Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Thomas M, Palm Harbor, FL
"The support staff was great!!!!!! Especially Brittany,,,, She always was there for my many questions..... Would defiantly use NFM Lending again....."
Reviewed by florlor
"I am a first time home buyer, and was nervous about the application process. Recent was so helpful every step of the way, she was very organized and on top of the whole process. Any questions I had she easily answered. Process took much less time than I thought, and I would highly recommend her to anyone."
Reviewed by JeffBennett38
"As a first time homebuyer, we were extremely lucky to have worked with Terese. She was knowledgeable, prompt and always willing to go the extra mile for us. I have already recommended her to our friends who are looking to buy and could not have been happier with her services."
Reviewed by jvilardi156
"Teresa made our home buying experience so easy and saved our home at the last minute . Originally we were with another lender who would not get back to us or tell us what documents were needed. 2 weeks before closing we went with Teresa. Not only did she get the loan closed but communicated exactly what we needed and when. She completely renewed our faith and experience in home buying. I promise if you use Teresa you will not be disappointed. Exceptionally professional and an amazing broker!!!!"
Reviewed by Disims
"Explained everything so I could understand the process of a VA loan all the way through the process and went the extra mile so I didn't need to worry about missing information."
Reviewed by Denise anlinternational
"In the past getting a mortgage has always proved to be stressful till we dealt with Teresa Tagaras. From start to finish she was knowledgeable, efficient, always there to answer our questions and most important easy to work with. I have recommended her to friends who Have all had the same great experience as we did!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.