Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Brandy M, Bumpass, VA
"I was nervous about the refi process on my own. Greg and team made the entire experience extremely easy. He was very mindful of my situation and went the extra mile to put me at ease. The entire process only took 13 days and I would recommend Greg and his staff to anyone looking to refi or buy a home!"
Reviewed by Alfreda C, Richmond, VA
"Experience was good and I enjoyed working with you and your team. "
Reviewed by JoAnn H, Mechanicsville, VA
"Greg, Alexxis and the rest of the NFM team were wonderful; Greg made sure to walk me through all scenarios as we chose the best path for my situation. He also made sure to talk me through next steps and introduce me to his team, making sure I was comfortable with all that would happen and with whom I would be working. Everyone was so patient and kind as they clearly communicated from beginning to closing. I tell everyone how easy and stress-free home buying can be with a great team like NFM!"
Reviewed by Robert E, Moseley, VA
"It was a wonderful experience. I would highly recommend NFM Lending!"
Reviewed by William H, Richmond, VA
"This was my wife and I's first time buying a home, Greg and his team were AMAZING. Neither my wife nor I had a lot of knowledge about the buying process, and Greg really helped us along the way. His teams response time to our questions was immediate, and they truly made the experience as stress free as possible! They went above and beyond, and even set us up with a quality realtor who took care of us as much as his team did. I would highly recommend them, especially for first time home buyers."
Reviewed by Zachary N, Goochland, VA
"There were many obstacle throughout my loan process but they were all over come and made it through successfully. Very happy with the effort and service."