LINTHICUM, MD, March 1, 2016— NFM Lending is proud to announce that Gregory Sher, Vice President of Business Development, has been honored with a SmartCEO Executive Management Award for his service to NFM Lending.

The SmartCEO Executive Management Award (EMA) Program recognizes C-suite executives that have gone above and beyond in their roles. Winners are divided into five categories: CFOs, CIOs/CTOs, General Counsel/Chief Legal Offices, Chief Human Resources Officers/Directors of Human Resources, and CXOs, for miscellaneous executive titles. Sher received the 2016 EMA Award in the CXO category for his proven track record of success as Vice President of Business Development, history of growth within his position, and a respected management philosophy and dutiful service to the mortgage industry and local community.

“Greg  Sher has been instrumental in NFM’s march to national prominence, by virtue of his 18 years of industry experience, and his knack for attracting top talent to NFM’s platform,”  said Jan Ozga, President of NFM Lending. “I often refer to Greg as the ‘best door opener I have ever met.’ Greg is in a class by himself, and NFM is very lucky to have him in his role.”

Sher will receive his award at a ceremony at the Westin BWI Hotel on Thursday, March 24, 2016, and will be profiled in the March/April 2016 edition of the SmartCEO Magazine, both in print and online.

“I’m very fortunate to work with a group of individuals who make everyone else look great,” said Sher. “As far as I am concerned, any honor I receive is a shared honor with my esteemed colleagues. So, on behalf of everyone at NFM, thank you!”

 About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 27 states across the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender™.”

For more information about NFM Lending, please contact:

NFM Lending
Toll Free: 1-888-233-0092
pr@nfmlending.com
www.nfmlending.com
Twitter handle: @NFM_Lending

For the online press release, click here.

LINTHICUM, MD, February 15, 2016— NFM Lending is proud to announce that it was named a 2016 Top Mortgage Employer by National Mortgage Professional Magazine. This is the second year in a row that NFM Lending has received this honor.

Each year, National Mortgage Professional Magazine polls its readers about their employers. The magazine compiles a list of the Top 100 Mortgage Employers based on compensation, marketing support, technology, corporate culture, industry participation, and more.

“Making this list is as much about getting the right people on the bus as it is about growth in general,” said David Silverman, CEO. “We are blessed to be a growing company because we continue to find the best people to join our team.”

NFM Lending prides itself on its exceptional culture. The company has an open door policy which allows an open line of communication between management and staff. Employees are encouraged to voice their questions and concerns directly to management, so that they can be addressed promptly and correctly. In addition to a competitive salary and a comprehensive benefits package, NFM Lending loan originators receive ongoing support and assistance from qualified support and operations staff, and the opportunity for an annual top producer sales trip.

In addition to this most recent award, NFM Lending has been recognized many times in the last few years for its exceptional company culture. It was ranked the #1 Midsize Company in the Baltimore Area in 2015 by the Baltimore Sun; named one of the Washington Post’s Top Work Places in the Washington, D.C. area in 2015; and ranked one of the 50 Best Companies to Work For 2015 by Mortgage Executive Magazine. NFM Lending is proud of all the work its team does to make it a great company to work for.

For more information please contact:

NFM Lending
Toll Free: 1-888-233-0092
pr@nfmlending.com
www.nfmlending.com
Twitter: @nfm_lending

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 27 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender™.”

For the online press release, click here.


Think you know mortgages? See how many of the questions below you can answer!

Which type of loan exceeds conforming loan limits set by Fannie Mae and Freddie Mac?

Which term refers to the cost of a mortgage given as a yearly percentage rate?

An Adjustable Rate Mortgage (ARM) is better for you if you plan to live in your house for 10 years or longer.

Which term refers to the holding of funds or documents by a third party prior to closing?

What does PITI stand for?

What is the first thing you should do if you are looking to buy a home?

Refinancing can lower your interest rate

Which type of loan is not insured or guaranteed by the federal government?

What is the process by which a licensed professional estimates a home’s fair market value?

All mortgage loans require a 20% down payment.

LINTHICUM, MD, January 25, 2016— NFM Lending will sponsor the Ronald McDonald House of Baltimore’s (RMHCB) 5th annual Red Shoe Shuffle 5k Run and Walk. The event will take place on Sunday, April 10, 2016. This will be NFM Lending’s fifth consecutive year sponsoring this event.

Each year, a group of NFM Lending employees and their family members participate in the Shuffle, either as runners, or as volunteers. Bernadette Pearson, HR Director, volunteers at the Red Shoe Shuffle every year. Pearson has been involved with the Red Shoe Crew since 2011, and has been part of the Shuffle since the first event in 2012.

“We love this event!” said David Silverman, CEO of NFM Lending. “It showcases the wonderful work the Ronald McDonald House does and it brings the community together to participate and raise much needed funding for this amazing organization.”

The Ronald McDonald House of Baltimore is an organization that provides a home away from home for seriously ill children and their families, and helps to fund programs in the local area that directly improve the well-being of children. The RMHCB has housed more than 35,000 families from around the country, and the world, since 1982.

“Your donation is a tremendous blessing to the families and children at the Ronald McDonald House,” said RMHCB in a letter to NFM Lending. “We are thrilled that you decided to join us for the 2016 Shuffle and be a part of this annual celebration. Our House provides comfort, lodging and meals. But more than that, we offer hope, compassion, support and love. We work hard every day to bring joy to the journey of our families.”

NFM Lending is proud to support many local charities and nonprofits through sponsorship and volunteer work. NFM has also been involved in charitable efforts with Little Smiles, AnySoldier, the Maryland SPCA, and the American Diabetes Association, to name a few. For more information about NFM Lending’s charitable work, click here.

For more information please contact:

NFM Lending
Toll Free: 1-888-233-0092
pr@nfmlending.com
www.nfmlending.com
Twitter: @nfm_lending

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 27 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender™.”

For the online press release, click here.

LINTHICUM, MD, January 21, 2016—NFM Lending is proud to announce that Shaun Hires, formerly Director of Operations, has been named the company’s Chief Risk Officer.

Hires has been with NFM Lending since February 2008, and has been the Director of Operations since July 2008. He has over twenty years of experience in the banking industry, and has had HUD Direct Endorsement authority since 1993.

“The addition of this new role is critical to our success as NFM continues to grow,” said Hires. “I welcome this opportunity, and look forward to helping to lead NFM into the future.”

As Chief Risk Officer, Hires will analyze risk factors involved in NFM’s loan production and operations, and ensure compliance with industry regulations.

“Shaun’s new role is crucial as NFM continues its journey to the top, and as we as a residential mortgage company begin to transform into a larger, more self-sufficient mortgage organization,” said Ozga. “Shaun has been an incredibly loyal and dependable member of the Executive Team, and his insight and expertise have been invaluable.  I look forward to watching Shaun take on this new role and assist in moving NFM to the next level.”

NFM Lending is grateful for Hire’s contributions to NFM Lending over the last eight years, and looks forward to supporting him in this new role.

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 27 states across the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender™.”

For more information about NFM Lending, please contact:

NFM Lending
Toll Free: 1-888-233-0092
pr@nfmlending.com
www.nfmlending.com
Twitter handle: @NFM_Lending

For the online press release, click here.

If you are a homeowner, you may have considered refinancing your current mortgage. Refinancing can offer many advantages to help you meet your financial goals. If you are just starting to look into refinancing, or have been thinking about it for a while, here are three benefits that you should consider.

Lower Interest Rate

It may be possible to obtain a lower interest rate by refinancing your current mortgage loan.* A lower interest rate means that your monthly mortgage payments would be lower. This could save you money monthly or you could make payments directly to the principal of your loan, allowing you to build your home equity quicker and reducing your interest. A lower interest rate is the most popular reason that homeowners choose to refinance.

Cash Out Your Home Equity

You can take advantage of the equity you have built in your home with a cash-out refinance. To take advantage of this, you would refinance your current mortgage for more than the amount you owe, and keep the extra money. For example, if you owe $150,000 on a home worth $250,000, you have $100,000 worth of equity in your home. You could refinance your home for $175,000, and receive a check for the $25,000 difference. You could use this money for home improvements and remodeling, or any other household needs you may have.

Change Your Loan Type or Term

Another refinancing option is to shorten your loan term, so you pay your home off in less time. For example, you might switch from a 30-year loan to a 20-year loan. This would allow you to build equity faster, and pay off your loan in less time, with the same (or marginally higher) monthly payments. If you have an adjustable-rate or interest-only loan, you may be able to refinance to a fixed-rate loan product that may save you money over the life of your loan, and may allow you to build equity.

Whether you want to lower your monthly payment, build equity, or get cash for projects, refinancing can be a step towards meeting your financial goals. To find out if refinancing is right for you, talk to one of our licensed Mortgage Loan Originators today!

*Refinancing an existing loan may result in the total finance charges being higher over the life of the loan.

LINTHICUM, MD, January 6, 2015—NFM Lending is excited to announce that Robert (Bob) Tyson III has re-joined the NFM Lending Executive Team as the Chief Operating Officer/Chief Administrative Officer (COO/CAO).

Bob has held many senior executive roles throughout his extensive mortgage industry experience. He re-joined NFM Lending on January 1, 2016, assuming the role of COO/CAO. Prior to joining NFM Lending, Bob was the Chief Operating Officer at CMG Financial, and sat on two Freddie Mac Advisory Boards.

“I am thrilled to re-join the NFM Lending team and I am looking forward to being part of NFM’s next chapter,” said Tyson. “With its strong balance sheet and top-tier strategic partners and employees, NFM is well-positioned to continue to grow its market share in the residential mortgage industry.”

In 2008, Bob joined NFM Lending as the Executive Vice President of Lending, a position he held for three and a half years before being named Chief Operating Officer. In his new role, Bob will be responsible for managing all operational aspects, capital markets, and administrative functions of the company. He will provide the vision, leadership, and strategic direction necessary to ensure financial strength and operating efficiency.

“I am extremely excited to have Bob back home at NFM,” said David Silverman, CEO. “His responsibilities and accomplishments at CMG will help guide NFM to a whole new level in the Industry. Bob’s knowledge of the GSEs, experience in servicing and operations, and strong leadership abilities will no doubt be a crucial piece in the company’s growth.”

For more information please contact:

NFM Lending

Toll Free: 1-888-233-0092
pr@nfmlending.com
www.nfmlending.com
Twitter: @nfm_lending

About NFM Lending

NFM Lending is a residential mortgage lending company currently licensed in 27 states across the U.S. The company was founded in Baltimore, Maryland in 1998. Since then NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender™.” They attribute their success in the mortgage industry to their steadfast commitment to customers and the community.

For the online press release, click here. Also published here.

NFM Lending is proud to sponsor the Navy SEAL Foundation, an organization that provides assistance and support to Navy SEALs and their families. The Foundation offers programs that help these warriors and their families financially, emotionally, and mentally, including educational opportunities, tragedy assistance, survivor support, and legacy preservation.

This past month, NFM Lending held its 8th annual Support Our Troops Drive, sending 150 care packages to U.S. troops deployed overseas. NFM Lending is proud to support the U.S. military and veterans, and is grateful for the opportunity to support the Navy SEAL Foundation.

NFM Lending’s 8th Annual Support Our Troops Drive has come to an end. On Wednesday, December 9, 2015, NFM sent 150 care packages to U.S. troops overseas. Employees spent the month of November collecting and filling boxes with non-perishable food items, toiletries, books, magazines, DVDs, accessories, and more. These care packages were sent with help from AnySoldier® to U.S. troops deployed overseas. NFM Lending is proud to support the courageous men and women who serve our country, and wishes them a safe and happy holiday season.

 

LINTHICUM, MD, November 25, 2015— NFM Lending sponsored the Mortgage Bankers Association of Georgia (MBAG) Foundation Auction on Wednesday, November 18, 2015. The MBAG Foundation is a nonprofit, which participates in community charitable initiatives each year.

The Auction took place at a local restaurant, and was sponsored by various businesses. Gladys Marcelin, a Branch Manager in Stockbridge, Georgia, attended the event on behalf of NFM Lending.

“I was very proud to represent NFM Lending at the MBAG Foundation Annual Charity Dinner, as we were one of the sponsors of the event,” said Marcelin. “Most of the known Mortgage Companies attended and it was a great way to add some leverage to our name in Georgia. NFM was established in Georgia last fall and we are already known in the metro Atlanta. The organizers were very grateful of our donations.”

MBAG is a trade association of Mortgage Lenders, Brokers, and other Industry Professionals. According to their website, the Association is “dedicated to the preservation and improvement of the mortgage banking correspondent system.” The MBAG Foundation is a nonprofit 501(c)(3) organization founded by MBAG to support the local community. Each year, the foundation takes on a project for charity, providing financial support, materials, and labor, depending on the project.

NFM Lending is proud to support the MBAG Foundation. NFM has been involved in charitable efforts with AnySoldier, the Ronald McDonald House of Baltimore, the Maryland SPCA, and the American Diabetes Association, as well as many others. For more information about NFM Lending’s charitable work, click here.

For more information please contact:

NFM Lending
Toll Free: 1-888-233-0092
pr@nfmlending.com
www.nfmlending.com
Twitter: @nfm_lending

 

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender™.”

For the online press release, click here.