Scott Layden
Scott Layden

Scott Layden

Branch Manager | NMLS# 164302 Apply Now Contact


Scott Layden, Sr. Mortgage Loan Originator, is dedicated to your financial peace and real estate ownership success.

As a past investor, developer, real estate broker, landlord, and for the last several decades a mortgage originator, Scott brings a multi-faceted skillset to your mortgage purchase and refinance planning.

The Scott Layden Team is known for expertise in execution, understanding client needs, top notch communication, a simple and reliable mortgage process, efficient problem-solving, and on time closings. Our team views mortgages, not as merely a debt to be paid off, but as a financial tool to enhance our clients’ short, medium, and long term financial well-being. We help guide clients through making decisions that are best for them. We balance the goal of “lowest net after tax cost of borrowing” with a client’s other priorities such as cash flow, side investments, and making sure we leave room in your budget for “off application” expenses like tuition, savings, etc.

Scott thrives on helping people find opportunities, savings, insight and profits which might otherwise be overlooked by other loan originators. Once our team has gathered your basic information, Scott will meet with you, educate you, and help you choose the best mortgage loan options specific to your needs.

Scott partners with the best Realtors, CPAs, financial advisors, private bankers (as needed), and insurance agents in the market to help you succeed financially.



Jan 2018

Reviewed by Marilyn C, Spring Hill, TN

"Helpful, friendly, quick to respond. The whole team feels like family. "


Dec 2017

Reviewed by Andrea C, Smyrna, TN

"I had a great experience with NFM Lending. Scott, Vicki and Tabatha were so nice and very professional. Excellent customer service."


Dec 2017

Reviewed by Carlos T, Thompsons Station, TN

"I really like the service, they make me feel like family not like another # or loan on a pipeline, they answered all my phone calls and emails right away, In few words, thank you for the great service!"


Dec 2017

Reviewed by Megha K, Antioch, TN

"Scott and his team made our home buying experience a breeze! This was our first home buying experience, and we're so glad we went through Scott for this. His team communicated promptly and efficiently all throughout the process and were also always available to answer any questions we had. They are the BEST and we will definitely love to work with them again, in the future! "


Dec 2017

Reviewed by Daivat K, Antioch, TN

"As first time home buyer we were really happy and pleased with Scott and his team. They were very helpful through out the process and took time it answer any questions we had. I will highly recommend Scott’s team! "


Nov 2017

Reviewed by Gregory B, Columbia, TN

"You told what to expect and never deviated from the task getting me a loan! Great job by all. Loved the dog!"

Loan Tools

Here are some useful links to get you started in the loan process.


National Mortgage News Award



NFM Lending opens new branch in Charlotte, NC

LINTHICUM, MD., January 16, 2018 — NFM Lending is pleased to announce the opening of a new branch in Charlotte, North Carolina. The branch is located at 2015 Ayrsley Town Blvd, Suite 202, Charlotte, NC 28273. The NFM Lending branch will focus its lending platform throughout the Charlotte metrop…
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Quiz: Do You Know Your Mortgage Terms?

See how many mortgage terms and definitions you can match!

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Correspondence from Troops (Troop Drive 2017)

Since our 10th Annual Support Our Troops Drive in 2017, we have received some great correspondence from some of the U.S. troop members stationed around the world. In December, we sent 200 care packages to 100 groups of soldiers. Today, we continue to send 4 care packages every month as a small wa…
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NFM Lending Salutes Sgt. Paul E. Ralston, Jr.

LINTHICUM, MD, January 2, 2018— NFM Lending is pleased to honor Sergeant (Sgt) Paul E. Ralston, Jr. as the NFM Salute for January 2018. After high school graduation in 1963, Ralston voluntarily enlisted into the United States Marine Corps, where he served from 1963-1967. He was immediately depl…
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Contact Me

Scott Layden

Scott Layden

Branch Manager



Toll Free:



3333 Aspen Grove Drive, Suite 100, Franklin, TN 37067

Ready to get started or have any loan questions? Contact me at 615-224-8851 or or submit the form below and I will call you.

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