I am a senior branch manager for NFM Lending! I'm licensed and originating in FL, PA and NJ, and going stronger than ever after 22 years as a mortgage lender!
We are a FNMA, FHLMC, and GNMA direct lender, and are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products. I just hired 3 new senior processors and still aim to close in 30 days on strong files.
Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to answer your call, I always return every call and text promptly!
*Purchases only, must have AUS approval. No cash-out under 600.
Reviewed by April G, Pen Argyl, PA
"My wife and I have been in the market for our dream home for well over a year. When we finally got the courage to list our first home we were nervous about the mortgage process. NFM lending made the entire process as easy as buying a car. Their communication is 100% on point, the process was easy and our experience was nothing like I expected. We plan to encourage anyone looking to buy a new home to use NFM lending. "
Reviewed by Angela M, Indian Harbour Beach, FL
"Very professional , caring and the up most highest standard of service . "
Reviewed by Erik J, Mount Pocono, PA
"If you want someone who will put their down n do the the work needed to get you approved Rob is your guy . Great experience "
Reviewed by Zachary B, Ringtown, PA
"It was great they went up and Beyond to help me get this house"
Reviewed by Louis A
"He was able to put together a VA loan that wasn't easy to do. I'm impressed."
Reviewed by Jessica E
"Robert and Alexis were amazing!! They explained everything to us in a way we could understand!! They made this process easy and enjoyable!!! They were always quick to respond to my calls/texts/emails!!!’ And I’m so thankful for that as I’m new to this whole process!! I would definitely recommend them to my friends and family!!!! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.