About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
Meet the Team

Kevin Oxendine
Mortgage Loan Originator
p. 919-274-7827
|f.
e. koxendine@nfmlending.com
NMLS # 1668258

Justin Grice
Mortgage Loan Originator
p. 919-818-4403
|f.
e. jgrice@nfmlending.com
NMLS # 1402381

Roger William Greene
Mortgage Loan Originator
p. 336-508-3697
|f.
e. rgreene@nfmlending.com
NMLS # 1770923
Testimonials
Jan 2019
Reviewed by Kevin M, Raleigh, NC
"Chuck was very helpful with our refinancing and explained it in detail to the final closing. Everyone was friendly and efficient. I would recommend chuck to family and friend. "
Jan 2019
Reviewed by William S, Middlesex, NC
"He has been great and helped us every way possible. The even contacted me during business hours to discuss my loan. He was very factual and his information and even when the rates went down he locked me into a lower rate. I would highly recommend Chuck Payne to anybody in the Raleigh NC area looking to buy or refinance."
Jan 2019
Reviewed by Percy L, Wendell, NC
"A good experience"
Jan 2019
Reviewed by Brenda A, Wendell, NC
"It was an overall wonderful experience. He answered any of my questions and was very knowledgeable. When talking with Chuck, he made me feel at ease and very comfortable with the whole process. I would highly recommend your company and Chuck to anyone. Thank you for such a GREAT experience. Robin was wonderful as well. They both responded to emails very quickly and kept me in the loop with everything. "
Dec 2018
Reviewed by Shoshana M, Garner, NC
"Buying a new home right before the holidays is more stressful than exciting in many ways, but Chuck and the staff at NFM did an amazing job communicating with me and making the process as smooth and painless as possible. Chuck knows the process inside and out and was able to help me get exactly what I needed. The entire staff was friendly and knowledgeable, and it was a pleasure working with them from start to finish. I highly recommend Chuck and NFM to anyone looking for a mortgage lender!"
Dec 2018
Reviewed by Bernita M, Garner, NC
"Chuck was very knowledgeable about the process and very responsive to all my questions. He worked quickly to keep the process on schedule. I don't think I could have received better service. Thanks to the entire team."
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending Named a Top Mortgage Employer
February 15, 2019
LINTHICUM, MD, February 15, 2019— NFM Lending is proud to announce that it was named a Top Mortgage Industry Employer by National Mortgage Professional Magazine. This is the fourth time NFM Lending has received this honor. Each year, National Mortgage Professional Magazine distributes a survey …
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NFM Lending salutes Nicolas Alvarez
February 6, 2019
LINTHICUM, MD, February 6, 2019— NFM Lending is pleased to honor Private Nicolas Alvarez as the NFM Salute for February 2019. Upon graduation from high school, Pvt. Alvarez enlisted in the United States Marine Corps. He recently graduated from boot camp at the Marine Corps Recruit Depot at Parr…
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6 Steps to Purchase a New Home
February 3, 2019
Buying a home is one of the most significant financial decisions you will make in your life. In order to make an informed decision, doing some research for each step of the process can help ensure a smooth transaction. Here are the 6 basic steps needed to purchase a home. Step 1: Get Pre-Qualifie…
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Why Winter is a Good Time to Sell Your Home
January 22, 2019
If you’re ready to sell your home, you don’t need to wait until the spring just because that’s the more popular time. There are plenty of benefits to selling in the off season, even a few that can be monetary. Here are our top 5 reasons for why winter is a good time to sell your home. Low I…
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Contact Me

Chuck N Payne
Branch Manager
NMLS ID#:
92794
Phone:
919-523-7210
Fax:
888-253-0292
Email:
cpayne@nfmlending.com