Chuck N Payne

Chuck N Payne is a Licensed Loan Originator serving Garner, NC and surrounding areas.

With Chuck and NFM Lending, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs.

NFM Lending is dedicated to streamlining the loan process in order to shorten the time from loan application to closing without sacrificing service or quality.

Whether you are purchasing or refinancing your home, Chuck N Payne is here to help with all your home mortgage financing needs!

The Reviews are in..

5 out of 5

Experience.com Rating

It was smooth and hassle free, all questions were answered and then some. Great to work with!

Nathan L.
Lillington, NC

5 out of 5

Experience.com Rating

Overall a fast and painless process.

Shondale M.
Henderson, NC

5 out of 5

Experience.com Rating

Chuck was an absolute pleasure to work with. He went the extra mile in discussing current rate trends, macro economic factors, and made sure we were fully satisfied with all aspects of NFM’s service and loan product

Brandon .
,

5 out of 5

Experience.com Rating

Brandon D.
Raleigh, NC

5 out of 5

Experience.com Rating

Chuck and his team are professionals . They kept us updated in the progress, promptly. I really appreciated their service.

Steve .
,

5 out of 5

Experience.com Rating

Great job! Thanks again!

Steve H.
Raleigh, NC

See All my Testimonials

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National lender. Local loan originators.

Apply Online
Get approved
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Apply online

Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.

Get approved

Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.

Close your loan

Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!

Get Started Now!

The newest releases from NFM TV

Ready. Set. Home. - August 2023

An NFM TV Interview with Dr. Mark Calabria, Former Director of FHFA - Full Interview

NFM TV Interview Mike Fratantoni (June 2023)

NFM Salute - February 2023 - Denis Oliverio, Lieutenant (RET.), U.S.M.C.

NFM Salute - January 2023 - George H. Foster Jr, Staff Sergeant, U.S.M.C.

NFM Salute - December 2022 - Jason Secrest, Lieutenant Colonel, Army National Guard

NFM Salute - November 2022 - Henry Shimberg, Specialist 4, U.S. Army

NFM Salute - October 2022 - Dick Pard, Petty Officer, 2nd Class, U.S. Navy

NFM Salute - September 2022 - Rick Levine, Corporal, U.S. Army

NFM Salute - August 2022 - Jason Walters, Corporal, U.S.M.C.

NFM Salute - July 2022 - Joe Dulmage, Sergeant First Class, U.S. Army

NFM Salute - April 2022 - Matt Anderson, Captain (Ret.), U.S. Army

NFM Salute - March 2022 - John Lanier, Combat Engineer and Army Specialist, U.S. Army

NFM Salute - February 2022 - Nathan Hartseil, Sergeant, U.S.M.C.

NFM Salute - January 2022 - Danny Farrar, Staff Sergeant, U.S. Army

NFM Salute - December 2021 - Yasmine Charles, Culinary Specialist, U.S. Navy

NFM Salute - November 2021 - Matthew Krenz, Sergeant Major (Ret.), U.S. Army

NFM Salute - October 2021 / David Lee Espinoza, Lance Corporal, U.S.M.C.

NFM Salute - September 2021 / Harold Gladden, IV, U.S. Navy Hospital Corpsman

NFM Salute - August 2021 / Gretchen Smith, U.S. Air Force, Senior Airman

Home Run: Great Client Experiences: The Deloshier Greene Story

NFM Salute - June 2021 / Arthur Coleman, U.S. Army Staff Sergeant (Ret.)

Home Run: Great Client Experiences: The Kayla Maynor Story

NFM Salute - May 2021 / Charles Eggleston, U.S. Army Staff Sergeant (Ret.)

Mortgage Explainer: Preparing to Buy a Home

Home Run: Great Client Experiences: The Steffaney Prince Story

Home Run Great Client Experiences Podcast: The Meghan Wright Story

Mortgage Explainer: The Veterans Affairs VA Loan

Home Run: Great Client Experiences: A Robert Beran Story

Mortgage Explainer: Advantages of an FHA Loan

Home Run: Great Client Experiences: The Charmaine James Story

Mortgage Explainer: Pre-Qualification vs. Pre-Approval

Home Run Great Client Experiences Podcast - The Jessica Bisignano Story

Mortgage Explainer: 6 Easy Steps to Purchasing a Home

Home Run Podcast: Great Client Experiences with Jessica Uphoff

Viewpoint: Biggest Mistake Borrowers Make When Purchasing a Home

Mortgage Explainer: What is Underwriting?

Home Remodeling: Best Bang For Your Buck

NFM Lending Client For Life - Jason Patten

Blog

September 6, 2023

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All FHA Case Transfer Requests must be sent in writing via email to: FHAINFO@nfmlending.com. The request must include the FHA Case number, the new lender’s Origination ID or Sponsor ID, the full subject property address, and a letter signed and dated by the borrower expressing desire for the transfer.
Request for payoff should be submitted to the current servicer of the loan:
If your loan is being serviced by the NFM Lake Zurich Servicing Center, please call 1-866-352-6802 to request a payoff. You can also request a payoff via the online borrower portal, if you are a registered user on the portal.
If your loan is being serviced by the NFM Lending Linthicum Maryland Office, you may submit the request to Servicing@nfmlending.com or call 1-866-765-1827.
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Chuck N Payne

Awards

The Reviews are in..

5 out of 5

5 out of 5

5 out of 5

5 out of 5

5 out of 5

5 out of 5

Mortgage Calculators

Home Buying Made Easy

The newest releases from NFM TV

Ready. Set. Home. - August 2023

Blog

What is Underwriting?

AI, Real Estate, Mortgages, and You

How to Transform Your Home into a Wellness Haven

Four NFM Lending Loan Originators Named 2023 Top Emerging Stars by Scotsman Guide

NFM Lending Named a 2023 Best Workplace for Millennials

NFM Lending Announces the Promotion of Laura Clapper to Chief Marketing Officer

Chuck N Payne

CPA FORM

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