Valentina Grafton
Valentina Grafton

Valentina Grafton

Mortgage Loan Originator | NMLS# 1352408 Apply Now / Aplicar Upload Docs Returning Applicant Contact


Valentina is originally from Moscow, Russia and fluent in Russian language. She moved to North Carolina at the age of 17 by receiving college volleyball scholarship.

Whether you are looking to purchase or refinance your home, you can count on her to always look out for your best interests. She will cater to your financial situation and find the best mortgage solution to suit your needs. Valentina is very passionate about building relationships with her clients and providing excellent customer service. By being responsive and detail oriented she makes the mortgage process seamless. She is available to her clients 24 hours a day, and happily responds to all calls and emails promptly. She works hard to close on time, communicate throughout the process and provide the best mortgage experience.

My Videos




Jun 2020

Reviewed by Braden D, Stanfield, NC

"We loved how Valentina was very responsive and knowledgeable with all questions we had "


Apr 2020

Reviewed by Michael K, Lancaster, SC

"Valentina was always prompt. Did everything on time and always answered our phone calls, txts and emails. We did not have to wait for a reply. Very professional "


Mar 2020

Reviewed by Vladimir O, Monroe, NC

"Valentina at NFM Lending really went above and beyond any expectation my wife and I had. We are extremely thankful and couldn't have asked for a better mortgage broker, she answered all our question almost instantly. explained every step in detail and never left us waiting or told us that she didn't know without coming back to us within a few minutes with an answer. My wife and I would definitely recommend her to all of our friends and family! "


Feb 2020

Reviewed by Lam Q, Statesville, NC

"Valentina is amazing. She answered every question we had in a very timely matter. Would recommend her to families and friends."


Jan 2020

Reviewed by Sergey K, Monroe, NC

"Thank you for great service"


Dec 2019

Reviewed by Pavel P, Indian Trail, NC

"I didn’t think it can go that smoothly! Valentina helped me a lot! She was very easy helped me out a lot . Where I didn’t understand she would explain to me. Also the process was fast because of her ! Thank you Valentina! "

Loan Tools

Here are some useful links to get you started in the loan process.


How to Save Money and Energy During the Summer

During the peak of summer, you might do whatever it takes to stay cool. Before you run to turn your thermostat down in the peak of summer, keep in mind the monetary cost to keeping your home’s temperature regulated. Saving money and energy go hand in hand, and you can do both by being strategic…
Read more

Tyler Stallings

NFM Lending salutes Tyler Stallings

LINTHICUM, MD, July 1, 2020— NFM Lending is pleased to honor Tyler Stallings as the NFM Salute for July 2020. When he was just four years old, Tyler’s mother, Andrea Blackstone, began teaching him about Veterans. Tyler came to understand that military service members were true American heroes…
Read more

5 Summer Safety Tips

5 Summer Safety Tips

Summer has officially begun, and there are so many ways to enjoy it! Even if you’re staying close to home, you can still create magical memories with your loved ones. Life can seem to slow down during the summer, but that doesn’t mean you should let down your guard when it comes to staying sa…
Read more

Costs of Owning a Pool

The Real Costs of Owning a Pool

As a homeowner, you’ve probably fantasized about having your own pool. As the days grow hotter and summer arrives, you’ll probably be daydreaming of sitting poolside in your own backyard even more. Having your own pool might seem like paradise, but it’s not that simple. Before you dive head…
Read more

Contact Me

Valentina Grafton

Valentina Grafton

Mortgage Loan Originator


State NMLS:
NC #I-181771

704-994-5392 x1007




1818 Euclid Avenue, Charlotte, NC 28203

Ready to get started or have any loan questions? Contact me at 704-994-5392 x1007 or or submit the form below and I will call you.

Contact Me

  • This field is for validation purposes and should be left unchanged.