Michelle Kellar
Michelle Kellar

Michelle Kellar

Loan Originator | NMLS# 501357 Apply Now Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!


Meet the Team

  • Stacy Rose

    Stacy Rose

    Loan Partner II, NMLS# 332898

    p. 720.577.4567


    f. 720.577.4567

  • William Scott

    William Scott

    Loan Partner I

    p. 720.210.9215


    f. 720.210.9215

  • Jarrod Borga

    Jarrod Borga


    p. 720.930.4402


    f. 720.930.4402

  • Stephanie Hoyland

    Stephanie Hoyland

    Administrative Assistant

    p. 720.399.7369


    f. 720.399.7369

  • Elly Marquez

    Elly Marquez

    Sales Associate

    p. 720-930-4319


    f. 720-930-4319

  • Testimonials


    Feb 2018

    Reviewed by Nicole A, Parker, CO

    "Michelle was a pleasure to work with. As first time home buyers she made sure we understood the process and all documents we were signing. She explained our loan options and followed up with us weekly to give us a status report and answer any questions we had. I can't imagine going through this process with anyone else! Thank you!"


    Jan 2018

    Reviewed by Eugene C, Littleton, CO

    "Besides being an incredible person, Michelle is also an incredible loan officer as well. I believe Michelle went out of her way on many hings inorder to make our loan become a reality. I would gladly recommend Michelle to anyone looking to purchase a home. "


    Dec 2017

    Reviewed by Richard W, Parker, CO

    "We were under the gun to get it done and she was absolutely the best at getting things to me in a timely manner. We were successful in our effort to close in a very short time thanks to her and her team!"


    Oct 2017

    Reviewed by Joe M, Highlands Ranch, CO

    "Michelle sent me updates every 6 months with advice on my home and loan. She helped me determine what the right steps were to move forward and when the time was right, she helped me refinance. She is very nice and helpful and the entire process went smoothly from start to finish. "


    Oct 2017

    Reviewed by David G, Parker, CO

    "NFM did a great job for me throughout the pre-approval, approval, and closing process. Michelle called me once a week to keep me informed of the progress of my loan and to advise me of any issues or items needing my attention. This communication along with the secured e-mail process they use enabled me to sign and update documents while travelling for work. I also really appreciate Stacy's efforts in making sure I got my loan through underwriting on time so that I could close early."


    Oct 2017

    Reviewed by Jennifer L, Aurora, CO

    "We had an amazing experience with Michelle. She made the process very easy for us to navigate through."

    Loan Tools

    Here are some useful links to get you started in the loan process.


    What to Consider When Buying a Waterfront Home

    Who hasn’t dreamed of having a home on the water? Whether it’s beach, lake, or riverfront, a waterfront home can be a great investment but should not be made without the proper research and consideration. Before making any costly mistakes, you need to know what to consider when buying a water…
    Read more

    Staging Your Home For Sale

    ‘Staging’ is a term used by real estate agents that means to make your home appealing, therefore making it more marketable to potential buyers. Through this process, you increase your home value and become more emotionally detached from the house as it becomes less of your home. The ultimate …
    Read more

    What do Mortgage Lenders Review on Bank Statements?

    There are many ways to prepare to buy a home, but a major one is to ensure your finances are completely sound. A lender is going to request many financial documents, one of which will be your bank statements. While it might seem like an insignificant request compared to your taxes or paystubs, yo…
    Read more

    NFM Lending salutes Kenneth Hutcherson

    LINTHICUM, MD, February 1, 2018— NFM Lending is pleased to honor WWII Veteran, Kenneth Hutcherson, as the NFM Salute for February 2018. After high school graduation in Halifax, Virginia, Hutcherson moved to Baltimore, Maryland in June 1941 and worked for Glen L. Martin Company. After 15 months,…
    Read more

    Contact Me

    Michelle Kellar

    Michelle Kellar

    Loan Originator

    NMLS ID#:



    6455 S. Yosemite St., Suite 425, Greenwood Village, CO 80111

    Ready to get started or have any loan questions? Contact me at 720-408-0456 or mkellar@nfmlending.com or submit the form below and I will call you.

    Contact Me

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