I started working in the mortgage industry as a receptionist in 1992 when I was 22 years old, determined to be the best at what I do, and by 1999 I’d moved up the ladder quickly, learning all parts of the mortgage industry from setup to investor loan delivery, settling in as a Loan Officer Assistant in 2002. After ten years as a Loan Officer Assistant, I became a Mortgage Loan Originator in 2013 with a vision to create well-being, for my clients, realtors and referral partners.
I have over 25 years’ experience in the mortgage industry, with a vast knowledge of guidelines, a vision to see all the client’s options, a true desire to do what’s best for the client and a commitment to ensure loans closes on time. Plus have a little fun along the way getting to know the clients and realtors!
I love spending time with my family & friends, hiking, talking walks, being surrounded by nature, water-skiing and snow skiing. I love to travel, meditate, practice yoga and the excitement of learning something new. I love being an up-lifter and a part of people’s desires of a home and home wealth. I believe you are what you believe you are, so believe you are amazing!
If you are looking to buy a home, sell a house, access the equity in your home or invest in real estate, I'd love to help!
Meet the Team
Reviewed by William M, Parker, CO
"Michelles is by far, the best agent we have ever worked with. She has always guided us through the process in a seamless manner and is always available if we have any questions regarding the loans. She is thorough and keeps us updated on all aspects of the loan. Although the process is usually complicated and stressful, she has made them the opposite on the two occasions we have worked with her. Will continue to highly recommend her and the company for any future business. Thank you."
Reviewed by Crystal M, Denver, CO
"I appreciate how knowledgeable and easy to speak with Michelle has been. She listens, understands the stress, and answers my questions. I've enjoyed working with her very much!"
Reviewed by Sam W
"Clear communication and we never had to wait for answers. Very organized and offers a good technology suite to submit documentation. This is the first lender that didn't ask me for the same exact information twice because they were organized. I highly recommend Michelle and her team. Very pleasant and knowledgeable!"
Reviewed by Daniel S, Aurora, CO
"Being a first time home buyer/owner now, I do not have much to compare too, but the process was smooth and went well, no issues or snags, and was not worried about any steps, and NFM was very supportive and helpful."
Reviewed by Van V, Pueblo, CO
"Working with NFM was a seamless transaction. Michelle is a top notch loan originator who was available to us throughout the entire process. Michelle communicated at a high level of transparency with us, NFM and our realtors. She made this entire process less stressful and we couldn't be happier with the service we received. Thank you to all the staff at NFM and The Mortgage Lady!"
Reviewed by Ford F, Littleton, CO
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.