Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Katrina T, Midlothian, VA
"I can't express the gratitude I had during and throughout my home buying process. I'm a first time homebuyer, who was utterly afraid and unprepared, however Greg and Alexxis walked me through it with gentle hands, great instruction and an overwhelming kindness! From the beginning with honest conversation of "what I wanted and what I really could afford" and the education I received about the different loans and expectations, I could not have asked for a better team of knowledgeable people... "
Reviewed by Lee S, Mechanicsville, VA
"This is an amazing team of people that care. They get the job done right, fast, and with a smile!"
Reviewed by Tonora W, Henrico, VA
"My experience with NFM Lending was very pleasant. I was more prepared this time, but Greg and his team made sure I would be completely ready when it was time to sign. He seemed to care more about my overall financial status not just a mortgage loan and I was very appreciative of that. It has help me move in directions I’ve been trying to for years on my own. Alexxis answered all of my intuitive questions and made sure I understood the process throughout. I recommend them to anyone who may asks."
Reviewed by Tabitha M, King William, VA
"Greg and the team were great! I am not sure if we would be in our home if we did not come to them. We came with a 30 day timeline and the team did everything in their power to make it happen. They were responsive to my frantic emails and took time to make sure I understood the process! Thank you guys!"
Reviewed by Lauren L, Glen Allen, VA
"Greg, Alexxis and team made the entire process seamless. From answering our many questions to helping us find a great loan, they really went above and beyond to make this experience an exceptional one. Thank you! "
Reviewed by Tara J, Henrico, VA
"Greg, Alexxis and Sonya at NFM Lending were all AMAZING!!! They were detailed, honest, informative, friendly and responsive... a pleasure to work with!! "