Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Samuel W, North Chesterfield, VA
"Three people were friendly, they returned calls and kept us up to date."
Reviewed by Jeffery A, Chesterfield, VA
"Everyone on Greg's team was friendly, smart, and communicative. They also were able to secure us a great rate. We had friends telling us to try an online lender to save money, but at the end of the process, I can't imagine going through the loan process without an in-person team, and our loan ended up cheaper than those of our friends with internet loans, anyways."
Reviewed by Phyllis B, North Chesterfield, VA
"Everyone at NFM was so polite and kind to us through this process. No one ever talked above us or below us!! Thanks so much for such a positive experience. We always felt like we could trust Greg, Jesse and the entire NFM staff."
Reviewed by Edward S, Henrico, VA
"Greg and team were extremely helpful and patient in answering all my questions. It was a great experience four years ago walking through my first home purchase. And it was an equally great experience now going through the the refinance process. Appreciate Greg and his great team!"
Reviewed by Elissa H, Mechanicsville, VA
"Each individual that I had contact with was professional and helpful. Explanations were clear and follow through was excellent."
Reviewed by Mark A, Richmond, VA
"Great experience overall! Always felt like our needs were a priority and loved the transparency in communication! Will definitely recommend services for new mortgage and refinancing needs to friends and associates! "
NFM Branch VA318
1512 Willow Lawn Drive, Suite 202, Richmond, VA 23230
Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.