Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Bradley D, Tampa, FL
"This is the second time using Kellen and NFM to purchase a home. They were super helpful and a pleasure to work with throughout the entire process as always. I can't see myself going anywhere else for a home loan or refi, ever. Thanks again for the seamless process!"
Reviewed by Xochilth M, St Petersburg, FL
"We couldn’t be more thankful, especially buying a home during a pandemic. The team was there to help and ease us through it ALL! Cindy and Kellen were great! More than happy to recommend to all our family and friends! I can see why Jessica recommends working with you! Answering our calls on weekends and being so prompt. "
Reviewed by Christopher J, Lutz, FL
"NFM was outstanding to do business with for the 2nd time in 2 years - original loan and a refinance. They are aggressive with getting the most competitive rate, quick with communications, and helpful in every step of the way."
Reviewed by Jared M, Tampa, FL
"Great communication. Easy processing. Highly recommended. "
Reviewed by Anthony B, Land O Lakes, FL
"Throughout the entire home buying process, my wife and I were extremely pleased with how Kellen runs his branch. If I ever needed any information or updates from him, whether it be on weekends or holidays, Kellen always answered my calls or texts and helped me right away. I've also never heard of a loan originator driving all the way across the Tampa area to personally congratulate new home owners. I urge any potential home buyers in the Tampa Bay area to give Kellen Floyd a call. "
Reviewed by Giselle I, Land O Lakes, FL
"Kellen really went above and beyond working with us. He made himself available day and night, even through the holidays! He is very knowledgeable yet talked to us in terms that we could understand. I would highly recommend him to anyone looking to get a loan!! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
Ready to get started or have any loan questions? Contact me at 813-961-3900 or email@example.com or submit the form below and I will call you.