Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Terry M, St Petersburg, FL
"Steve and everyone at NFM Lending were amazing. As first time homebuyers, we were nervous about what the entire process would entail. Steve set our minds at ease and helped guide us through everything. Steve also informed us of programs that we may qualify for as first time homebuyers and went over our options in great detail. Any questions we had were answered so quickly and they made sure we understood everything. We will definitely recommend Steve and NFM Lending to everyone we know."
Reviewed by Kristina M, St Petersburg, FL
"Service and communication were excellent. Steve and Heather walked me through each step and made sure I understood everything in the process. Absolute joy to work with!"
Reviewed by Darius G, Brandon, FL
"My experience with NFM leanding was great, also working with the loan originator was great everything went by fast and all my questions was answer in a timely manner "
Reviewed by Pavel H, St Petersburg, FL
"Steve was a pleasure to work with. He and his team made the whole process easy and smooth the whole way through not to mention being able to get me an amazing rate. I will definitely be recommending that anyone looking at purchasing a home use Steve"
Reviewed by Carl S, St. Peterburg, FL
"Very fast friendly . They get it done"
Reviewed by Angela M, Clearwater, FL
"Steve was very accommodating and understanding of my wishes to keep my personal information just that PERSONAL he shared only why was necessary to the real estate company and closing agent. He came to the closing to make sure all went smoothly and there were no problems on his end and there were none. He is a very nice person to speak with and keeps you informed and makes sure you understand each step of the process. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
FL# LO9183; GA# 43683; IN# 25589; NC# I-161830