Scott Layden
Scott Layden

Scott Layden

Branch Manager | NMLS# 164302 Apply Now Upload Docs Contact

About

Scott Layden, Sr. Mortgage Loan Originator, is dedicated to your financial peace and real estate ownership success.

As a past investor, developer, real estate broker, landlord, and for the last several decades a mortgage originator, Scott brings a multi-faceted skillset to your mortgage purchase and refinance planning.

The Scott Layden Team is known for expertise in execution, understanding client needs, top notch communication, a simple and reliable mortgage process, efficient problem-solving, and on time closings. Our team views mortgages, not as merely a debt to be paid off, but as a financial tool to enhance our clients’ short, medium, and long term financial well-being. We help guide clients through making decisions that are best for them. We balance the goal of “lowest net after tax cost of borrowing” with a client’s other priorities such as cash flow, side investments, and making sure we leave room in your budget for “off application” expenses like tuition, savings, etc.

Scott thrives on helping people find opportunities, savings, insight and profits which might otherwise be overlooked by other loan originators. Once our team has gathered your basic information, Scott will meet with you, educate you, and help you choose the best mortgage loan options specific to your needs.

Scott partners with the best Realtors, CPAs, financial advisors, private bankers (as needed), and insurance agents in the market to help you succeed financially.

Awards

National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award National Mortgage News Award

Testimonials

5.0

Jul 2018

Reviewed by Edward H, Maryville, TN

"Barbara Layden was great and helped us out tremendously! Answered all of our questions and did everything she could to make sure we had a smooth experience. We will definitely recommend her to all of our friends!"

5.0

Jul 2018

Reviewed by Cody S. W, Nashville, TN

"NFM's staff was top-notch throughout the loan origination process, helping me navigate a completely foreign process with steady assistance and immediate feedback when needed. Every resource I worked with was friendly, professional, and committed to my success."

5.0

Jun 2018

Reviewed by Jacob K, Gallatin, TN

"We loved working with Scott throughout the loan process. He helped us understand how everything worked and we felt confident relying on his knowledge and experience."

5.0

Jun 2018

Reviewed by Veronica L H, Nashville, TN

"NFM was there every step of the way during my loan process. I would recommend the Layden team to everyone, especially first time home buyers like myself!"

5.0

Jun 2018

Reviewed by James Robert M, Joelton, TN

"The Scott’s NFM team made the mortgage process so easy amd painless. Barbara went out of her way to quickly forge sticking points that woukd of taken us weeks to straighten out on our own. They do most of the heavy work up front, that way from there it gets easier and easier as the process goes on. In practical terms: Scott, Barb and the team had us clear to close 2-1/2 weeks before our closing date! Unheard of in our books! Not to mention saved us almost $70/month on our mortgage!"

5.0

Jun 2018

Reviewed by Linda C, Franklin, TN

"I had a wonderful experiece, every question and need was meet with professionalism and kindness.Thank you for everything!"

Loan Tools

Here are some useful links to get you started in the loan process.

Blog

What is a G-Fee?

What is a G-Fee and what does it have to do with my interest rate?

As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
Read more

Catherine L. Clapp

NFM Lending salutes Catherine L. Clapp, USN, Retired

LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
Read more

Top Workplace Washington 2018

NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018

LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.  NFM Lending received the award at a ceremony held T…
Read more

8 Steps to a 203k Rehab Loan

When house-hunting for your new home, you might discover one that would be perfect for you but needs a bit of TLC. Don’t worry! An FHA 203k rehab loan is there to make your dreams of homeownership come true. This loan allows you to borrow both what you need to purchase the home and what you…
Read more

Contact Me

Scott Layden

Scott Layden

Branch Manager

NMLS ID#:
164302

State NMLS:
TN #112254

Phone:
615-224-8851

Toll Free:
800-300-0995

Fax:
615-261-8029

Email:
slayden@nfmlending.com

Address:
3333 Aspen Grove Drive, Suite 100, Franklin, TN 37067

Ready to get started or have any loan questions? Contact me at 615-224-8851 or slayden@nfmlending.com or submit the form below and I will call you.

Contact Me

  • This field is for validation purposes and should be left unchanged.