Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by JOHN L, Paterson, NJ
"Thanks for your hard work Fernando, and for keeping me informed of every step during the closing. "
Reviewed by ANA M, West Orange, NJ
"I’m so glad I found Fernando to work on my mortgage. He is really good and does the best of his ability for his clients. I cannot thank him enough for always looking at the best opportunities for us."
Reviewed by Socrates A, Paterson, NJ
"I would absolutely recommend Fernando, I also plan on using him again on my next move . He was very attentive, he responded quickly and gave me enough information that kept up to date, made me feel comfortable and informed. He negotiated great interest rate on my investment property. We got things done quickly, I was able to move in before the first of the month. He was very friendly and easy to work with, very respectful: overall yes I would recommend Fernando for anyone, plus he speak Spanish+"
Reviewed by Nelson G, West Milford, NJ
"i received a great interest rate on my investment Property."
Reviewed by John V, Little Falls, NJ
"Fernando was very professional and kept us informed throughout the whole process. "
Reviewed by PATROCINIO B, Elizabeth, NJ
"I like them the gray Communications you guys got with the customer"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Fernando Pineros Rincon
Ready to get started or have any loan questions? Contact me at 201-355-5851 or email@example.com or submit the form below and I will call you.