NFM Branch Garner, NC

883 Highway 70W, Garner, NC 27529 | NMLS# 1182201 Apply Now Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Jul 2018

Reviewed by Ryan Roy R, Clayton, NC

"We can't thank Chuck and his team enough for helping us through the mortgage process. They dealt with all of the difficult kinks with ease and made sure we were well informed every step of the way. Thank you! "


Jun 2018

Reviewed by Edric T C, Garner, NC

"Chuck was so pleasant. He was always available when I called with questions or concerns. Chuck explained the process in detail and made me feel like I was in "good hands". He was also trust worthy. My overall experience was GREAT!!"


Jun 2018

Reviewed by Karl D. B, Middlesex, NC

"My experience with Chuck was simple considering the challenges he started with on my end were challenging and this went smooth from start to finish. "


May 2018

Reviewed by Kevin R, Willow Spring, NC

"chuck and team where very responsive and we appreciate all the efforts to get us into this place"


May 2018

Reviewed by Melvin E D, Henderson, NC

"He was great and he answered all my question that I needed to know it was a pleasure working with him"


Apr 2018

Reviewed by Concetto T L, Cary, NC

"Smooth. !!!!!!!!!!!!!!!!"


What is a G-Fee?

What is a G-Fee and what does it have to do with my interest rate?

As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
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Catherine L. Clapp

NFM Lending salutes Catherine L. Clapp, USN, Retired

LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
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Top Workplace Washington 2018

NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018

LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.  NFM Lending received the award at a ceremony held T…
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8 Steps to a 203k Rehab Loan

When house-hunting for your new home, you might discover one that would be perfect for you but needs a bit of TLC. Don’t worry! An FHA 203k rehab loan is there to make your dreams of homeownership come true. This loan allows you to borrow both what you need to purchase the home and what you…
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Contact Me

NFM Branch NC308





883 Highway 70W, Garner, NC 27529

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

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