Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by SAMANTHA C, Baltimore, MD
Reviewed by JOHN W, Baltimore, MD
"Jim has the best personality and is great to deal with. He is there from start to finish to provide all the information you need and to answer any questions. Ryan walks you through any necessary steps to make the process easy when submitting items they need for the underwriter."
Reviewed by ERIC A, Baltimore, MD
"The experience was great and very pleasant and professional."
Reviewed by TARA C, Severna Park, MD
"Jim is knowledgeable, quick to respond, very easy to work with and can help navigate the system smoothly!"
Reviewed by STEVEN J, Severn, MD
"Jim made the process of home buying easy!"
Reviewed by DANIEL B, Pasadena, MD
"Working with Jim, Ryan and Kristin was an excellent experience! Communication was awesome they let me know what was going each step of the way. I will definitely refer them to friends and family. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Dimitrios “Jim” Konstantinos Viennas
Ready to get started or have any loan questions? Contact me at 443-690-3290 or firstname.lastname@example.org or submit the form below and I will call you.