NFM Branch Garner, NC

883 Highway 70W, Garner, NC 27529 | NMLS# 1182201 Apply Now Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Apr 2018

Reviewed by Musa Khalil M, Raleigh, NC

"I found Chuck to be very personable and informative. He was very detail in making the loan possible and went the extra mile to afford me the credits that's due to me. I'm an older guy who is not Swift with all of the computer savvy But Chuck was very patient with me and I appreciated that. There were things that was time sensitive and it appears to me that the staff work very hard to make things happen yes I would recommend the company to people I know."


Mar 2018

Reviewed by Nicholson Albert M, Raleigh, NC

"Great experience. "


Mar 2018

Reviewed by Anthony Wayne G, Carolina Shores, NC

"Great to work with. Awesome. "


Mar 2018

Reviewed by Michelle J, Angier, NC

"Mr. Payne was always available to answer any questions I had about my loan and the process of getting the loan. He was very accommodating, helpful and polite. I would not hesitate working with him or recommending him to friends and family in the future."


Mar 2018

Reviewed by Kimberly Cameron G, Carolina Shores, NC

"Communication was excellent. Our questions and loan process was completed in a timely manner. "


Jan 2018

Reviewed by Brian S, Thomasville, NC

"Was a easy and pleasant experience "


Hidden Costs of Buying a Home

Hidden Costs of Buying a Home

While buying a home might seem straightforward, there’s a lot more to the process than picking out a home and obtaining a mortgage. One of the things most buyers don’t prepare for is all the hidden costs of buying a home, both during the homebuying process and after. Some of these costs occur…
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NFM Lending salutes COL Erwin A. Burtnick, USA, Retired

LINTHICUM, MD, April 2, 2018— NFM Lending is pleased to honor Colonel Erwin A. Burtnick, USA, Retired, as the NFM Salute for April 2018. COL Burtnick served over 37 years on active duty and in the Army National Guard and the Army Reserve.  Commissioned through Officer Candidate School, he has …
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NFM Lending Loan Originators named among Scotsman Guide’s Top Originators 2017

LINTHICUM, MD, March 28, 2018 — NFM Lending is proud to announce two of its loan originators, Jane Floyd and Daniel Sa, have been ranked on the Scotsman Guide’s Top Originators 2017 lists. Each year, Scotsman Guide recognizes the nation’s top producing mortgage loan originators. Originators…
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NFM Lending Celebrates Two Years of the NFM Salute

LINTHICUM, MD, March 23, 2018— NFM Lending is celebrating the two-year anniversary of its NFM Salute program. They honored their first NFM Salute on March 23, 2016. NFM Salute is an initiative dedicated to recognizing the brave men and women who have fought and continue to fight for our freedom…
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Contact Me

NFM Branch NC308





883 Highway 70W, Garner, NC 27529

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

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