Tim has been in the mortgage industry for almost 18 years. He has been a Branch Manager for NFM, Inc. since July 2009. Tim holds a Mortgage Originator’s license in 7 states. He believes customers prefer to work with him because he specializes in “telling the truth.”
He received his Bachelor of Science in Business Administration with a concentration in management and a minor in psychology from Salisbury State University in 1996. His favorite TV shows are Game of Thrones, Spartacus, Criminal Minds and The Sopranos. His favorite hobbies include: stock trading, spending time with family, and cross training.
Reviewed by Kenneth S, Spotsylvania, VA
"My wife and I were kept informed throughout each phase of the loan process. We were contacted in a timely manner when additional information was requested which we needed to provide. Overall a pleasant and painless experience."
Reviewed by amyb321
"Tim was absolutely awesome during our whole experience, through all the ups and downs! He was always super responsive and always very helpful. Tim is hands down one of the best!!"
Reviewed by dlctc
"Tim has been exemplary in handling my refinance. I had some concerns and reservations and he answered everything very thoroughly and helped me with my final decision to refinance.He was in constant contact and it went as seamless as possible . We had one small glitch but nothing to do with him but he assisted me to get through it and get my loan closed. Would highly recommend him."
Reviewed by goodieshannon
"Once I decided to refinance and chose Tim Rhodes I found his response to be a constant. He took the time to answer all my questions (no matter how small). His ongoing assistance in the entire refinance process (always reaching out to check in and stay in touch) was greatly appreciated. I had not refinanced in a many years and no idea what to expect. Tim made it seamless!"
Reviewed by kmkbonsall
"Tim Rhodes was so helpful in every aspect of our refinance. He always returned my calls and answered any and every question I had. Very professional. We had an issue where we didn't receive our escrow check and Tim was right on it and figured out why and in a matter of a couple phone calls we had the issue figured out!"
Reviewed by ralph belin
"Tim is a very capable and complete professional. I enjoyed working with Tim on my refinance. Tim worked diligently to help me attain the best rate the market offered. He took the drudgery out of the procedure as well. Tim went above and beyond finding answers to my inquiries regarding escrow refunds. It was nice to be treated as a valued customer throughout the entire process."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Timothy Edward Rhodes
Field Sales Manager | Loan Originator