About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
My Videos
Awards
Testimonials
Mar 2020
Reviewed by Laragh C, Zebulon, NC
"Chuck and Robin were super helpful all along the way. Chuck was very knowledgeable about every loan product that could have applied to me."
Mar 2020
Reviewed by Stephen B, Holly Springs, NC
"It was a great experience from start to finish(closing)! It was a smooth and very operating procedure. Chuck was quick and informative throughout the whole process. We're excited to have worked this entire program. "
Mar 2020
Reviewed by William R, Garner, NC
"Whole process was smooth and seamless. Service was more than I could have ever expected. Thank you Chuck Payne!!"
Mar 2020
Reviewed by wendy p, Henderson, NC
"Chuck and Robin are wonderful. They helped me from start to finish and did everything they promised. I highly recommend! A true pleasure to work with! Thanks so much for making my dream a reality😊"
Feb 2020
Reviewed by Crystal C, Garner, NC
"Chuck and his team are amazing! They made our process simple and quick and kept us in constant communication along the way. "
Feb 2020
Reviewed by Megan R, Charlotte, NC
"Straight-forward, easy. Detailed correspondence with exactly what was needed from me and prompt review of any files I sent over "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending Sponsors 9th Annual Red Shoe Shuffle
March 23, 2020
LINTHICUM, MD, March 23, 2020—NFM Lending is proud to sponsor the Ronald McDonald House Charities Maryland’s (RMHCMD) 9th annual Red Shoe Shuffle 5k Run and Walk. The event will take place on Sunday, March 29, 2020. This will be the ninth year in a row that NFM Lending has sponsored and parti…
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How to Stage Your Home During Spring
March 14, 2020
Spring is a season so beautiful and favorable that your house almost sells itself. Though the temperate weather and lovely springtime blossoms makes selling a bit easier, there are many ways you can make the most of the season to show off your home to buyers. We’re letting you in on some tips f…
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NFM Lending salutes Roger Dennis
March 2, 2020
LINTHICUM, MD, March 2, 2020— NFM Lending is pleased to honor Sergeant Roger Dennis as the NFM Salute for March 2020. Dennis served in the U.S. Army from 1966 to 1972 as a member of the 11th Armored Cavalry Regiment. He was stationed in Vietnam in the region surrounding Saigon (Ho Chi Min City)…
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How to Save on Moving Costs
February 22, 2020
There’s nothing more exciting than finally being able to settle into your new home! Perhaps the least glamorous part of moving in is the actual moving part. Depending on how many belongings you own, moving can be an especially tedious task, not to mention pricey. Let us teach you some tricks on…
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Contact Me
Chuck N Payne
Branch Manager
NMLS ID#:
92794
Phone:
919-523-7210
Fax:
888-253-0292
Email:
cpayne@nfmlending.com
Ready to get started or have any loan questions? Contact me at 919-523-7210 or cpayne@nfmlending.com or submit the form below and I will call you.