Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Meet the Team
Reviewed by Dennis N, Louisa, VA
"Everyone was very efficient and helpful. We were never left wondering where we were in the process. Very happy with the outcome."
Reviewed by Gina M, Louisa, VA
"I'm used to meeting at least once with the people I do business with so this was a bit out of my comfort zone. I understand this all online communication is the wave of the future but I do miss meeting face to face. This was a good experience and will refer NFM in the future."
Reviewed by David P, Charlottesville, VA
"Thanks so much Blane. Buying a new home can be stressful and you made getting a mortgage an easy part of the process!"
Reviewed by Stacey B, Rochelle, VA
"We we're very pleased with the service that was provided. Everyone was very knowledgeable in their part of the loan process. For me, I prefer dealing with one individual because often times when you deal with multiple people information gets lost somewhere. That was not the case with this team. The communication was impeccable! "
Reviewed by Patricia A, Fredericksburg, VA
"Meredith was a huge help. We were in a car traveling across country with sketchy hotel internet, but she was very patient with us even when we got frustrated. Blaine was great too."
Reviewed by Ronald B, Fredericksburg, VA
"I feel that Blaine and his team lived up to all expectations and were very professional. I was impatient at one point and they were outstanding the way they handled it. I was going through a death in the family and had to do everything on line. They were out standing in taking care of all of this. Ron Proctor. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.