Valentina Grafton
Valentina Grafton

Valentina Grafton

Mortgage Loan Originator | NMLS# 1352408 Apply Now Upload Docs Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!




Sep 2019

Reviewed by Madeena Q, Charlotte, NC

"It was an informative, overall very pleasant experience. Valentina was a great support. She was patient and very helpful. I’m positive I would not have been able to get my home without her. "


Jul 2019

Reviewed by Heather L

"Valentina was great! She was quick to respond to any questions I had and was able to get my pre-approval on a weekend so I could make sure my offer could get in on time. "


Jul 2019

Reviewed by Anatoliy P, Monroe, NC

"excellent service! "


May 2019

Reviewed by Christy J, Fort Mill, SC

"Communication was fantastic!! Uploading and signing documents was a breeze. Valentina and her associate Christine were an absolute pleasure and I felt like I was supported and well informed through the entire process! Thank you for making my home buying experience great!"


May 2019

Reviewed by Jobst A, Charlotte, NC

"The process went very smoothly and Valentina was extremely great to work with!"


Mar 2019

Reviewed by Aida F, Mc Leansville, NC

"Great people, always ready anytime for all my concerns "

Loan Tools

Here are some useful links to get you started in the loan process.



NFM Lending Sponsors 15th Annual BARCStoberfest

LINTHICUM, MD, October , 2019— NFM Lending is proud to be a Sponsor for the 15th annual BARCStoberfest 5k and 1-mile run/walk and festival on October 26, 2019. This event will benefit the Baltimore Animal Rescue and Care Shelter (BARCS). This will be NFM Lending’s first year sponsoring the …
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How Mortgage Calculators Work

How Do Mortgage Calculators Work?

Note: This blog was originally published in February 2013 and has been updated. Mortgage calculators are important tools for both homebuyers and homeowners. These calculators can help estimate your monthly mortgage payments as well as how much you can afford when purchasing a home. There are vari…
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Christine Ege

NFM Lending salutes Christine Ege

LINTHICUM, MD, October 1, 2019— NFM Lending is pleased to honor Colonel Christine Ege as the NFM Salute for October 2019. COL Ege is serving in the US Army as a veterinarian and is currently in her 21st year of continuous active duty service. She passionately supports the Department of Defense …
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Mortgage Rate

How Your Credit Score Affects Your Mortgage Rate

When applying for a loan, one of the most important factors that will come into play is your credit score. Before you start the loan application process, you should have a clear understanding of how your credit score affects your mortgage rate so you can assess your financial situation. Most lend…
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Contact Me

Valentina Grafton

Valentina Grafton

Mortgage Loan Originator


State NMLS:
NC #I-181771

704-994-5392 x1007




1818 Euclid Avenue, Charlotte, NC 28203

Ready to get started or have any loan questions? Contact me at 704-994-5392 x1007 or or submit the form below and I will call you.

Contact Me

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