Charles J Baxter
Charles J Baxter

Charles J Baxter

Mortgage Loan Originator | NMLS# 1343268 Apply Now Upload Docs Returning Applicant Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!




Aug 2019

Reviewed by Andrew H, LAKEWOOD RANCH, FL

"Charles is extremely knowledgeable and knows what is best for his clients. We were fortunate to meet him for a mortgage several years ago. He has stayed in contact with us and kept us up to date. We have referred other people to him. He taught my children “Mortgage 101” so they can prepare for their first home. It is rare to find someone that after one business transaction they becomes your “go to” expert. Charles Baxter is that person for us and we will work with him exclusively."


Jul 2019

Reviewed by Jodie L

"Charles was very helpful when I needed help getting items sent to him or when I couldn't get into my account. He used terminology that I could understand, especially when I was considering buying a point."


May 2019

Reviewed by Brett L, Saint Petersburg, FL

"From the moment I stepped into Charles’ office until the day I closed he was nothing short of a consummate professional. He answered every question in detail and went above and beyond in every aspect of the job. If he didn’t have the answer (which was rarely the case) he would find out immediately and return my call—he never once kept me waiting. His timelines on everything he did was impeccable and I couldn’t have asked for a better lender to work with. He has to be one of the best out there!"


Apr 2019

Reviewed by Madai F, Clearwater, FL

"We had an incredible experience with Charles. This was our first time buying a home and he was super informative and helpful with every step of the way. "


Mar 2019

Reviewed by Abbey A, Venice, FL

"Charles did an excellent job! We wouldn’t want to have anyone else helping us find our dream home! Thank you Charles!! "


Feb 2019

Reviewed by Carmen M, Tampa, FL

"Worked with Charles Baxter,very helpful,explains process, always returned my calls and pleasant and professional to work with would recommend him to anyone."

Loan Tools

Here are some useful links to get you started in the loan process.


spanish loan application

NFM Lending now offers Online Loan Application in Spanish

NFM Lending is proud to announce that as a part of our effort to better serve the Hispanic community, our online loan application is now offered in Spanish. All Mortgage Loan Originators websites now feature the option to complete the loan application in English or Spanish. Simply click on the Ap…
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What is Earnest Money

What is Earnest Money?

If you’re ready to buy a home, you should prepare to have an earnest money deposit. This can be an extremely important part of the homebuying process as it essentially lets a home seller know how serious you are as a buyer. So, what is earnest money? An earnest money deposit, otherwise known as…
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Reno Truant

NFM Lending salutes Reno Truant

LINTHICUM, MD, August 1, 2019— NFM Lending is pleased to honor Reno Truant as the NFM Salute for August 2019. Reno attended the Henry Ford Trade School in Dearborn, Michigan from 1939 to 1942. At the age of 17, he felt a calling to serve his country and asked his parents to sign a release to al…
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Christian Mourra

NFM Lending opens new branch in Sunrise, FL

LINTHICUM, MD, July 29, 2019 — NFM Lending is pleased to announce the opening of a new branch in North Miami, Florida. The branch is located at 999 NE 125th Street, North Miami, FL 33161, and will be led by Branch Manager, Christian Mourra. The NFM Lending branch will focus its lending platform…
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Contact Me

Charles J Baxter

Charles J Baxter

Mortgage Loan Originator


State NMLS:
FL # LO30902


Fax: 813-906-1602


14497 North Dale Mabry Hwy Suite 235N, Tampa, FL 33618

Ready to get started or have any loan questions? Contact me at 407-462-3085 or or submit the form below and I will call you.

Contact Me

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