Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Molly K, Richmond, VA
"Y'all, real estate is crazy and it definitely takes a village to survive! The fluidity in which Greg, Alexxis, Brianna, and Mandy worked was impressive to say the least. They made the communication between my realtor, closing attorney, and myself seamless and easy. As a first time home buyer I didn't know what to expect and this team took the time to ensure I was in full understanding every step of the way. Thank you NFM!"
Reviewed by George E, Henrico, VA
"Greg and his team were tremendous to deal with and offered us help along every step of the way. Buying and selling a home is stressful, but they took the time to sit down and thoroughly explain the loan process . I feel like they looked out after our best interest and would certainly use them again. "
Reviewed by Maryam K, Henrico, VA
Reviewed by Justin L, Mechanicsville, VA
"We had a great experience working with NFM. They always kept us updated on the loan and gave us a great outline on the time of the whole process. Friendly and dedicated staff that are always willing to help. We could contact them on any questions that came up during our process. "
Reviewed by Joshua P, Richmond, VA
"Everyone was so kind and surprisingly comforting during a stressful time. You guys made the house buying process much easier and clearer than I ever could have imagined. It was a pleasure working with you! "
Reviewed by Roberto E, Henrico, VA
"They were great and informed us step by step "