Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Megan C, Columbia, VA
"Jesse was upbeat, informative, and extremely educated in her field. Being a first time home buyer was really scary but Jesse made it so much easier and made me feel much more comfortable by explaining each step in the process and exactly what she needed from us at each stage in the process. She was quick to respond to texts and emails and ensured our needs and worries were addressed in a timely manner. I would recommend her/NFM to anyone looking for a lender! "
Reviewed by Yovana A, Williamsburg, VA
"Jesse was very helpful with everything!"
Reviewed by Tamara M, Henrico, VA
"Jesse was helpful and knowledgeable from start to finish! I would and will recommend her to friends and family "
Reviewed by Matthew L, Richmond, VA
"Jesse was an absolute pleasure to work with. Not only did she thoroughly respond to all of our questions, but she also did so in a timely manner, which we particularly appreciated, given our quick turnaround from contract to closing."
Reviewed by Gregory B, Glen Allen, VA
"Incredible service. Made the process so easy. Locked me in proactively so I got a great rate. Responsive. Handled details that mortgage people don’t usually handle. Highly recommend."
Reviewed by Lauren W, Tappahannock, VA
"Jesse is fantastic! She’s honest, professional and stays in constant communication. After a few phone conversations, she felt like a friend. I don’t have a single complaint. She made the home buying experience as pleasant as possible! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.