Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Sharon M, Henrico, VA
"We had a more difficult loan. Greg was honest about the process and what to expect. He spoke to me about the processes in a way I could understand. He was encouraging without giving false expectations. He was calm and supportive. "
Reviewed by Lafonya W, Richmond, VA
"Greg and his team are extraordinary. They are awesome communicators and put you at ease about the process. "
Reviewed by Kristin C, Ashland, VA
"Thank you so much! I enjoyed working with you and your team!"
Reviewed by Ruslan G, Midlothian, VA
"Great experience! Very professional!"
Reviewed by Sean M, Richmond, VA
"Greg Cowart and his team have always done a great job on my loans. I’ve been working with them for 8 years on multiple refinances and new Kona’s for myself and friends. They have always walked with me through the loan, communicating at each stage and getting everything done quickly! They have a great team full of wisdom and creativity. Greg and his team are some of the nicest and easy people I have worked with across any field."
Reviewed by Theresa S, North Chesterfield, VA
"It was very easy to upload needed documents "
NFM Branch VA318
1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230
Ready to get started or have any loan questions? Contact me at 866-765-1904 or email@example.com or submit the form below and I will call you.