Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Laragh C, Zebulon, NC
"Chuck and Robin were super helpful all along the way. Chuck was very knowledgeable about every loan product that could have applied to me."
Reviewed by Stephen B, Holly Springs, NC
"It was a great experience from start to finish(closing)! It was a smooth and very operating procedure. Chuck was quick and informative throughout the whole process. We're excited to have worked this entire program. "
Reviewed by William R, Garner, NC
"Whole process was smooth and seamless. Service was more than I could have ever expected. Thank you Chuck Payne!!"
Reviewed by wendy p, Henderson, NC
"Chuck and Robin are wonderful. They helped me from start to finish and did everything they promised. I highly recommend! A true pleasure to work with! Thanks so much for making my dream a reality😊"
Reviewed by Crystal C, Garner, NC
"Chuck and his team are amazing! They made our process simple and quick and kept us in constant communication along the way. "
Reviewed by Megan R, Charlotte, NC
"Straight-forward, easy. Detailed correspondence with exactly what was needed from me and prompt review of any files I sent over "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.