NFM Branch Garner, NC

883 Highway 70W, Garner, NC 27529 | NMLS# 1182201 Apply Now Upload Docs Returning Applicant Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Sep 2019

Reviewed by David C, Point Harbor, NC

"Effortless refinance. Thanks!"


Sep 2019

Reviewed by Tyler B, Erwin, NC

"Mr. Payne was very knowledgeable and seemed to always have my best interests in mind. Very professional over the phone and was quick to respond to any questions of concerns that I had. I would definitely recommend him to anyone looking to purchase a home. "


Aug 2019

Reviewed by Jason M, Newton Grove, NC

"Great to work with. Fast turnaround. All around excellent experience. "


Aug 2019

Reviewed by Joanna L, Wendell, NC

"everyone was great when I had a question they had an answer. seemed like they put in some long hours to make everything go smoothly.."


Aug 2019

Reviewed by Dawn M, Newton Grove, NC

"Chuck and his team made the home buying process effortless. We closed in thirty days! I am recommending Chuck to all of my family and friends who are considering buying a home! "


Aug 2019

Reviewed by Timothy W, Morehead City, NC

"I was asked to provide a list of documents and everything went as promised form then on. There were no delays or last minute requests for additional items. "



NFM Lending Sponsors 15th Annual BARCStoberfest

LINTHICUM, MD, October , 2019— NFM Lending is proud to be a Sponsor for the 15th annual BARCStoberfest 5k and 1-mile run/walk and festival on October 26, 2019. This event will benefit the Baltimore Animal Rescue and Care Shelter (BARCS). This will be NFM Lending’s first year sponsoring the …
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How Mortgage Calculators Work

How Do Mortgage Calculators Work?

Note: This blog was originally published in February 2013 and has been updated. Mortgage calculators are important tools for both homebuyers and homeowners. These calculators can help estimate your monthly mortgage payments as well as how much you can afford when purchasing a home. There are vari…
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Christine Ege

NFM Lending salutes Christine Ege

LINTHICUM, MD, October 1, 2019— NFM Lending is pleased to honor Colonel Christine Ege as the NFM Salute for October 2019. COL Ege is serving in the US Army as a veterinarian and is currently in her 21st year of continuous active duty service. She passionately supports the Department of Defense …
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Mortgage Rate

How Your Credit Score Affects Your Mortgage Rate

When applying for a loan, one of the most important factors that will come into play is your credit score. Before you start the loan application process, you should have a clear understanding of how your credit score affects your mortgage rate so you can assess your financial situation. Most lend…
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Contact Me

NFM Branch NC308





883 Highway 70W, Garner, NC 27529

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

Contact Me

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