Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Marva C, Henrico, VA
"Absolutely fantastic.. it’s been a long time since I’ve met such a great group of people.. They are great at communicating.. I would recommend them anytime.. Thanks again for a wonderful experience.. "
Reviewed by Brittany P, Mechanicsville, VA
"Great communication and smooth process "
Reviewed by Rhonda K, Chesterfield, VA
"Both Jesse Perrone and Sonya St. Jacques communicated great and the help is getting the loans were inventive and thinking outside the box."
Reviewed by Amanda R, Glen Allen, VA
"What a great experience from beginning to end! Both Greg and his team Alexxis and Mandy were ok top of everything. We closed on a home in under 2 weeks! I had text and email updates every step of the way. Most importantly, the team truly cares about you, you aren’t just a number to them. I’m very thankful I met them!"
Reviewed by Michael H, Midlothian, VA
"Prompt answers to questions. Informative meetings. Not treated like just another customer."
Reviewed by Matthew M, Ashland, VA
"We were an absolute mess of clients but Greg & Jesse were nothing through perfect through the process. They did everything they could to help raise our credit and lower our payment. Showed us and went over many different options. We always felt like we were in control of the situation. I would recommend Jesse and Greg to anyone going through the home buying process 100/100 times. We’ve purchased other homes before and we were more prepared credit wise but this was still a better experience."