About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
My Videos
Awards
Testimonials
Jun 2020
Reviewed by Jason H, Middlesex, NC
"Everyone was great to work with. Process was quick and smooth. Highly recommend using NFM Lending "
Jun 2020
Reviewed by Jhonny G, Holly Springs, NC
"Great service "
Jul 2020
Reviewed by Eric B, Garner, NC
"They made things as easy a possible even when it seemed at time difficult to obtain certain paperwork. "
Jun 2020
Reviewed by Whitney , Smithfield, NC
"Great experience for my first time home buying! Always helpful and kept me up to date with the process, along with very friendly!"
May 2020
Reviewed by Martinez D, Holly Springs, NC
"Mr. Chuck Payne was able to balance out being very personable yet professional at the same time. He worked hard to get us where we needed to be and was able to work with us. He was very responsive to messages and any questions that were asked. I would definitely recommend him to anyone looking for a lender or looking to refinance. He is very knowledgeable in his profession and it shows through his work. Thank you for all your help!"
May 2020
Reviewed by Christine A, Garner, NC
"Chuck and Robyn are awesome. We just refinanced and the process was super smooth and easy. I think it was a total of 2 weeks from saying "OK yes, let go forward with the refinance" to Chuck, to when we were at the closing table. In addition to the great service, we saved ~$300/month on our mortgage payment! Robyn was fantastic about following up after closing to verify the wire transfer and confirmation number with the lawyer's office. I highly recommend them! "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
How to Save Money and Energy During the Summer
July 7, 2020
During the peak of summer, you might do whatever it takes to stay cool. Before you run to turn your thermostat down in the peak of summer, keep in mind the monetary cost to keeping your home’s temperature regulated. Saving money and energy go hand in hand, and you can do both by being strategic…
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NFM Lending salutes Tyler Stallings
July 1, 2020
LINTHICUM, MD, July 1, 2020— NFM Lending is pleased to honor Tyler Stallings as the NFM Salute for July 2020. When he was just four years old, Tyler’s mother, Andrea Blackstone, began teaching him about Veterans. Tyler came to understand that military service members were true American heroes…
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5 Summer Safety Tips
June 30, 2020
Summer has officially begun, and there are so many ways to enjoy it! Even if you’re staying close to home, you can still create magical memories with your loved ones. Life can seem to slow down during the summer, but that doesn’t mean you should let down your guard when it comes to staying sa…
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The Real Costs of Owning a Pool
June 26, 2020
As a homeowner, you’ve probably fantasized about having your own pool. As the days grow hotter and summer arrives, you’ll probably be daydreaming of sitting poolside in your own backyard even more. Having your own pool might seem like paradise, but it’s not that simple. Before you dive head…
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Contact Me
Chuck N Payne
Branch Manager
NMLS ID#:
92794
Phone:
919-523-7210
Fax:
888-253-0292
Email:
cpayne@nfmlending.com
Ready to get started or have any loan questions? Contact me at 919-523-7210 or cpayne@nfmlending.com or submit the form below and I will call you.