Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Franklin M, Brandon, FL
"Definitely the best...read my previous entry"
Reviewed by Aniuska R, Tampa, FL
"Excelencia..Completamente satisfecha de sus servicios.Muy competentes y honestos."
Reviewed by Roberto L, Valrico, FL
"My loan Originator was the BEST!!! very Knowlegable was right on top of each major or minor issue, did not loose time on anything! I love working with her, she made my loan a smoth expirience all along the way till the end. She is a true asset to this company and does her work with true desire to help and guide customers to rieach thier goals. I could say this about Rose: Need someone "KNOWLEGABLE" to answer your questions on Morgage? " ASK ROSE""
Reviewed by Dinora E, Lakeland, FL
"Ella fue de gran ayuda en todas las preguntas y dudas que le hacia, me explicaba detenidamente y estaba pendiente de mi caso, busco lo mejor opción para mi "
Reviewed by Miguel F, Tampa, FL
"We where referred to Rose Rios through our realtor and since the very beginning she was informative, helpful and had the best communication with us answering all of our questions with transparency. Even though there was a change in the system-ownership, it didn't affect our approval process. We are very thankful and grateful we got to work with Rose Rios. We would definitely recommend her, and if we need to go through the process again in the future, we'll go back to her. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Rose Mary Rios
Mortgage Loan Originator