Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Elizabeth M, Baltimore, MD
"Easy as pie. Not painful at all . Jim is such a nice guy. Explained everything to make things easier."
Reviewed by KEVIN J, Pasadena, MD
"It was great and very easy!"
Reviewed by NICHOLAS S, Rehoboth Beach, DE
"Jimmy is the best, very professional he’s been at it a long time"
Reviewed by MICHAEL G, Estero, FL
"Jim is fantastic!"
Reviewed by NANCY L, Easton, MD
"Jim has always gone out of his way to be helpful.Always feel very comfortable with him. Very trusting and knowledgeable enjoy doing business with him. "
Reviewed by ALICIA D, Baltimore, MD
"This is my second time working with Jim Vienna: the first was for a new home loan and this was for a refinancing of the original loan. Both Jim and Rozelyn allowed the process to be as seamless as possible, especially since much of the communication was done electronically."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Dimitrios “Jim” Konstantinos Viennas