NFM Branch Garner, NC

883 Highway 70W, Garner, NC 27529 | NMLS# 1182201 Apply Now Returning Applicant Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Aug 2019

Reviewed by Ashley H, Bailey, NC

"Chuck went above and beyond on helping my husband & I get this loan. We hit some hard times through the process but no matter what Chuck always had a plan and made sure we got a loan since we had already sold our home. Even though we hit some patches we weren't expecting he still made it all work out and we couldn't be more thankful! I would recommend using him to everyone. He was truly a joy to work with. Thanks for all you did for us! "


Jul 2019

Reviewed by Catheryn E, Fuquay Varina, NC

"Friendly, easy to work with, great communication! BIG HELP!! "


Jul 2019

Reviewed by Mauricio M, Angier, NC

"Since when I first contact CP, I had a great experience talking to him. He made everything go smooth and easy. All I had to do was send him all the info that it required and by the time closing day came everything was ready. "


Jun 2019

Reviewed by Luis A, Wendell, NC

"Chuck Payne really had my back the WHOLE time. He really took his time to make sure I was good on everything. Helped me with any question I had and was great to talk to! Robin Lloyd also was a great person to work with. She was on top of her stuff which made things go much faster! Very glad she helped me along the way as well!"


May 2019

Reviewed by Lori S, Willow Spring, NC

"NFM Lending was great to work with and Very responsive to all questions we had. Chuck delivered what he said he would do at the appropriate time for closing of loan. Would recommend them to friends and family."


May 2019

Reviewed by Willie F, Zebulon, NC

"Working with NFM Lending and our loan originator was great. Everyone involved from start to finish were personable yet very professional. They were patient and they answered all questions regardless if we had asked the questions over and over just to gain more clarity. I definitely tell everyone I know who is interested in purchasing a home to contact Chuck and his team. Thank you so very much for making us feel more at ease and stress free. Willie Raines."


spanish loan application

NFM Lending now offers Online Loan Application in Spanish

NFM Lending is proud to announce that as a part of our effort to better serve the Hispanic community, our online loan application is now offered in Spanish. All Mortgage Loan Originators websites now feature the option to complete the loan application in English or Spanish. Simply click on the Ap…
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What is Earnest Money

What is Earnest Money?

If you’re ready to buy a home, you should prepare to have an earnest money deposit. This can be an extremely important part of the homebuying process as it essentially lets a home seller know how serious you are as a buyer. So, what is earnest money? An earnest money deposit, otherwise known as…
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Reno Truant

NFM Lending salutes Reno Truant

LINTHICUM, MD, August 1, 2019— NFM Lending is pleased to honor Reno Truant as the NFM Salute for August 2019. Reno attended the Henry Ford Trade School in Dearborn, Michigan from 1939 to 1942. At the age of 17, he felt a calling to serve his country and asked his parents to sign a release to al…
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Christian Mourra

NFM Lending opens new branch in Sunrise, FL

LINTHICUM, MD, July 29, 2019 — NFM Lending is pleased to announce the opening of a new branch in North Miami, Florida. The branch is located at 999 NE 125th Street, North Miami, FL 33161, and will be led by Branch Manager, Christian Mourra. The NFM Lending branch will focus its lending platform…
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Contact Me

NFM Branch NC308





883 Highway 70W, Garner, NC 27529

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

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