About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
Testimonials
Oct 2018
Reviewed by Dustin W, Woodleaf, NC
"Chuck was great. He done exactly what he said he was going to do and if I had any questions and had to call him he always got back to me in a timely manner."
Sep 2018
Reviewed by Joseph P, Sanford, NC
"Great"
Sep 2018
Reviewed by Nitasha S, Durham, NC
"Chuck made the process seamless and efficient. He was always ready, willing, and ale to answer any question I may have!"
Aug 2018
Reviewed by LeDarius B, Youngsville, NC
"My experience was great! Chuck let us know everything he needed from us and once he got it the ball was rolling again! "
Aug 2018
Reviewed by Joanne W, Wake Forest, NC
"I've been working with Chuck now for years and it's always been a great experience. That's why I keep coming back and referring my friends."
Aug 2018
Reviewed by Morgan M, Franklinton, NC
"Chuck saved the day with my home closing. With less than 45 days to work with me, Chuck and team were able to help me close the day after my birthday. I will never forget what Chuck and team did to help me get into the home of my dreams."
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending salutes Holden Hall
October 9, 2018
LINTHICUM, MD, October 9, 2018— NFM Lending is pleased to honor Hospital Corpsman Third Class Holden Hall as the NFM Salute for October 2018. HM3 Hall grew up in small town Cameron, NC. During high school, he found success in the JROTC program, quickly excelling and earning leadership positions…
Read more
Moving with Children or Pets
We all know just how stressful moving can be. There are a ton of decisions to make and plans to coordinate. It’s important to recognize that moving impacts everyone. Use this advice to help you ensure a successful experience moving with children or pets. Children Before Make the move a daily to…
Read more
NFM Lending opens new branch in Peoria, AZ
September 28, 2018
LINTHICUM, MD, September 28, 2018 — NFM Lending is pleased to announce the opening of a new branch in Peoria, Arizona. The branch is located at 8631 W. Union Hills Dr, Suite 206A Peoria, AZ 85382 and will be led by Branch Manager Danny Banda. The NFM Lending branch will focus its lending platfo…
Read more
NFM Lending opens new branch in Southern Pines, NC
September 27, 2018
LINTHICUM, MD, September 27, 2018 — NFM Lending is pleased to announce the opening of a new branch in Southern Pines, NC run by The Sanchez Team. The branch is temporarily located in Garner, NC, but their permanent residence will be 170 N. Bennett St., Southern Pines, NC 28387. The NFM Lending …
Read more
Contact Me
Chuck N Payne
Branch Manager
NMLS ID#:
92794
Phone:
919-523-7210
Fax:
888-253-0292
Email:
cpayne@nfmlending.com