Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Laurie H, Holly Springs, NC
"Chuck and team were wonderful through the whole process. Even though they were probably inundated with loan requests they made me feel like I was their most important client. Chuck was very thorough with his explanations and ensured there were no delays. Robin Lloyd was also a pleasure. She was very friendly and responding quickly to any question I had. I was even called and asked if I wanted to fund the loan early! Thank you to Chuck and his team for making the loan process seamless!"
Reviewed by Kevin M, Raleigh, NC
"NFM. has been awesome during our refi. Chuck was very helpful and made it an easy process. We would highly recommend NFM"
Reviewed by Randy W, Raleigh, NC
"Chuck was Johnny on the Spot from the first call we had to the end of closing. Not only were my wife and I happy about our interest rate dropping 1pt, but the zero closing cost finance option was the deal closer! Chuck even found a loan option that would waive the PMI we had left on our existing loan. We can’t thank Chuck and Robin enough for their time and efforts here. "
Reviewed by Thomas M, Apex, NC
"There were some issues with our first appraisal and Chuck and his team went WAY above and beyond to correct the issues and ultimately get the refi closed. We could not be more grateful."
Reviewed by Laragh C, Zebulon, NC
"Chuck and Robin were super helpful all along the way. Chuck was very knowledgeable about every loan product that could have applied to me."
Reviewed by Stephen B, Holly Springs, NC
"It was a great experience from start to finish(closing)! It was a smooth and very operating procedure. Chuck was quick and informative throughout the whole process. We're excited to have worked this entire program. "
NFM Branch NC308
883 Highway 70W, Garner, NC 27529
Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.