Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Jason H, Middlesex, NC
"Everyone was great to work with. Process was quick and smooth. Highly recommend using NFM Lending "
Reviewed by Jhonny G, Holly Springs, NC
"Great service "
Reviewed by Eric B, Garner, NC
"They made things as easy a possible even when it seemed at time difficult to obtain certain paperwork. "
Reviewed by Whitney , Smithfield, NC
"Great experience for my first time home buying! Always helpful and kept me up to date with the process, along with very friendly!"
Reviewed by Martinez D, Holly Springs, NC
"Mr. Chuck Payne was able to balance out being very personable yet professional at the same time. He worked hard to get us where we needed to be and was able to work with us. He was very responsive to messages and any questions that were asked. I would definitely recommend him to anyone looking for a lender or looking to refinance. He is very knowledgeable in his profession and it shows through his work. Thank you for all your help!"
Reviewed by Christine A, Garner, NC
"Chuck and Robyn are awesome. We just refinanced and the process was super smooth and easy. I think it was a total of 2 weeks from saying "OK yes, let go forward with the refinance" to Chuck, to when we were at the closing table. In addition to the great service, we saved ~$300/month on our mortgage payment! Robyn was fantastic about following up after closing to verify the wire transfer and confirmation number with the lawyer's office. I highly recommend them! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.