Michelle Kellar
Michelle Kellar

Michelle Kellar

Loan Originator | NMLS# 501357 Apply Now Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!


Meet the Team

  • Stacy Rose

    Stacy Rose

    Loan Partner II, NMLS# 332898

    p. 720.577.4567


    f. 720.577.4567

  • William Scott

    William Scott

    Loan Partner I

    p. 720.210.9215


    f. 720.210.9215

  • Jarrod Borga

    Jarrod Borga

    Licensed Processor, NMLS#1488433

    p. 720.930.4402


    f. 720.930.4402

  • Stephanie Hoyland

    Stephanie Hoyland

    Administrative Assistant

    p. 720.399.7369


    f. 720.399.7369

  • Elly Marquez

    Elly Marquez

    Sales Associate

    p. 720-930-4319


    f. 720-930-4319

  • Testimonials


    May 2018

    Reviewed by Van V M, Pueblo, CO

    "Working with NFM was a great experience. Michelle Kellar my (loan originator) was attentive and knowledgeable. She walked me through the entire process and communicated extremely well with myself as well as my realtor. She didn't miss a beat! Because of NFM and the communicative staff who assisted my closing my experience was grand and I'll refer anyone looking for a lender to contact Michelle and the NFM team."


    Mar 2018

    Reviewed by Ariel G, Aurora, CO

    "Great communication, on top of the process ! Quick an fast easy close. "


    Feb 2018

    Reviewed by Nicole A, Parker, CO

    "Michelle was a pleasure to work with. As first time home buyers she made sure we understood the process and all documents we were signing. She explained our loan options and followed up with us weekly to give us a status report and answer any questions we had. I can't imagine going through this process with anyone else! Thank you!"


    Jan 2018

    Reviewed by Eugene C, Littleton, CO

    "Besides being an incredible person, Michelle is also an incredible loan officer as well. I believe Michelle went out of her way on many hings inorder to make our loan become a reality. I would gladly recommend Michelle to anyone looking to purchase a home. "


    Dec 2017

    Reviewed by Richard W, Parker, CO

    "We were under the gun to get it done and she was absolutely the best at getting things to me in a timely manner. We were successful in our effort to close in a very short time thanks to her and her team!"


    Oct 2017

    Reviewed by Joe M, Highlands Ranch, CO

    "Michelle sent me updates every 6 months with advice on my home and loan. She helped me determine what the right steps were to move forward and when the time was right, she helped me refinance. She is very nice and helpful and the entire process went smoothly from start to finish. "

    Loan Tools

    Here are some useful links to get you started in the loan process.


    What is a G-Fee?

    What is a G-Fee and what does it have to do with my interest rate?

    As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
    Read more

    Catherine L. Clapp

    NFM Lending salutes Catherine L. Clapp, USN, Retired

    LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
    Read more

    Top Workplace Washington 2018

    NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018

    LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.  NFM Lending received the award at a ceremony held T…
    Read more

    8 Steps to a 203k Rehab Loan

    When house-hunting for your new home, you might discover one that would be perfect for you but needs a bit of TLC. Don’t worry! An FHA 203k rehab loan is there to make your dreams of homeownership come true. This loan allows you to borrow both what you need to purchase the home and what you…
    Read more

    Contact Me

    Michelle Kellar

    Michelle Kellar

    Loan Originator

    NMLS ID#:



    6455 S. Yosemite St., Suite 425, Greenwood Village, CO 80111

    Ready to get started or have any loan questions? Contact me at 720-408-0456 or mkellar@nfmlending.com or submit the form below and I will call you.

    Contact Me

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