LINTHICUM, MD, February 3, 2020— NFM Lending is pleased to honor Sergeant Eric Houck as the NFM Salute for February 2020.

Houck joined the U.S. Army in May of 2013. He was stationed at Fort Campbell in Kentucky until he was deployed to Peka Valley, Nangarhar Province, Afghanistan as a forward observer in the 101st Airborne Division. On June 10, 2017, Houck and two other soldiers were attacked and killed by an Afghan soldier. Houck had just two months left before returning home. He was only 25 years old.

Houck graduated from Perry Hall High School where he met his wife, Samantha, when he was 15. They had two children: “EJ” and Violet.

Discussing why Eric chose to join the army, his father, Mike, stated, “He could probably have achieved anything he wanted to, but he felt this was his way to take care of his family.”

Houck posthumously earned the Bronze Star Medal, Purple Heart, Combat Action Badge and Army Commendation Medal with a second oak leaf cluster for his end-of-tour awards.

Houck’s mother, Lisa, touched on the impact of losing her son and becoming a Gold Star parent.

“Sometimes I honestly still feel like we are alone, but when people like you and your organization decide to honor Eric, that makes me feel like we’re not alone. I don’t want to say that it’s upsetting, but people can just go through their normal day. It’s hard to go through our normal day because it’s a loss, it’s a heartache that will never heal. You try to find things that make you happy and it’s really hard to because you’re just missing such a love that was a part of you. It will never heal…but Eric’s alive in us, because we have him in our heart.”

NFM Salute is an initiative in which one military member or Veteran is chosen each month to be honored as the “Salute of the Month.” Salutes are chosen from nominations on the NFM Salute website, www.nfmsalute.com. The “Salute of the Month” will be featured on the website with a biography and information about his or her service, and NFM Lending will donate to a military or Veteran non-profit in the Salute’s name.

NFM Lending is proud to donate $2,500 to The Gary Sinise Foundation on behalf of Eric and the Houck family. NFM looks forward to the opportunity to continue to honor military and Veterans through the NFM Salute initiative.

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 39 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.

LINTHICUM, MD, December 1, 2019— NFM Lending is pleased to honor Specialist Jerry Williams as the NFM Salute for December 2019.

Jerry served in the U.S. Army from 1968 to 1969 in both Ft. Hood, Texas and Chu Lai, Vietnam. He was a member of H-Troop 17th Cavalry as a gunner on an armored personnel carrier (APC).

Jerry passed away in December 2011 at just 66 years old.

Jerry’s son, Jeremy, who served in the Marine Corps Reserves, 1st Battalion, 24th Marines, was initially nominated for the NFM Salute but instead chose to recognize his father. Jeremy describes him as an overall incredible man and loving father.

“He loved me and my sister unconditionally. I’ve never felt that kind of love from anybody. My dad was always there to help. I respect what he did. He went over there and served selflessly. He was a very good man; I wish I could be half the man that he was.”

NFM Salute is an initiative in which one military member or Veteran is chosen each month to be honored as the “Salute of the Month.” Salutes are chosen from nominations on the NFM Salute website, www.nfmsalute.com. The “Salute of the Month” will be featured on the website with a biography and information about his or her service, and NFM Lending will make a $1,000 donation to a military or Veteran non-profit in the Salute’s name.

Selected NFM Salutes may choose from one of the following three non-profits: Platoon 22, Any Soldier, and the Gary Sinise Foundation. Jeremy chose the Gary Sinise Foundation to receive this month’s donation in his father’s honor. NFM looks forward to the opportunity to continue to honor military and Veterans through the NFM Salute initiative.

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 39 states in the U.S. The company was founded in Baltimore, Maryland in 1998. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Instagram.

LINTHICUM, MD, December 3, 2018— NFM Lending is pleased to honor Specialist Cliff Hageman as the NFM Salute for December 2018.

SPC Cliff Hageman joined the army just a few months after his high school graduation in 1988, serving until 1992. His military occupation specialty (MOS) was an 88M, or a Motor Transport Operator. SPC Hageman was assigned to a Service Battery Infantry Unit in Schweinfurt, Germany, where he drove a HEMMT (Heavy Expanded Mobility Tactical Truck) and hauled tank round ammunition. When he had just less than a year left of his 3-year enlistment, he was transferred to Stuttgart, Germany with a unit that was going to Operation Desert Shield, which quickly turned into Desert Storm. SPC Hageman drove a 5,000-gallon fuel tanker and continued supporting his tank units as one of the 10 trucks responsible for moving and filling 50,000-gallon fuel bladders.

After his military service, SPC Hageman moved to Maryland with his wife and two children. He coached his children’s basketball and baseball teams and loved his role as ‘Coach Cliff’. SPC Hageman also had a passion for golf and was preparing to play at Pebble Beach when he was in a motorcycle accident that ultimately resulted in the loss of his leg. On September 9th, 2014, a motorist who was texting and driving hit SPC Hageman while he was getting ready to leave a gas station. He spent two months in the hospital and had 23 surgeries before he was able to go home. However, SPC Hageman’s battle had only just begun. 60 days later he underwent another five surgeries due to an infection, followed by a re-amputation a year later that was caused by a bone spur.

SPC Hageman chose to not be a victim and instead was determined to live his life to the fullest. He first received his prosthetic leg in April 2015 and hit his first tee-shot in May. He has even competed in the Annual Amputee Golf Championship. In addition to continuing his almost 20-year career in the real estate industry, SPC Hageman started STAND, a non-profit dedicated to educating about the dangers of texting and driving to make the roads a safer place.

SPC Hageman was nominated by his friend and business referral partner, Addy Jolly.

“With respect and gratitude, I nominate Cliff for the NFM Salute, for his service in the military and now as he continues to serve by spreading awareness on the dangers of texting and driving through his non-profit organization. Thank you, Cliff!”

NFM Salute is an initiative in which one military member or Veteran is chosen each month to be honored as the “Salute of the Month.” Salutes are chosen from nominations on the NFM Salute website, www.nfmsalute.com. The “Salute of the Month” will be featured on the website with a brief biography and information about his or her service, and NFM Lending will make a $1,000 donation to a military or Veteran non-profit in the Salute’s name.

Selected NFM Salutes may choose from one of the following three non-profits: Platoon 22, AnySoldier, and the Gary Sinise Foundation. SPC Hageman chose Platoon 22 to receive this month’s donation. NFM looks forward to the opportunity to continue to honor military and Veterans through the NFM Salute initiative.

To watch an interview with SPC Hageman to learn more about his story and STAND, please visit www.nfmsalute.com.

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998 and this year is celebrating its 20th anniversary. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.

LINTHICUM, MD, September 5, 2018— NFM Lending is pleased to honor Captain Robert J. Swain as the NFM Salute for September 2018.

CPT Swain graduated from Texas A&M as a Second Lieutenant in the U.S. Army in 1962. His first assignment was as a Liaison Officer to the British delegation for a secret classified meeting between Great Britain, Australia and Canada. When his commander received an emergency discharge, CPT Swain assumed a Major’s position and conducted the conference successfully. He then served initially as an Infantry Platoon Leader before attending Army Helicopter Flight School. From there, he served in Korea as Aide and pilot to Brigadier General O.M. Barsanti and later in Korea with Brigadier General Thomas Andrews.

After a year at Fort Benning, GA in the 11th Air Assault Division (the test unit for the airmobile concept) he was assigned to Fort Lewis, WA where he commanded an Air Cavalry Troop as a Lieutenant. He deployed to Vietnam and served in the First Squadron, Ninth Cavalry, First Cavalry Division. The First of the Ninth was a helicopter reconnaissance unit in combat virtually every day. CPT Swain was Platoon Leader for the armed helicopter platoon and later the unit troop carrying platoon.

In November of 1966, CPT Swain was shot in the right arm and leg while on the ground in command of an infantry platoon. For his actions that day, he was awarded the Purple Heart and Silver Star. CPT Swain also received two Bronze Star Medals (one with V Device), twenty-one Air Medals (one with V Device), and the Army Commendation Medal. He recuperated in the Philippines for a month and returned to combat still bleeding from wounds in his leg. It was the last six months that were the hardest as he saw several of his closest friends lose their lives, some even days before going home. He left Vietnam with over 1300 combat flight hours.

CPT Swain was discharged in 1968. He then flew for United Airlines for the next 33 years. He also served as the Regional Vice President for the North Atlantic for the International Federation of Airline Pilots Association. In his spare time, he was appointed as a Judge for the Maryland State Orphans’ Court. After United, he worked as an Air Carrier inspector for the Federal Aviation Administration for another 5 years and became the United States Member to the International Civil Aviation Organization’s Separation and Air Space Safety Panel. While with the FAA CPT Swain taught at the FAA Academy in Oklahoma City.

CPT Swain is retired in College Station, Texas, the home of Texas A&M, where he is active in the Lettermen’s Association and enjoys the activities provided by a campus environment.

CPT Swain was nominated by his daughter, Melissa.

“What that man endured and didn’t speak of for so long, deserves to be recognized. The stories he can tell, and the sheer courage and perseverance throughout the rest of his life are awe-inspiring.”

NFM Salute is an initiative in which one military member or Veteran is chosen each month to be honored as the “Salute of the Month.” Salutes are chosen from nominations on the NFM Salute website, www.nfmsalute.com. The “Salute of the Month” will be featured on the website with a brief biography and information about his or her service, and NFM Lending will make a $1,000 donation to a military or Veteran non-profit in the Salute’s name.

Selected NFM Salutes may choose from one of the following three non-profits: Platoon 22, AnySoldier, and the Gary Sinise Foundation. CPT Swain chose Platoon 22 to receive this month’s donation. NFM looks forward to the opportunity to continue to honor military and Veterans through the NFM Salute initiative.

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998 and this year is celebrating its 20th anniversary. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.

LINTHICUM, MD, June 1, 2018— NFM Lending is pleased to honor Major Bruce P. Person, USA, Retired, as the NFM Salute for June 2018.

MAJ Person was born and raised in Quincy, Massachusetts. At 21 years old, he voluntarily joined the Army in 1964, knowing his number would soon be called in the draft. This allowed him to somewhat direct his future and not be assigned to infantry. MAJ Person enlisted in Army intelligence and was surprised three years later when he was commissioned as a second lieutenant in the infantry. He became an Airborne Ranger Special Forces officer with secondary specialty of military intelligence. He proudly served almost five years with Special Forces units, including the 7th Special Forces Group Airborne (SFGA), 1st SFGA, 5th SFGA (MACVSOG) and Joint Casualty Resolution Center, as “A” Team Commander, Senior Advisor Vietnamese Paramilitary Force and Team Leader Recovery Operations.

MAJ Person underwent extensive cultural language training for targeted operational areas. His expertise with the Vietnamese language enabled him to accomplish many tasks assigned to him, especially briefing the Vietnamese staff every morning in their language. The ability to communicate with Vietnamese civilians, North Vietnamese, and Viet Cong soldiers was a game changer. MAJ Person served two tours in Vietnam; one conventional and one unconventional. The first tour he was diverted to the 23rd Infantry Division and took command of the Delta Company, 4/31st Infantry, 196th Light Infantry Brigade. The second tour in Vietnam he went back to Special Forces where he served as Senior Advisor to a paramilitary battalion of Montagnards. The missions were to rescue Military Assistance Command, Vietnam – Studies and Observations Group (MACVSOG) cross border Recon Teams and Special Forces/Ranger Camps that were in trouble and needed quick reaction forces. His last Special Forces assignment was as an original recover team leader with the Joint Casualty Resolution Center (NKP) Royal Thai Airbase, Thailand where he helped to develop crash/gravesite recovery operations. MAJ Person’s team was on the very first mission back into Vietnam after the cease fire in 1973, to recover remains of U.S. personnel. His Special Forces training contributed tremendously to his success as a combat commander and unconventional operative.

MAJ Person served over 20 years in the U.S. Army before retiring as a Major, including five years in Southeast Asia; stationed in Korea, Okinawa, Vietnam, and Thailand. After transitioning from military life, he went on to become a He works as a retired mortgage originator and realtor, assisting his wife, Denise, with her real estate business He works as a retired mortgage originator and realtor, assisting his wife, Denise, with her real estate business. He is an active member of several organizations, including the American Legion Post 60, ALR Post 60, VFW Post 5637, Special Forces Association, 196th LIB Association, and 31st Infantry Association.

MAJ Person lives in Silver Spring, Maryland with his wife and their dog, Daisey.

MAJ Person was nominated by his friend, Nick Mautino, sales manager at NFM Lending.

“Bruce’s dedication to our country and his clients is second to none. He is always involved in volunteering to various military charities and motorcycle rides. Every time I see him I hear a new, remarkable story. I could sit and talk with him for hours. It’s no wonder why his clients love him so much. I nominated Bruce for the NFM Salute because of his past heroics in the military and his ongoing dedication to past and current Veterans. [He is] one of a kind and I’m honored to have met him and call him a friend.”

NFM Salute is an initiative in which one military member or Veteran is chosen each month to be honored as the “Salute of the Month.” Salutes are chosen from nominations on the NFM Salute website, www.nfmsalute.com. The “Salute of the Month” will be featured on the website with a brief biography and information about his or her service, and NFM Lending will make a $1,000 donation to a military or Veteran non-profit in the Salute’s name. MAJ Person chose the Gary Sinise Foundation to receive this month’s donation.

Selected NFM Salutes may choose from one of the following three non-profits: Platoon 22, AnySoldier, and the Gary Sinise Foundation. NFM looks forward to the opportunity to continue to honor military and Veterans through the NFM Salute initiative.

About NFM Lending

NFM Lending is a mortgage lending company currently licensed in 29 states in the U.S. The company was founded in Baltimore, Maryland in 1998 and this year is celebrating its 20th anniversary. They attribute their success in the mortgage industry to their steadfast commitment to customers and the community. NFM Lending has firmly planted itself in the home loan marketplace as “America’s Common Sense Residential Mortgage Lender.™” For more information about NFM Lending, visit www.nfmlending.com, like our Facebook page, or follow us on Twitter.