Scotsman Guide Archives

LINTHICUM, MD, May 2, 2020 — NFM Lending and its family of companies, including Main Street Home Loans, is proud to announce three of its loan originators, Jane Floyd, Jessica Uphoff, and Karen Dulmage, have been ranked on the Scotsman Guide Top Women Originators 2019 list.

This is the second year the Scotsman Guide has recognized the nation’s top producing women mortgage loan originators. Out of the thousands of submissions for the magazine’s annual Top Originators rankings, about 600 women made this list. The overall ranking was based on Total Dollar Volume for 2019.

Floyd, out of Tampa, FL, ranked #77 with over $103 million in loan volume and 362 closed loans. Uphoff, out of Westminster, CO, ranked #79. She did over $102 million in volume and closed 232 loans. Dulmage, out of Pinehurst, NC, ranked #378 with nearly $52 million in volume and 175 closed loans.

“NFM is extremely fortunate to have such talented top originators,” said Jan Ozga, President of NFM Lending, “and these three women are among our very best. They not only lead our industry in terms of units and volume, but they also continue to share their career mortgage experience with us all as we navigate these challenging times. It’s an honor and a privilege to work alongside them and this recognition is well deserved.”

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

Karen Dulmage, NMLS #485100 – Area Manager/Vice President, Main Street Home Loans

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 41 states in the U.S. The company was founded in Baltimore, Maryland in 1998. NFM Lending and its family of companies includes Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.

LINTHICUM, MD, April 2, 2020 — NFM Lending and its family of companies, including Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group, are proud to announce 38 of its loan originators have been ranked on the Scotsman Guide Top Originators 2019 list, with three receiving special recognition among the leaders.

Each year, Scotsman Guide recognizes the nation’s top producing mortgage loan originators. Originators can be ranked in any of ten categories, including Top Dollar Volume, Most Loans Closed, and Top Purchase Volume. Each set of rankings is thoroughly audited, making Scotsman Guide the mortgage industry’s “most intensely reviewed, accurate and substantiated rankings of its kind.”

Jane Floyd, out of Tampa, FL, made the Top Dollar Volume category, along with Jessica Uphoff, out of Westminster, CO. Floyd ranked #348 in the category, with Uphoff at #352. Daniel Sa, out of Columbus, OH, made the Most Loans Closed category and ranked #139.

“NFM is proud of all of our high producing loan originators,” said Jan Ozga, President of NFM Lending. “Our average closings per originator nationwide is close to 5 loans. Jane, Jessica, and Daniel continue to set the gold standard in our industry. They are true leaders in every sense of the word and it’s an honor to have them part of the NFM Family.”

There were 6,448 individual submissions for this year’s rankings. To be considered, entrants must either have had at least $40 million in loan volume, or personally closed 100 home loans in the 2019 calendar year. In 2019, Floyd did over $103 million in volume, Uphoff did $102.7 million, and Sa closed 386 loans. New this year, the Scotsman Guide expanded their rankings online, allowing them to recognize many more originators.

NFM Lending would like to recognize and congratulate all 38 loan originators from the NFM Family who made the Scotsman Guide’s lists.

Top Dollar Volume

Most Loans Closed

Top Purchase Volume

Top FHA Volume

Top VA Volume

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

About NFM Lending

LINTHICUM, MD, June 3, 2019 — NFM Lending is proud to announce they ranked in the Top Mortgage Lenders 2018 by Scotsman Guide.

Each year, Scotsman Guide compiles a list of the nation’s 75 top-producing mortgage companies and publicly traded banks by their total yearly mortgage volume. According to their website, “Top Mortgage Lenders is the mortgage industry’s most comprehensive, most intensely verified list of its kind.” NFM Lending had an overall mortgage volume of $1,630,419,869 and closed 6,577 loans.

“It’s nice to see the hard work of all of our amazing team members at NFM continue to move us higher on this prestigious list year after year,” said David Silverman, CEO of NFM Lending.

NFM Lending was also recognized in the Top Mortgage Lenders in 2012, 2013, and 2017. Recently, it has been named one of the 50 Best Companies to Work For and a Top 100 Mortgage Company by Mortgage Executive Magazine, both for the fifth time. NFM Lending was also named one of National Mortgage Professional Magazine’s Top Mortgage Employers, Top Work Places by both the Washington Post and the Baltimore Sun, and a Best Place to Work by Baltimore Business Journal. NFM Lending is proud of these accomplishments and looks forward to another successful year.

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 37 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.

LINTHICUM, MD, May 8, 2019 — NFM Lending is proud to announce two of its loan originators, Jane Floyd and Jessica Uphoff, have been ranked on the Scotsman Guide’s Top Women Originators 2018 list.

For the first time, Scotsman Guide recognized the nation’s top producing women mortgage loan originators. Out of the thousands of submissions for the magazine’s annual Top Originators rankings, only 200 women made this list. The overall ranking was based on Total Dollar Volume for 2018.

Jane Floyd, out of Tampa, FL, ranked #39. She did over $89 million in loan volume and closed 330 loans.

“I am honored to be named a Scotsman Guide’s Top Woman Originator of 2018!” stated Floyd. “I attribute my success to my amazing team members and support of NFM Lending. I feel extremely blessed to be surrounded by team members who push me to reach my goals. I look forward to reaching new goals in 2019!”

Jessica Uphoff, out of Westminster, CO, ranked #62. She did over $76 million in loan volume and closed 232 loans.

“It is an honor to be named a Scotsman Guide’s Top Woman Originator among the nation’s top-producing mortgage professionals,” stated Uphoff. “I am eternally grateful to my outstanding business partners, clients and top-notch team members. I share this success with all of you and look forward to more great accomplishments in 2019.”

“Jane and Jessica are in a class of their own,” said Jan Ozga, President of NFM Lending. “In this industry, they do more as individuals than most branches with multiple loan originators. It’s next to impossible to match the energy and professionalism both these women bring to the NFM Family. They not only help our sales team develop better systems, but also innovate modern approaches to winning referral partners. Congratulations to them both for this well-deserved recognition.”

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

About NFM Lending

LINTHICUM, MD, April 11, 2019 — NFM Lending is proud to announce three of its loan originators, Jane Floyd, Daniel Sa, and Jessica Uphoff, have been ranked on the Scotsman Guide’s Top Originators 2018 lists.

Jane Floyd, out of Tampa, FL, made both Top Dollar Volume and Most Loans Closed categories. She ranked #171 out of 500 in Top Dollar Volume and #127 out of 300 for Most Loans Closed. Daniel Sa, out of Columbus, OH, also made both Top Dollar Volume and Most Loans Closed categories. He ranked #318 out of 500 in Top Dollar Volume and #84 out of 300 for Most Loans Closed. Jessica Uphoff, out of Westminster, CO, made the Top Dollar Volume category; she ranked #273 out of 500.

“NFM is incredibly fortunate to have such high-caliber mortgage loan originators within our company,” said Jan Ozga, President of NFM Lending. “Jane, Jessica, and Daniel take their customer service commitments on their mortgage production to a whole new level. They are skilled professionals who continue to reset the gold standard for both loan originators in the NFM Family and the mortgage industry in general.”

Over 4,500 Originators applied for consideration, with only 670 making the ranks. To be considered for the rankings, entrants must either have had at least $30 million in loan volume, or personally closed 100 home loans in the 2018 calendar year. Floyd had over $89 million in loan volume and closed 330 loans in 2018. Sa had over $72 million in loan volume and closed 381 loans. Uphoff had over $76 million in loan volume.

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

Daniel Sa • Sr. VP of Retail & Regional Manager for Ohio, NMLS #173224 • www.nfmlending.com/dsa

About NFM Lending

LINTHICUM, MD, June 7, 2018 — NFM Lending is proud to announce they ranked in the Top Mortgage Lenders 2017 by Scotsman Guide.

Each year, Scotsman Guide compiles a list of the nation’s top-producing mortgage companies and publicly traded banks by their total yearly mortgage volume. According to their website, “Top Mortgage Lenders is the mortgage industry’s most comprehensive, most intensely verified list of its kind.” NFM Lending had an overall mortgage volume of $1,518,339,275 and closed 6,304 loans.

“I am excited about NFM’s growth momentum,” said David Silverman, CEO of NFM Lending. “For the first time since 2013 we made the list of top 75 retail mortgage origination companies by the Scotsman Guide. We expect to double our volume over the next 12-18 months.”

NFM Lending has also been recognized in the Top 100 Mortgage Companies in America in by Mortgage Executive Magazine the last three years, as well as one of the 50 Best Companies to Work For. This last year alone they’ve been recognized as a Top Work Place by both the Washington Post and the Baltimore Sun, in addition to being named a Top Mortgage Employer by National Mortgage Professional Magazine for the third consecutive year. NFM Lending is proud of these accomplishments and looks forward to another successful year.

NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998 and this year is celebrating its 20^th Anniversary. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.

LINTHICUM, MD, March 28, 2018 — NFM Lending is proud to announce two of its loan originators, Jane Floyd and Daniel Sa, have been ranked on the Scotsman Guide’s Top Originators 2017 lists.

Each year, Scotsman Guide recognizes the nation’s top producing mortgage loan originators. Originators can be ranked in any of ten categories, including Top Dollar Volume, Most Loans Closed, and Top Purchase Volume. According to their website, “Each set of rankings…is thoroughly audited, making Scotsman Guide’s rankings the mortgage industry’s most comprehensive, most intensely verified lists of their kind.”

Jane Floyd, out of Tampa, FL, was ranked in both Top Dollar Volume and Most Loans Closed categories. She ranked #196 out of 500 in Top Dollar Volume and #99 out of 300 for Most Loans Closed. Daniel Sa, out of Columbus, OH, was ranked in the Most Loans Closed category. He ranked #191 out of 300.

“NFM Lending is proud of Jane Floyd and Daniel Sa for their recognitions in The Scotsman Guide for top production and units.” said Jan Ozga, President of NFM Lending. “They continue to be the best in class and set the gold standard, both at NFM and in the entire mortgage industry.”

Over 3,000 originators applied for consideration, with only 641 making the ranks. To be considered for the rankings, entrants must either have had at least $40 million in loan volume, or personally closed 100 home loans in the 2017 calendar year. Floyd had over $92 million in loan volume and closed 383 loans in 2017. Sa closed 312 loans.

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

Daniel Sa • Sr. VP of Retail & Regional Manager for Ohio, NMLS #173224 • www.nfmlending.com/dsa

INTHICUM, MD, April 27, 2015 — NFM Lending congratulates Jane Floyd, a Branch Manager in Tampa, FL, for earning two rankings on the Scotsman Guide’s 2014 Top Originators lists.

“I, along with all of our NFM family, would like to congratulate Jane and her team on her outstanding numbers and her current ranking amongst her peers in both volume and units,” said David Silverman, CEO of NFM Lending. “Jane is a phenomenal time manager, as she juggles being a top performer with coaching and still putting her relationships and family first.”

Each year, the Scotsman Guide recognizes top producing mortgage loan originators throughout the United States. Originators can be ranked in any of the ten categories, including Top Dollar Volume, Most Loans Closed, and Top Purchase Volume, among others. Floyd was ranked in both the Top Dollar Volume category as well as Most Loans Closed. She ranked #172 of 300 in the Top Dollar Volume category, and #82 of 150 in the Most Loans Closed category.

“It’s only a matter of time that Jane Floyd will break the top ten of all Loan Originators nationwide,’ said Jan Ozga, President of NFM Lending. “Jane is the gold standard in the mortgage industry, and there are very few people that come close to matching her energy.”

Over 1,000 Originators from across the nation were considered for this year’s rankings. To be considered for the rankings, entrants must have either had at least $30 million in loan volume, or closed 100 home loans in the 2014 calendar year. Floyd had over $65 million in loan volume, and closed 302 loans in 2014.

“I am so grateful to be ranked in the Scotsman guide,” said Floyd. “It’s an amazing feeling to know we helped that many families achieve the dream of home ownership. I could not have done it without such an amazing company behind me.”

NFM Lending is proud of Floyd’s accomplishments and wishes her continued success.

NFM Lending is a mortgage lending company currently licensed in 29 states across the United States. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to their customers and their community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.”

LINTHICUM, M.D., June 23^rd, 2014— NFM Lending (formerly NFM, Inc.) is pleased to announce they ranked in the “Top Mortgage Lenders 2013” by the Scotsman Guide.

Scotsman Guide compiled a list of the nation’s top 75 mortgage lenders by overall volume. Entries were accepted between February 10 and March 28, 2014, along with written verification of each company’s loan volume from a certified public accountant, the company’s chief financial officer, or a similar source.

“We are honored to be included amongst so many well accomplished and successful companies,” said David Silverman, CEO of NFM Lending. “We are especially proud that our quick transformation from primarily refinance to over 80% purchase has happened so successfully and quickly. I am proud of our team and with our collective efforts we will climb this list rapidly towards the top.”

NFM Lending (formerly NFM, Inc.) was founded in March 3, 1998 by David Silverman and his wife Sandy. The company started as a small brokerage shop with 4 loan officers, and it is now a multi-state lender with more than 200 employees, over 29 retail branches, and is licensed in 30 states.

Come join NFM Lending, a highly successful and multi-state company that is at the forefront of the mortgage lending industry. NFM Lending started out as a small brokerage shop and has grown to be an award winning full-service residential mortgage lender. We have been ranked one of the “Top Mortgage Lenders” in 2012 and 2013 by the Scotsman Guide; one of the “Top 100 Mortgage Companies in America 2013” by Mortgage Executive Magazine; and one of the “Fastest-Growing and Largest Private Companies” by the Baltimore Business Journal for 2012.

At NFM Lending, we pride ourselves on working hard to build a positive and collaborative work environment for its employees. We have an open door policy which allows an open line of communication between management and employees. And it is because of these values that NFM Lending has been named one of the “Top 50 Best Companies to Work for in America” in 2013 by Mortgage Executive Magazine; and named a “Top Workplace in Baltimore” by The Baltimore Sun in 2012 and 2013.

If you want to work for a company that has a deep commitment for our communities, dedication for building a positive culture for our employees, and passion for servicing our clients, come work with us!

LINTHICUM, M.D., June 7th , 2013— NFM, Inc. is proud to announce that they have been ranked 54 out of 100 top mortgage lenders by the Scotsman Guide. The Scotsman Guide ranks the lenders based on their overall loan volume for the year.

March marked NFM’s 15th anniversary of being in business. NFM, Inc. has 21 locations in Maryland, Virginia, Pennsylvania, New Jersey, Alabama, Indiana, North Carolina, Ohio, and Illinois. NFM’s corporate office is located in Linthicum, Maryland and it is 16,800 square feet. Since 2004, NFM, Inc. has closed roughly 30,000 loans. In 2012, their annual volume was roughly one billion dollars.

David Silverman, NFM, Inc.’s CEO, started the company in 1998 with his wife, Sandy, as a small mortgage brokerage establishment in Baltimore with just four loan originators by their side. Today the company has over 225 employees and is licensed in 27 states.

NFM, Inc. has prospered under David’s leadership. NFM, Inc. has been recognized by The Baltimore Sun as one of the Top Workplaces in 2012; ranked by the Baltimore Business Journal as the 11th largest mortgage lending firm in the region in 2010; David was ranked one of the Top 100 CEOs in Baltimore in 2009 by SmartCEO magazine; NFM, Inc. has been recognized by SmartCEO magazine as one of Baltimore’s 50 fastest growing companies in 2006; Also, NFM, Inc. was ranked for two consecutive years (2004 and 2005) on the INC 500 list of fastest growing private companies in the country.

NFM, Inc.’s primary goal has always been service. NFM, Inc. strives to assist clients in obtaining a loan that meets their needs by providing exemplary services through a variety of mortgage solutions.

NFM’s focus is not solely in servicing borrowers, it is also on serving the communities their borrowers and employees live and work in. NFM, Inc. has been involved in over 25 charitable organizations including the Ronald McDonald House Charities of Baltimore and Habitat for Humanity.

NFM, Inc. works very hard to give their employees the tools they need to succeed in business and help clients. Everyone is instrumental in the company’s success from the executive team to the administration team.

NFM, Inc. is honored to be named one of the Top 100 Mortgage Lenders and looks forward to being on the list next year.

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