Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Tammy R, Stanfield, NC
"NFM made our loan experience a breeze. This was our first time buying a home in 25 years. The digital communication with NFM made it very quick and easy. They stayed in constant communication with us and made sure we understood everything. I would highly recommend them."
Reviewed by Sherese A, Monroe, NC
"Working with NFM was a pleasure. With this being our first home buying experience, we needed extra attention, patience and flexibility...and we were given all 3. Sara was constantly available, I was calling, texting and emailing her on late evenings, weekends, etc. She even dealt with us while during her holiday break! Things were thoroughly explained so we were clear on the process and paperwork. Due to limited space, in summary, Sara made us feel like family. We will definitely recommend NFM. "
Reviewed by Brandon W, Gastonia, NC
"Fantastic company. And most of all Sara was so helpful and informative on any questions I had she was always available and willing to help. Very professional person to deal with I recommend to everyone. "
Reviewed by Kelly N, Gastonia, NC
Reviewed by Marie K, Charlotte, NC
"Sara was a delight to work with. She was very patient with me explaining everything and answering all questions I had. As a first time home buyer, I didn’t understand many aspects of the home buying transaction but with Sara by my side I felt like I was in the loop and she made everything easy. I’m so glad I was able to work with her."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
SC #MLO - 67327; TN #S-105357