NFM Branch Linthicum Heights, MD

1190 Winterson Road Suites 130 & 180 Linthicum, MD 21090 | NMLS# 1633721 Apply Now Upload Docs Returning Applicant Contact

About Us

Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

Loan Tools

Here are some useful links to get you started in the loan process.



Feb 2020

Reviewed by Andrew J, Woodbine, MD

"Great communication and everything was completed on time with no issues."


Feb 2020

Reviewed by Zugell J, Woodbine, MD

"Always a pleasant experience! Ryan and his team are on top of it and make purchasing a home smooth and seamless."


Nov 2019

Reviewed by DIANA M, Baltimore, MD

"You and Jim work together and the two of you handled all aspects of our loan. Thank you!"


Nov 2019

Reviewed by Jennifer H, Federalsburg, MD

"The entire process, from start to finish, with Ryan and the team at NFM Lending was amazing! They made a usually stressful process, completely stress free! it was quick, efficient, they communicated perfectly throughout the entire process. I can't recommend them highly enough!"


Oct 2019

Reviewed by Alexis S, Columbia, MD

"Worked with Ryan before! Always a smooth pleasant experience and have referred him to others who couldn’t agree more! "


Oct 2019

Reviewed by Joseph F, Centreville, MD

"This was the 3rd time we used Ryan over the years. He has helped us through tremendously and always looks for your best interest. He makes things possible with ease. Thanks again Ryan! "


Paint Color Quiz

Quiz: Name that Paint Color!

Have you ever wondered how paint colors get their names? When there might be more than 50 variations of a color, marketers need to get creative!

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David Arocho

NFM Lending opens new branch in Columbus, OH

LINTHICUM, MD, February 12, 2020 — NFM Lending is pleased to announce the opening of a new branch in Columbus, Ohio. The branch is located at One Easton Oval, Suite 500, Columbus, OH 43219, and will be led by Senior Vice President and Branch Manager, David Arocho. The NFM Lending branch will fo…
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NMP Top Mortgage Employer 2020

NFM Lending Named a Top Mortgage Employer 2020

LINTHICUM, MD, February 11, 2020— NFM Lending is proud to announce it was named a Top Mortgage Employer 2020 by National Mortgage Professional Magazine. This is the fifth time NFM Lending has received this honor. Each year, National Mortgage Professional Magazine surveys employees of mortgage i…
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Lock in a Mortgage Rate

Why You Should Lock in a Mortgage Rate

Note: This blog was originally published in August 2013 and has been updated. Though there are several factors that impact how much you’ll pay for your mortgage, one of the most important is your mortgage interest rate. When you’re preparing to purchase a home, the interest rate you are quote…
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Contact Me

NFM Branch MD268





1190 Winterson Road Suites 130 & 180 Linthicum, MD 21090

Ready to get started or have any loan questions? Contact me at or or submit the form below and I will call you.

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