Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Madeena Q, Charlotte, NC
"It was an informative, overall very pleasant experience. Valentina was a great support. She was patient and very helpful. I’m positive I would not have been able to get my home without her. "
Reviewed by Heather L
"Valentina was great! She was quick to respond to any questions I had and was able to get my pre-approval on a weekend so I could make sure my offer could get in on time. "
Reviewed by Anatoliy P, Monroe, NC
"excellent service! "
Reviewed by Christy J, Fort Mill, SC
"Communication was fantastic!! Uploading and signing documents was a breeze. Valentina and her associate Christine were an absolute pleasure and I felt like I was supported and well informed through the entire process! Thank you for making my home buying experience great!"
Reviewed by Jobst A, Charlotte, NC
"The process went very smoothly and Valentina was extremely great to work with!"
Reviewed by Aida F, Mc Leansville, NC
"Great people, always ready anytime for all my concerns "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator