Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Musa Khalil M, Raleigh, NC
"I found Chuck to be very personable and informative. He was very detail in making the loan possible and went the extra mile to afford me the credits that's due to me. I'm an older guy who is not Swift with all of the computer savvy But Chuck was very patient with me and I appreciated that. There were things that was time sensitive and it appears to me that the staff work very hard to make things happen yes I would recommend the company to people I know."
Reviewed by Nicholson Albert M, Raleigh, NC
"Great experience. "
Reviewed by Anthony Wayne G, Carolina Shores, NC
"Great to work with. Awesome. "
Reviewed by Michelle J, Angier, NC
"Mr. Payne was always available to answer any questions I had about my loan and the process of getting the loan. He was very accommodating, helpful and polite. I would not hesitate working with him or recommending him to friends and family in the future."
Reviewed by Kimberly Cameron G, Carolina Shores, NC
"Communication was excellent. Our questions and loan process was completed in a timely manner. "
Reviewed by Brian S, Thomasville, NC
"Was a easy and pleasant experience "