Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Van V M, Pueblo, CO
"Working with NFM was a great experience. Michelle Kellar my (loan originator) was attentive and knowledgeable. She walked me through the entire process and communicated extremely well with myself as well as my realtor. She didn't miss a beat! Because of NFM and the communicative staff who assisted my closing my experience was grand and I'll refer anyone looking for a lender to contact Michelle and the NFM team."
Reviewed by Ariel G, Aurora, CO
"Great communication, on top of the process ! Quick an fast easy close. "
Reviewed by Nicole A, Parker, CO
"Michelle was a pleasure to work with. As first time home buyers she made sure we understood the process and all documents we were signing. She explained our loan options and followed up with us weekly to give us a status report and answer any questions we had. I can't imagine going through this process with anyone else! Thank you!"
Reviewed by Eugene C, Littleton, CO
"Besides being an incredible person, Michelle is also an incredible loan officer as well. I believe Michelle went out of her way on many hings inorder to make our loan become a reality. I would gladly recommend Michelle to anyone looking to purchase a home. "
Reviewed by Richard W, Parker, CO
"We were under the gun to get it done and she was absolutely the best at getting things to me in a timely manner. We were successful in our effort to close in a very short time thanks to her and her team!"
Reviewed by Joe M, Highlands Ranch, CO
"Michelle sent me updates every 6 months with advice on my home and loan. She helped me determine what the right steps were to move forward and when the time was right, she helped me refinance. She is very nice and helpful and the entire process went smoothly from start to finish. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.