About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
Testimonials
Nov 2019
Reviewed by Terrance H, La Grange, NC
"This experience was better than expected. People say home buying can be stressful but I had a great experience. The communication was great and everything was handled very fast."
Nov 2019
Reviewed by Thomas B, Holly Springs, NC
"The communication from Chuck was on point, very knowledgeable and clearly explained the process and setting clear expectations on when key deliverables. I appreciate the proactive reminders on actions that required my attention , with a busy schedule these reminders kept the process moving along. Chuck and team were professional and exceeded expectations. We closed on time, with a great rate and zero issues. Would highly recommend. "
Nov 2019
Reviewed by Michael A, Raleigh, NC
"Very knowledgeable and willing to go the extra step to make this loan go smoothly"
Nov 2019
Reviewed by Stephanie R, Winston Salem, NC
"Chuck and Robin were great to work with while purchasing our home. They answered all of my thousands of questions and were always prompt with returning my emails. I would highly recommend them to anyone looking for a mortgage company!"
Oct 2019
Reviewed by David C, Apex, NC
"My daughter and I have used Chuck on several occasions. Chuck has always worked extremely hard and looked out for my best interests. Chuck and his team have kept me informed during this entire process. I will not hesitate to work with Chuck again."
Oct 2019
Reviewed by Tyree M, Knightdale, NC
"It was great experience. As a first time buyer, very painless and quick turnaround. "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
How to Prepare Your Home for Winter Weather
December 5, 2019
Note: This blog was originally published in November 2013 and has been updated. As the days get shorter and the temperatures go down, the threat of winter storms and rising gas and electric bills become real. In order to make sure that your home is protected during a storm and is efficiently usin…
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NFM’s Support Our Troops Drive 2019
On Thursday, November 21, 2019, NFM Lending completed its 12th annual “Support Our Troops Drive,” sending 250 care packages to 125 groups of U.S. soldiers stationed overseas. Employees spent the months of October and November collecting supplies and goodies. With the help of AnySoldier® we…
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NFM Lending salutes Jerry Williams
December 2, 2019
LINTHICUM, MD, December 1, 2019— NFM Lending is pleased to honor Specialist Jerry Williams as the NFM Salute for December 2019. Jerry served in the U.S. Army from 1968 to 1969 in both Ft. Hood, Texas and Chu Lai, Vietnam. He was a member of H-Troop 17th Cavalry as a gunner on an armored personn…
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What is an HOA?
November 22, 2019
When you’re ready to start house hunting, you’ll likely come across homes in neighborhoods that have a rather consistent and harmonious look. It’s a good guess that these homes are part of an HOA, or Homeowners Association. What is an HOA, you ask? An HOA is an organized group of homeowners…
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Contact Me
Chuck N Payne
Branch Manager
NMLS ID#:
92794
Phone:
919-523-7210
Fax:
888-253-0292
Email:
cpayne@nfmlending.com