Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Leonard E, Henrico, VA
"It was an educational experience working with you and your staff. They are all pleasant , patient and knowledgeable. I could not have made it through the whole process without they support. Thank you all for you care and professionalism. Leonard Mitchell"
Reviewed by Frank W, Richmond, VA
"Great experience "
Reviewed by Sidney E, Richmond, VA
"The experience was informative, we were kept up to date as to what was going on with the process."
Reviewed by Ernst B, Richmond, VA
"NFM Landing and my loan originator was awesome. They literally took me by the hand to make sure I understood everything. After everything was explained, I comprehended every single part of the process. It was a pleasure work with each and every person on the team. Thank you NFM and the team. Bataille "
Reviewed by Kelsey W, Richmond, VA
"Refinancing was quick and easy - I can’t believe I waited so long to refi! My new loan has a great interest rate, I can pay it off more quickly, and I’m saving thousands in interest!"
Reviewed by Jamaal B, Chesterfield, VA
"The process was made very simple by the constant communication of the staff. They held our hand all the way until the end. 100% satisfied."