About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
Testimonials
Apr 2018
Reviewed by Musa Khalil M, Raleigh, NC
"I found Chuck to be very personable and informative. He was very detail in making the loan possible and went the extra mile to afford me the credits that's due to me. I'm an older guy who is not Swift with all of the computer savvy But Chuck was very patient with me and I appreciated that. There were things that was time sensitive and it appears to me that the staff work very hard to make things happen yes I would recommend the company to people I know."
Mar 2018
Reviewed by Nicholson Albert M, Raleigh, NC
"Great experience. "
Mar 2018
Reviewed by Anthony Wayne G, Carolina Shores, NC
"Great to work with. Awesome. "
Mar 2018
Reviewed by Michelle J, Angier, NC
"Mr. Payne was always available to answer any questions I had about my loan and the process of getting the loan. He was very accommodating, helpful and polite. I would not hesitate working with him or recommending him to friends and family in the future."
Mar 2018
Reviewed by Kimberly Cameron G, Carolina Shores, NC
"Communication was excellent. Our questions and loan process was completed in a timely manner. "
Jan 2018
Reviewed by Brian S, Thomasville, NC
"Was a easy and pleasant experience "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
Hidden Costs of Buying a Home
April 10, 2018
While buying a home might seem straightforward, there’s a lot more to the process than picking out a home and obtaining a mortgage. One of the things most buyers don’t prepare for is all the hidden costs of buying a home, both during the homebuying process and after. Some of these costs occur…
Read more
NFM Lending salutes COL Erwin A. Burtnick, USA, Retired
April 2, 2018
LINTHICUM, MD, April 2, 2018— NFM Lending is pleased to honor Colonel Erwin A. Burtnick, USA, Retired, as the NFM Salute for April 2018. COL Burtnick served over 37 years on active duty and in the Army National Guard and the Army Reserve. Commissioned through Officer Candidate School, he has …
Read more
NFM Lending Loan Originators named among Scotsman Guide’s Top Originators 2017
March 30, 2018
LINTHICUM, MD, March 28, 2018 — NFM Lending is proud to announce two of its loan originators, Jane Floyd and Daniel Sa, have been ranked on the Scotsman Guide’s Top Originators 2017 lists. Each year, Scotsman Guide recognizes the nation’s top producing mortgage loan originators. Originators…
Read more
NFM Lending Celebrates Two Years of the NFM Salute
March 23, 2018
LINTHICUM, MD, March 23, 2018— NFM Lending is celebrating the two-year anniversary of its NFM Salute program. They honored their first NFM Salute on March 23, 2016. NFM Salute is an initiative dedicated to recognizing the brave men and women who have fought and continue to fight for our freedom…
Read more
Contact Me
Chuck N Payne
Branch Manager
NMLS ID#:
92794
Phone:
919-523-7210
Fax:
888-253-0292
Email:
cpayne@nfmlending.com