Valentina Grafton
Valentina Grafton

Valentina Grafton

Mortgage Loan Originator | NMLS# 1352408 Apply Now / Aplicar Upload Docs Returning Applicant Contact


Valentina is originally from Moscow, Russia and fluent in Russian language. She moved to North Carolina at the age of 17 by receiving college volleyball scholarship.

Whether you are looking to purchase or refinance your home, you can count on her to always look out for your best interests. She will cater to your financial situation and find the best mortgage solution to suit your needs. Valentina is very passionate about building relationships with her clients and providing excellent customer service. By being responsive and detail oriented she makes the mortgage process seamless. She is available to her clients 24 hours a day, and happily responds to all calls and emails promptly. She works hard to close on time, communicate throughout the process and provide the best mortgage experience.




Jan 2020

Reviewed by Sergey K, Monroe, NC

"Thank you for great service"


Dec 2019

Reviewed by Pavel P, Indian Trail, NC

"I didn’t think it can go that smoothly! Valentina helped me a lot! She was very easy helped me out a lot . Where I didn’t understand she would explain to me. Also the process was fast because of her ! Thank you Valentina! "


Nov 2019

Reviewed by Mark K, Kannapolis, NC

"First time home buyer here. And I want to say my experience was pretty smooth seeing I wasn't too familiar how the process worked. They basically coached me through it and made everything easy as possible. I was definitely in good hands buying my first home and definitely got huge assistance. Very grateful and would definitely use this company again!!"


Sep 2019

Reviewed by Madeena Q, Charlotte, NC

"It was an informative, overall very pleasant experience. Valentina was a great support. She was patient and very helpful. I’m positive I would not have been able to get my home without her. "


Jul 2019

Reviewed by Heather L

"Valentina was great! She was quick to respond to any questions I had and was able to get my pre-approval on a weekend so I could make sure my offer could get in on time. "


Jul 2019

Reviewed by Anatoliy P, Monroe, NC

"excellent service! "

Loan Tools

Here are some useful links to get you started in the loan process.


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Letters from Soldiers 2019

Letters from Soldiers (Troop Drive 2019)

Since our 12th annual Support Our Troops Drive in 2019, we’ve received great letters from soldiers stationed around the world. In November, we sent 250 care packages to 125 groups of soldiers. Today, we continue to send 4 care packages every month as a small way to show our troops how mu…
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Danny Austin

NFM Lending salutes Danny Austin

LINTHICUM, MD, January 2, 2020— NFM Lending is pleased to honor Sergeant Danny Austin as the NFM Salute for January 2020. Danny served in the U.S. Air Force from 1969 to 1981. He served three tours in Vietnam, treating wounded soldiers as a Rescue Medic. For his own peace of mind and to avoid h…
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Resolutions for the Home Seller

New Year’s Resolutions for the Home Seller

New Year’s is an ideal time to make resolutions to hit the gym, eat healthier, and make better choices. For many homeowners, the process of making their home marketable can feel overwhelming, and the prep stage often gets put on the backburner. Why not resolve to make 2020 the year to get your …
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Contact Me

Valentina Grafton

Valentina Grafton

Mortgage Loan Originator


State NMLS:
NC #I-181771

704-994-5392 x1007




1818 Euclid Avenue, Charlotte, NC 28203

Ready to get started or have any loan questions? Contact me at 704-994-5392 x1007 or or submit the form below and I will call you.

Contact Me

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