Jan Ozga Archives

LINTHICUM, MD, December 3, 2020— NFM Lending is proud to announce it was named a Top Workplace in the Baltimore area by The Baltimore Sun. This is the ninth consecutive year NFM Lending has received this honor.

Each year, The Baltimore Sun distributes a survey to employees of Baltimore area workplaces. The survey analyzes the job satisfaction and engagement of the employees along with the values and organizational health of the company.

“This is our 9th year in a row receiving this acknowledgement,” said Jan Ozga, President of NFM Lending. “It’s always about the employees first. If that is done correctly then everything else falls into place. We understand what culture really means. Culture isn’t a word; it is an action. The biggest indicator of a favorable workplace are the reviews from your customers and the tenure of your employees. If you look at our employee tenure and our customer reviews, it tells you why we are a top workplace year after year.”

NFM Lending prides itself on its exceptional culture. The company fills the employees’ work environment with encouragement and teamwork, building a positive workplace that rewards both commitment and performance. Employees are also encouraged to voice their questions and concerns directly to management so that they can be addressed promptly and correctly. Managers often surprise staff members for their birthdays, and the company holds contests, holiday celebrations, and other initiatives to encourage collaboration and show employees their appreciation.

NFM Lending is consistently recognized for its company culture. These awards include: ‘50 Best Companies to Work For’ by Mortgage Executive Magazine; ‘Top Mortgage Employer’ by National Mortgage Professional Magazine; ‘Top Work Place’ by the Washington Post; and a winner of the “Best Places to Work” by Baltimore Business Journal. NFM Lending is proud of these accomplishments and the work its team does to make it a Top Workplace.

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 41 states in the U.S. The company was founded in Baltimore, Maryland in 1998. NFM Lending and its family of companies includes Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.

LINTHICUM, MD, May 2, 2020 — NFM Lending and its family of companies, including Main Street Home Loans, is proud to announce three of its loan originators, Jane Floyd, Jessica Uphoff, and Karen Dulmage, have been ranked on the Scotsman Guide Top Women Originators 2019 list.

This is the second year the Scotsman Guide has recognized the nation’s top producing women mortgage loan originators. Out of the thousands of submissions for the magazine’s annual Top Originators rankings, about 600 women made this list. The overall ranking was based on Total Dollar Volume for 2019.

Floyd, out of Tampa, FL, ranked #77 with over $103 million in loan volume and 362 closed loans. Uphoff, out of Westminster, CO, ranked #79. She did over $102 million in volume and closed 232 loans. Dulmage, out of Pinehurst, NC, ranked #378 with nearly $52 million in volume and 175 closed loans.

“NFM is extremely fortunate to have such talented top originators,” said Jan Ozga, President of NFM Lending, “and these three women are among our very best. They not only lead our industry in terms of units and volume, but they also continue to share their career mortgage experience with us all as we navigate these challenging times. It’s an honor and a privilege to work alongside them and this recognition is well deserved.”

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

Karen Dulmage, NMLS #485100 – Area Manager/Vice President, Main Street Home Loans

About NFM Lending

LINTHICUM, MD, April 6, 2020 — NFM Lending and its family of companies, including Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group, are proud to announce 27 of its loan originators have been ranked as the “Top 1% Mortgage Originators in America 2019” by Mortgage Executive Magazine.

Each year, Mortgage Executive Magazine compiles a list of the nation’s Top Mortgage Originators. This list recognizes and celebrates leading mortgage professionals on their service, hard work, and overall dedication to servicing their clients. A minimum of $30 million in personal production is required to be eligible for the honor.

“Congratulations to our top 1% of mortgage originators in the country,” said Jan Ozga, President of NFM Lending. “It’s an honor to work alongside such a talented and dedicated group of mortgage sales professionals. Each year, the number of people from the NFM family who make the list grows, not only as the company gets bigger, but as our top people share their keys to success with others. They continue to be the gold standard – not just at NFM – but across the entire mortgage industry.”

NFM Lending is proud of these Loan Originators’ achievements and wishes them continued success.

About NFM Lending

LINTHICUM, MD, April 2, 2020 — NFM Lending and its family of companies, including Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group, are proud to announce 38 of its loan originators have been ranked on the Scotsman Guide Top Originators 2019 list, with three receiving special recognition among the leaders.

Each year, Scotsman Guide recognizes the nation’s top producing mortgage loan originators. Originators can be ranked in any of ten categories, including Top Dollar Volume, Most Loans Closed, and Top Purchase Volume. Each set of rankings is thoroughly audited, making Scotsman Guide the mortgage industry’s “most intensely reviewed, accurate and substantiated rankings of its kind.”

Jane Floyd, out of Tampa, FL, made the Top Dollar Volume category, along with Jessica Uphoff, out of Westminster, CO. Floyd ranked #348 in the category, with Uphoff at #352. Daniel Sa, out of Columbus, OH, made the Most Loans Closed category and ranked #139.

“NFM is proud of all of our high producing loan originators,” said Jan Ozga, President of NFM Lending. “Our average closings per originator nationwide is close to 5 loans. Jane, Jessica, and Daniel continue to set the gold standard in our industry. They are true leaders in every sense of the word and it’s an honor to have them part of the NFM Family.”

There were 6,448 individual submissions for this year’s rankings. To be considered, entrants must either have had at least $40 million in loan volume, or personally closed 100 home loans in the 2019 calendar year. In 2019, Floyd did over $103 million in volume, Uphoff did $102.7 million, and Sa closed 386 loans. New this year, the Scotsman Guide expanded their rankings online, allowing them to recognize many more originators.

NFM Lending would like to recognize and congratulate all 38 loan originators from the NFM Family who made the Scotsman Guide’s lists.

Top Dollar Volume

Most Loans Closed

Top Purchase Volume

Top FHA Volume

Top VA Volume

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

About NFM Lending

LINTHICUM, MD, February 12, 2020 — NFM Lending is pleased to announce the opening of a new branch in Columbus, Ohio. The branch is located at One Easton Oval, Suite 500, Columbus, OH 43219, and will be led by Senior Vice President and Branch Manager, David Arocho. The NFM Lending branch will focus on expanding NFM’s flexible and powerful lending platform throughout the greater Columbus area to better serve community families with exceptional customer service. NFM Lending offers Conventional, FHA, VA, USDA, FNMA, Jumbo, and many other loan options to fit every borrower’s need.

“NFM has been a company that I have been looking at over the last several years, noticing their growth,” said Arocho. “We love the energy they provide to their office and to Columbus, Ohio. We like that they have a lot to offer when it comes to technology, their marketing, and their growth. The way they present themselves in our industry professionally is going to be a great asset to us and the team, so we look forward to this opportunity.”

“David has an amazing reputation in central Ohio and he’s a true mortgage professional,” said David Silverman, Founder and CEO of NFM Lending. “It will be an honor to have him on our team and we look forward to helping him continue to grow his business and his stellar reputation.”

The branch’s goal is to continue to provide the same commitment and dedication to borrowers, ranging from first time homebuyers to seasoned buyers looking for their next home, a second home, or investment properties.

“We are incredibly grateful to have David join the NFM Family,” said Jan Ozga, President of NFM Lending. “He has been a market leader in the Columbus market for many years. NFM is honored to be finally working alongside David and his incredible team.”

Arocho is currently seeking qualified Mortgage Loan Originators for full and part-time positions.

David Arocho
Senior Vice President, Branch Manager
NMLS# 525328
614-840-5013
darocho@nfmlending.com
www.davidarocho.com

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 39 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.

LINTHICUM, MD, December 9, 2019— NFM Lending is proud to announce that it was named a Top Workplace in the Baltimore area by The Baltimore Sun. This is the eighth consecutive year that NFM Lending has received this honor.

“NFM doesn’t speak about culture, we live it,” said Jan Ozga, President of NFM Lending, “This is NFM’s eighth year in a row receiving this acknowledgement. Our borrower and referral partner experiences begin and end with the employees of our NFM Family. Our primary focus is to continue to foster a culture of family and employee innovation that sets us apart from any company.”

In addition to this most recent award, NFM Lending has been recognized many times for its exceptional company culture and service. It has been named one of the Washington Post’s Top Work Places in the Washington, D.C. area for the last five years. Also in 2019, it was named as one of Mortgage Executive Magazine’s 50 Best Companies to Work For, as well as a finalist for the Baltimore Business Journal’s Best Places to Work. NFM Lending is proud of each member of its team and the work they do to make NFM a Top Workplace.

About NFM Lending

LINTHICUM, MD, May 22, 2019 — NFM Lending is proud to announce it was named a finalist of the Best Places to Work 2019 by Baltimore Business Journal.

Every year, Baltimore Business Journal (BBJ) conducts a months-long nomination process and online survey of local companies. The survey was limited to employees in the Greater Baltimore area presently employed by the companies they rated. The BBJ explains the Best Places to Work as a “program [that] measures a wide range of research-validated workplace factors that impact employee engagement and satisfaction. Best Places to Work foster a workplace where employees willingly go above and beyond in their work, advocate for the organization and intend to stay into the future.” Finalists are placed into one of four categories based on the number of employees: micro, small, midsize, and large. Only 40 companies were named a finalist; NFM Lending was one of ten in the large category.

“Every great relationship in life starts with listening,” said Jan Ozga, President of NFM Lending. “This holds true, even in business. I am proud that NFM has made employee engagement and communication critical and fundamental aspects to developing our processes and culture. The greatest honor any company could receive is having their own employees recognize they are happy where they work. NFM is extremely fortunate to be comprised of so many talented individuals who treat this company as if it were their own. We spend massive amounts of time asking what we can do better and then following through by taking constructive action. If you want to succeed in business, start by listening to those that work for you. Your employees will lead you to better results, if you let them.”

NFM Lending prides itself on its exceptional culture. The company has an open-door policy which allows an open line of communication between management and staff. Employees are encouraged to voice their questions and concerns directly to management, so they can be addressed promptly and correctly. In addition to a competitive salary and a comprehensive benefits package, NFM Lending Loan Originators receive ongoing support and assistance from qualified support and operations staff, and opportunities for trips and giveaways.

In addition to this most recent award, NFM Lending has been recognized many times for its exceptional company culture. It was recently named a Top 50 Best Companies to Work For by Mortgage Executive Magazine for the fifth time. It has also been recognized as one of The Baltimore Sun’s Top Work Places in the Baltimore Area for seven consecutive years; one of the Washington Post’s Top Work Places in the Washington, D.C. area for four years in a row; and a Top Mortgage Employer by National Mortgage Professional Magazine four times. NFM Lending is proud of each member of its team, and the work they do to make NFM a Top Workplace.

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 37 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.

LINTHICUM, MD, May 8, 2019 — NFM Lending is proud to announce two of its loan originators, Jane Floyd and Jessica Uphoff, have been ranked on the Scotsman Guide’s Top Women Originators 2018 list.

For the first time, Scotsman Guide recognized the nation’s top producing women mortgage loan originators. Out of the thousands of submissions for the magazine’s annual Top Originators rankings, only 200 women made this list. The overall ranking was based on Total Dollar Volume for 2018.

Jane Floyd, out of Tampa, FL, ranked #39. She did over $89 million in loan volume and closed 330 loans.

“I am honored to be named a Scotsman Guide’s Top Woman Originator of 2018!” stated Floyd. “I attribute my success to my amazing team members and support of NFM Lending. I feel extremely blessed to be surrounded by team members who push me to reach my goals. I look forward to reaching new goals in 2019!”

Jessica Uphoff, out of Westminster, CO, ranked #62. She did over $76 million in loan volume and closed 232 loans.

“It is an honor to be named a Scotsman Guide’s Top Woman Originator among the nation’s top-producing mortgage professionals,” stated Uphoff. “I am eternally grateful to my outstanding business partners, clients and top-notch team members. I share this success with all of you and look forward to more great accomplishments in 2019.”

“Jane and Jessica are in a class of their own,” said Jan Ozga, President of NFM Lending. “In this industry, they do more as individuals than most branches with multiple loan originators. It’s next to impossible to match the energy and professionalism both these women bring to the NFM Family. They not only help our sales team develop better systems, but also innovate modern approaches to winning referral partners. Congratulations to them both for this well-deserved recognition.”

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

About NFM Lending

LINTHICUM, MD, April 16, 2019 — NFM Lending is proud to announce it was ranked as one of the 50 Best Companies to Work For by Mortgage Executive Magazine. This is the fifth time NFM Lending has been honored with this accolade.

Mortgage Executive Magazine conducted an extensive online survey of more than 10,000 Mortgage Loan Originators (MLOs) from over 200 mortgage companies and banks. The survey was limited to licensed MLOs who were presently employed by the companies they were rating. The survey asked participants to rate the company’s culture, loan processing, underwriting, compensation, management, marketing, and technology. The winning selections were based on average rating and total MLO votes. NFM Lending ranked #5 on the list with an average score of 4.97.

“It’s no surprise that our focus on company culture and the individual employee is the recipe for our success,” said Jan Ozga, President of NFM Lending. “We are successful because we have incredible employees… end of story. Culture is the main ingredient behind any thriving company that continues to grow – both in scale and in profit – year after year. Within the last 12 months, we’ve grown our workforce by 27% and our volume numbers have increased by over 35%; we expect that number to climb to 50% within a short period. Our employees have all the answers and all we need to do is listen intently and act as a team. For NFM, it’s not about the destination, it’s about making the most out of the journey. Before you can build great relationships with your customers, you need to build great relationships with the employees.”

NFM Lending prides itself on its exceptional culture. The company has an open-door policy which allows an open line of communication between management and staff. Employees are encouraged to voice their questions and concerns directly to management, so that they can be addressed promptly and correctly. In addition to a competitive salary and a comprehensive benefits package, NFM Lending Loan Originators receive ongoing support and assistance from qualified support and operations staff, and opportunities for trips and giveaways.

NFM Lending has been recognized many times for its exceptional company culture. In 2018 alone, it was named one of The Baltimore Sun’s Top Work Places in the Baltimore Area for the seventh consecutive year; one of the Washington Post’s Top Work Places in the Washington, D.C. area for the fourth year in a row; and a Top Mortgage Employer by National Mortgage Professional Magazine for the fourth time. NFM Lending is proud of each member of its team, and the work they do to make NFM a Top Workplace.

About NFM Lending

LINTHICUM, MD, April 11, 2019 — NFM Lending is proud to announce three of its loan originators, Jane Floyd, Daniel Sa, and Jessica Uphoff, have been ranked on the Scotsman Guide’s Top Originators 2018 lists.

Jane Floyd, out of Tampa, FL, made both Top Dollar Volume and Most Loans Closed categories. She ranked #171 out of 500 in Top Dollar Volume and #127 out of 300 for Most Loans Closed. Daniel Sa, out of Columbus, OH, also made both Top Dollar Volume and Most Loans Closed categories. He ranked #318 out of 500 in Top Dollar Volume and #84 out of 300 for Most Loans Closed. Jessica Uphoff, out of Westminster, CO, made the Top Dollar Volume category; she ranked #273 out of 500.

“NFM is incredibly fortunate to have such high-caliber mortgage loan originators within our company,” said Jan Ozga, President of NFM Lending. “Jane, Jessica, and Daniel take their customer service commitments on their mortgage production to a whole new level. They are skilled professionals who continue to reset the gold standard for both loan originators in the NFM Family and the mortgage industry in general.”

Over 4,500 Originators applied for consideration, with only 670 making the ranks. To be considered for the rankings, entrants must either have had at least $30 million in loan volume, or personally closed 100 home loans in the 2018 calendar year. Floyd had over $89 million in loan volume and closed 330 loans in 2018. Sa had over $72 million in loan volume and closed 381 loans. Uphoff had over $76 million in loan volume.

NFM Lending is proud of these loan originators’ achievements and wishes them continued success.

Daniel Sa • Sr. VP of Retail & Regional Manager for Ohio, NMLS #173224 • www.nfmlending.com/dsa

About NFM Lending

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