Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you read to /and/or can you refinance your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Reviewed by Paul Temitayo A, Glen Burnie, MD
"It was a great experience. Closed within a month and the communication with Ryan was pleasant also. Will definitely recommend. "
Reviewed by Michael C, Rockport, TX
"NFM was always on the ball ,they answer all my question and made it very easy on getting my house thank you Ryan if I hear someone is looking for a mortgage loan I will send them your way."
Reviewed by Brenda J F, Odenton, MD
"I truly appreciate you taking the time to answer all my questions...even the silly ones. You made my first time home buying easy and actually fun. I’m so happy you were at closing with me to share that moment in my life. I’m definitely recommending you to everyone I know! Thank you!!!"
Reviewed by Albert Tzung-Szu S, Laurel, MD
"Ryan George was incredibly knowledgeable and always quick to respond. We were very grateful to have him helping us along with the loan process and would readily choose him again should the need arise."
Reviewed by Jessica D, Hurlock, MD
"Working with NFM Lending made the whole home buying experience super easy! Ryan George was very responsive and available whenever I had questions throughout the entire process! I would absolutely recommend NFM Lending to anyone that is in the market for a new home. Super easy to work with and made the entire process seem way too easy! Awesome Team to work with!!"
Reviewed by Zuleika Marie G, Bowie, MD
"Great service Ryan!"