Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Robert M, Locust Grove, VA
"They were very knowledgeable and kept my wife updated on every move. Will use them again when we purchase another home. Thanks Blane, Charolette & Robert McMillan"
Reviewed by Tim M
"I've utilized Blane's services several times & had a great customer service experience every time. They go above & beyond to find what works best for you individually & explain themselves every step of the way to make the loan process completely transparent. They honestly want to help you achieve your goals. Everyone I have spoke with has been kind & conducted themselves with the upmost professionalism. I'm extremely impressed with their services & look forward to working with them again."
Reviewed by William A, Midlothian, VA
"I felt very comfortable working with the NFM Lending staff. Their knowledge, expertise and total commitment to my specific needs promoted confidence and assured me that they were working in my best interest through the entire process. "
Reviewed by Edward G
"Blane's NFM Team provided outstanding service!"
Reviewed by Christopher L, Earlysville, VA
"Very diligent and organized. Being a prior customer the process was even easier. "
Reviewed by Erica J, Palmyra, VA
"Blane and his team were better than great in helping me navigate the home buying process. This is my second time buying a home but it feels like the first time because I have learned so much and have had a very personalized experience. Special thanks to Meredith, Marlena, Lauren, and all that helped make this experience so wonderful. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.