Ozga, President of NFM Lending. “We have admired their 25+ year commitment to our great industry for quite some time now. Both are proven leaders who are perfect cultural fits to our team. They will add a new dimension to our rapidly growing company and bolster our local presence.”

Freedmont Mortgage® Group is currently seeking qualified Mortgage Loan Originators for full and part-time positions.

NFM Lending is a mortgage lending company currently licensed in 37 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.

LINTHICUM, MD, February 26, 2019 — NFM Lending is proud to announce ten NFM Lending Loan Originators have been ranked as the “Top 1% Mortgage Originators in America 2018” by Mortgage Executive Magazine.

Each year, Mortgage Executive Magazine compiles a list of the nation’s Top Mortgage Originators. This list recognizes and celebrates leading mortgage professionals on their service, hard work, and overall dedication to servicing their clients. A minimum of $30 million in personal production is required to be eligible for the honor.

“It’s amazing to work alongside such a talented and dedicated group of mortgage sales professionals,” said Jan Ozga, President of NFM Lending. “We often highlight these folks company-wide and share their keys to success with others. It’s a privilege to watch each of them show others why they continue to be the gold standard – not just at NFM – but across the entire mortgage industry. Congratulations.”

Daniel Sa • Sr. VP of Retail & Regional Manager for Ohio, NMLS #173224 • www.nfmlending.com/dsa

In addition to being in the Top 1%, Jane Floyd out of NFM’s Tampa Bay office also ranked in the Top 200. She ranked #119 with over $89 million dollars in home loan volume for 2018.

“I am so proud of our Jane Floyd and her amazing team at NFM,” said David Silverman, CEO of NFM Lending. “She continues to amaze her clients and referral partners year after year because she cares and creates value for them. It’s no surprise she has made this list of top producers again and we are grateful she is a big positive link in the NFM family chain.”

NFM Lending is proud of these Loan Originators’ achievements and wishes them continued success.

NFM Lending is a mortgage lending company currently licensed in 37 states in the U.S. The company was founded in Baltimore, Maryland in 1998 and this year is celebrating its 20^th Anniversary. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.

LINTHICUM, MD, February 15, 2019— NFM Lending is proud to announce that it was named a Top Mortgage Industry Employer by National Mortgage Professional Magazine. This is the fourth time NFM Lending has received this honor.

Each year, National Mortgage Professional Magazine distributes a survey to employees of mortgage industry workplaces. The survey analyzes a variety of factors that employees find most important, including compensation, management, training resources, and company culture.

NFM Lending prides itself on its exceptional culture. The company fills their work environment with encouragement and teamwork, building a positive workplace that rewards both commitment and performance. Employees are encouraged to voice their questions and concerns directly to management, so they can be addressed promptly and correctly. Managers often surprise staff members for their birthdays, and the company holds contests, holiday celebrations, and other initiatives to encourage collaboration and show employees their appreciation.

“It’s a great honor to have been named a Top Mortgage Employer,” said Jan Ozga, President of NFM Lending. “It’s not only a testament to how great our culture is, but also to how well we work together as a team. What makes NFM special is our ability to listen to our 475+ team members that span across the country; we actually take action on their countless suggestions to make NFM better. The difference between us and other companies is that we’ll never lose focus on improving our team members’ experience. If you want to improve your customer experience, you must start with improving the experience of your employees.”

In addition to this most recent award, NFM Lending has been recognized many times for its exceptional company culture. These awards include: ‘50 Best Companies to Work For’ and ‘Top 100 Mortgage Companies’ by Mortgage Executive Magazine; ‘Top Work Places’ by The Washington Post; and ‘Top Work Places’ by The Baltimore Sun. NFM Lending is proud of these accomplishments and looks forward to another successful year.

NFM Lending is a mortgage lending company currently licensed in 37 states in the U.S. The company was founded in Baltimore, Maryland in 1998 and this year is celebrating its 20th anniversary. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.

LINTHICUM, MD, December 19, 2018 — Today, NFM Lending announced that two industry powerhouses, Darran Anthony and Mike Farrell, will lead their new division, Main Street Home Loans, based in Leesburg, VA. Under the leadership of Anthony and Farrell, who have over 20 years of industry experience, Main Street Home Loans will further expand NFM Lending’s top-of-mind approach to customer service and capabilities through a continued focus on technology, company culture, and the personal touch in home lending.

“After interviewing a long list of leading mortgage firms nationwide, all roads for Main Street Home Loans kept coming back to NFM Lending,” said Main Street Executive Vice President, Mike Farrell. “Our industry is undergoing a digital transformation right now and we felt NFM demonstrated the best balance between serving the online customer and maintaining an incredible family-like culture that is so important to our employees.”

“NFM’s goal has always been to align with the best,” noted NFM Lending President, Jan Ozga. “We have spent years building a modern culture, a fresh and new technologically-driven mortgage process, a diverse workforce, and a philosophy of open communication. Darran Anthony and Mike Farrell share that same vision so this was a natural fit from the beginning. They are both best-in-class and will be integral parts of NFM’s evolution and leadership team. As highly respected leaders within their own mortgage communities, they will be instrumental in helping the NFM family reach new heights. It’s an honor to work with them both.”

“We plowed through a who’s who of lenders and posed a single question to them all; how can you serve our employees, clients and referral partners with the kind of precision and accountability Main Street Home Loans is accustomed to?” said Main Street President, Darran Anthony. “NFM Lending, by far, gave us the best answers. We are thrilled to partner with their leadership team and to help the company carry on its legacy of service that spans over two decades.”

Main Street Home Loans will focus its lending platform throughout Maryland, Virginia and Washington, DC. They offer Conventional, FHA, VA, USDA, FNMA, Jumbo, and many other loan options to fit every borrower’s need.

Main Street is currently seeking qualified Mortgage Loan Originators for full and part-time positions.

Mike Farrell
Executive Vice President
Main Street Home Loans
NMLS #609895
571-214-6460
mike@mainstreethl.com
mainstreethomeloans.com/mike

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998 and this year it celebrates its 20th Anniversary. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.

LINTHICUM, MD, August 15, 2018— NFM Lending has announced the promotion of Tempe, Arizona Branch Manager, Ryan Sandell, to Vice President, Western Region. Sandell will help expand NFM’s growing footprint in the West using his proven track record and established relationships with realtors and builders throughout the region. The Sandell Team of NFM Lending currently boasts three of the top 1% loan originators in the country, each with less than six years of experience in the mortgage business.

“It has been incredible watching Ryan grow his team in Arizona,” said Jan Ozga, President of NFM Lending. “He’s doubled his production in 2 short years, demonstrating his ability to scale and make sound hiring decisions simultaneously. Using his current blueprint, Ryan will expand his footprint to Nevada, California and beyond. I marvel at his high mortgage IQ and can’t wait to see his continued ascent to the top of the mortgage ranks.”

“I am grateful for this opportunity and eager to grow the NFM brand throughout the Western United States,” said Sandell. “Joining NFM Lending was the best decision I could have made to grow my team, and now to have the opportunity to recruit loan originators who are focused on taking their production to the next level is truly exciting. NFM has really shown me a commitment to providing the best programs and resources to support their branches, and I am looking forward to sharing that with others.”

The Sandell Team of NFM Lending is currently hiring Loan Originators through the West and Southwest United States.

NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998 and this year is celebrating its 20th anniversary. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.

LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.

NFM Lending received the award at a ceremony held Thursday, June 21, 2018. Since its founding in 1998, NFM Lending has grown from a small mortgage brokerage to a lender with locations throughout the United States, including 7 locations in the D.C. area.

“‘Culture Erodes Strategy.’ We live by these words at NFM,” said Jan Ozga, President. “It is true that great culture starts with great leadership, but in my eyes, great leadership starts with responding to the great ideas of your staff. If you want a happy and dedicated group, start by actually listening to what they say. It’s an honor for all of us at NFM to make Top Workplace for the fourth year in a row!”

Each year, the Washington Post distributes a survey to the employees of Washington, D.C. area companies, asking them to evaluate their workplaces. The survey asks participants to rank their companies on quality of leadership, work-life balance, pay and benefits, and more. This year, NFM Lending ranked among the top 20 out of 55 midsized companies that made the final cut for inclusion on the Top Workplace list.

In 2018, Mortgage Executive Magazine named NFM Lending one of the 50 Best Companies to Work for, as well as one of the Top 100 Mortgage Companies In America. The Baltimore Sun also named NFM a Top Work Place in Baltimore for 2017, in addition to being named a Top Mortgage Employer 2017 by National Mortgage Professional Magazine. NFM Lending is proud of these accomplishments, and the work its team does to make it a Top Workplace.

LINTHICUM, MD, March 28, 2018 — NFM Lending is proud to announce two of its loan originators, Jane Floyd and Daniel Sa, have been ranked on the Scotsman Guide’s Top Originators 2017 lists.

Each year, Scotsman Guide recognizes the nation’s top producing mortgage loan originators. Originators can be ranked in any of ten categories, including Top Dollar Volume, Most Loans Closed, and Top Purchase Volume. According to their website, “Each set of rankings…is thoroughly audited, making Scotsman Guide’s rankings the mortgage industry’s most comprehensive, most intensely verified lists of their kind.”

Jane Floyd, out of Tampa, FL, was ranked in both Top Dollar Volume and Most Loans Closed categories. She ranked #196 out of 500 in Top Dollar Volume and #99 out of 300 for Most Loans Closed. Daniel Sa, out of Columbus, OH, was ranked in the Most Loans Closed category. He ranked #191 out of 300.

“NFM Lending is proud of Jane Floyd and Daniel Sa for their recognitions in The Scotsman Guide for top production and units.” said Jan Ozga, President of NFM Lending. “They continue to be the best in class and set the gold standard, both at NFM and in the entire mortgage industry.”

Over 3,000 originators applied for consideration, with only 641 making the ranks. To be considered for the rankings, entrants must either have had at least $40 million in loan volume, or personally closed 100 home loans in the 2017 calendar year. Floyd had over $92 million in loan volume and closed 383 loans in 2017. Sa closed 312 loans.

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

Daniel Sa • Sr. VP of Retail & Regional Manager for Ohio, NMLS #173224 • www.nfmlending.com/dsa

NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998 and this year is celebrating its 20^th Anniversary. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.

LINTHICUM, MD, March 3, 2018— Residential mortgage lender NFM Lending is celebrating its twentieth anniversary. NFM Lending focuses on assisting consumers in obtaining residential loans that meet their needs, while ensuring they receive exemplary service throughout the process.

“What an amazing two decades for NFM,” said David Silverman, founder and CEO of NFM Lending. “While we have seen both the ups and downs, it’s been a wonderful journey so far with the most amazing people that make this company so very special. We will continue to grow and service our communities, our people, our customers, and our referral partners with one hundred percent effort, one hundred percent of the time.”

NFM Lending was founded in 1998 by David Silverman and his wife, Sandy. The company opened its doors at 104 Water Street in Baltimore with four Loan Originators and has since grown to have 400+ employees, 42 branches throughout the US, and is licensed in 29 states. NFM Lending relocated three times throughout 20 years; first to 1111 Light Street, then 505 Progress Drive in Linthicum, where it stayed for 11 years. In August 2017, NFM Lending moved for the third time just down the road to 1190 Winterson Road to a state-of-the-Art, 4-story building. The new and customized space has allowed for NFM Lending to continue to grow and expand into the Midwest and West Coast. The corporate office also houses all operations, including: Accounting, Closing, Compliance, HR, IT, Legal, Marketing, Post-Closing, Pre-Closing, Processing, Quality Assurance, Underwriting, and an A/V Studio. Their steadfast commitment to customers and the community, and the dedication of their talented and ambitious staff, are the attributes NFM Lending believes allowed them to achieve this milestone anniversary and overall success in the mortgage industry.

“Our 20^th year is just another symbolic moment of our unity as a team and mortgage family,” said Jan Ozga, President of NFM Lending. “Nothing stays together for twenty years without loyalty, commitment, and hard work. Our goal has always been to be the best we can be to our referral partners and employees…if we continue to focus on that, we will reach many more milestones for years to come.”

NFM Lending is honored to have been America’s Common Sense Residential Mortgage Lender™ for the last twenty years and looks forward to many more years to come.

LINTHICUM, MD, January 4, 2017— NFM Lending is proud to announce that it was ranked one of the top 10 on Mortgage Executive Magazine’s 50 Best Companies to Work For list. This is the fourth year in a row that NFM Lending has been honored with this accolade.

Mortgage Executive Magazine conducted an extensive online survey of more than 10,000 Mortgage Loan Originators (MLOs) from over 200 mortgage companies and banks. The survey was limited to licensed MLOs who were presently employed by the companies they were rating. The survey asked participants to rate the company’s culture, loan processing, underwriting, compensation, management, marketing, and technology. The winning selections were based on total MLO votes and average rating score.

“The number one driver of our company is culture,” said Jan Ozga, President of NFM Lending. “Many midsized and larger companies treat their employees as metrics to help achieve company goals. NFM prides itself on being a family with a common purpose, and we spend a significant amount of time and resources building a company culture that keeps the number one focus on the employee. Imagine this: our highest-ranking managers at NFM actually know all the employees by their names. As a result of making a concerted effort to know the people we work with, we have over 400 people watching our bottom line instead of just a few at the top.

If you want to build a successful company that will withstand the test of time and unpredictable market influences, then you need to start by building a great culture. All companies talk culture. Very few live it.”

NFM Lending prides itself on its exceptional culture. The company has an open door policy which allows an open line of communication between management and staff. Employees are encouraged to voice their questions and concerns directly to management, so that they can be addressed promptly and correctly. In addition to a competitive salary and a comprehensive benefits package, NFM Lending loan originators receive ongoing support and assistance from qualified support and operations staff, and opportunities for trips and giveaways.

In addition to this most recent award, NFM Lending has been recognized many times for its exceptional company culture. In 2016 alone, it was named one of The Baltimore Sun’s Top Work Places in the Baltimore Area for the fifth year in a row; one of the Washington Post’s Top Work Places in the Washington, D.C. area for the second year in a row; and a Top Mortgage Employer by National Mortgage Professional Magazine for the second year in a row. NFM Lending is proud of each member of its team, and the work they do to make NFM a Top Workplace.

NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.

LINTHICUM, MD, September 14, 2016— NFM Lending is pleased to announce that it sponsored and participated in the Fifth Annual NCADD-MD Recovery Classic on Monday, September 12^th, 2016.

The National Council on Alcoholism and Drug Dependence of Maryland (NCADD-MD) is a state-wide organization that works to raise public awareness of alcoholism and drug dependence issues, while working to ensure those affected by the disease of addiction have the necessary resources when accessing treatment and sustaining recovery.

“Thanks to loyal sponsors such as NFM Lending,” said David Nelson, Chairman of the Board for NCADD-MD, “our 5th Annual Recovery Classic Golf Outing to benefit the work of NCADD-MD was a great success. The weather was perfect and the NFM team made a strong showing, with NFM-er Amy Fichter earning closest-to-the-pin honors on 13 as her tee shot came to rest 2’11” from the hole.”

Jan Ozga, President of NFM Lending, and several Loan Originators participated in the event.

“It is an honor once again for NFM Lending to support the NCADD-Maryland,” said Ozga. “The job of bringing awareness and solutions to addiction is a tireless one, and David Nelson and his team are incredible ambassadors to this end. It’s up to all of us to seek measures to curb the problem of addiction that has crippled our communities, torn apart our families, and left those afflicted feeling helpless. NFM couldn’t be prouder to be part of this event.”

NFM Lending is proud to support local organizations, like NCADD-MD as they work to improve our communities. For more information about NFM Lending’s nonprofit work, click here.

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