I started working in the mortgage industry as a receptionist in 1992 when I was 22 years old, determined to be the best at what I do, and by 1999 I’d moved up the ladder quickly, learning all parts of the mortgage industry from setup to investor loan delivery, settling in as a Loan Officer Assistant in 2002. After ten years as a Loan Officer Assistant, I became a Mortgage Loan Originator in 2013 with a vision to create well-being, for my clients, realtors and referral partners.
I have over 25 years’ experience in the mortgage industry, with a vast knowledge of guidelines, a vision to see all the client’s options, a true desire to do what’s best for the client and a commitment to ensure loans closes on time. Plus have a little fun along the way getting to know the clients and realtors!
I love spending time with my family & friends, hiking, talking walks, being surrounded by nature, water-skiing and snow skiing. I love to travel, meditate, practice yoga and the excitement of learning something new. I love being an up-lifter and a part of people’s desires of a home and home wealth. I believe you are what you believe you are, so believe you are amazing!
If you are looking to buy a home, sell a house, access the equity in your home or invest in real estate, I'd love to help!
Meet the Team
Reviewed by Sheryl R, Englewood, CO
Reviewed by Katy L, Highlands Ranch, CO
"Michelle was amazing during our home buying process. She was extremely knowledgeable, patient and understanding. Her support helped us stay focused and determined to make our dream come true. We are so happy to have gotten the opportunity to work with her, as she helped this transition be as smooth as it possible could have been. Thank you, from the bottom of our hearts Michelle!!!! "
Reviewed by Joe D, Highlands Ranch, CO
"Working with Michelle has always made this process very easy. I rely on her expertise and she is always available to help if I have any questions. "
Reviewed by Stephan E, Parker, CO
"Michelle made the process very easy, and was always available to answer to all my questions. "
Reviewed by Nicole J, Parker, CO
"Refinancing with Michelle and NFM Lending was EASY! Her team walked us through each step, always looked for the best options for us at our point in our lives, and the closing followed all COVID-19 safety guidelines outside at our home. Thank you!"
Reviewed by Jamie T, Denver, CO
"Working with Michelle is always simple and easy. She keeps us informed and always helps us arrive at the best outcome."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Ready to get started or have any loan questions? Contact me at 303-210-3446 or email@example.com or submit the form below and I will call you.