Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by SERGIO R, Paterson, NJ
"Great people great team very professional I'm very satisfied with the work they did to get me approved for my new home "
Reviewed by Yajaira C V, Union, NJ
"Ha sido una gran experiencia nos ayudaron en todo momento .muy contento estamos mi esposo y yo gracias "
Reviewed by Ana M V, West Orange, NJ
"Fernando was great working with us. We stopped looking for houses and he was always there even before we started again with the process, he went beyond his duties to help me and find good people to work with. When we decided to buy a house he was always in top of everything. I am very happy for the service of NFM lending."
Reviewed by Jose M E, Passaic, NJ
"Fernando is a very dedicated and helpful agent. He was always available to answer questions and address concerns, always going out of his way to help us with this loan application process. "
Reviewed by PAOLA M A, Willingboro, NJ
"My experience with NFM Lending was wonderful, and I appreciate the time everyone put in to getting my loan ready on time for closing. Thank you so much!"
Reviewed by BRIAN M, Belleville, NJ
"Fernando Pineros is the best loan originator very professional, reliable and honest person. He help me in all the process of my loan, very good communication with him always attending my calls. Definitely highly recommended. Thanks to Fernando we are now enjoying our new home. Sincerely Molina’s Family "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Fernando Pineros Rincon