I am a senior branch manager for NFM Lending! I'm licensed and originating in FL, PA and NJ, and going stronger than ever after 22 years as a mortgage lender!
We are a FNMA, FHLMC, and GNMA direct lender, and are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products. I just hired 3 new senior processors and still aim to close in 30 days on strong files.
Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to answer your call, I always return every call and text promptly!
*Purchases only, must have AUS approval. No cash-out under 600.
Reviewed by Claudio M, Bushkill, PA
"Working with NFM lending was efficient and easy. They were extremely flexible and helpful when any situations that would arise. Would definitely recommend. "
Reviewed by Thomas A, Cresco, PA
"Extremely professional. All issues covered with accuracy and transparency. Very friendly especially for a first time buyer. Thanks to all!!!."
Reviewed by Pebbles L, Bethlehem, PA
"NFM was truly amazing to my husband and myself throughout our purchase. We are first time home buyers and they were thorough and extremely helpful throughout the entire process. I couldn’t be more pleased with this company. Thanks again! "
Reviewed by Francisco M, Bethlehem, PA
"Robert Alexis and Elizabeth were the best. Anytime I had a question which was almost all the times. They answers all my question. Never waited for days or anything. Always straightforward no false hopes always truthful. They gained all my business for life. Words couldn’t express how great of a team they are. Thank you guys for everything."
Reviewed by Charles M, Mountain Top, PA
"I can never thank Robert and his team enough. I had some past credit hiccup's and was afraid to apply for a home loan due to not wanting to be judged negativity. Robert took the time, gave me specific instructions and within 3 months he had my credit score up and approved and now I'm in my own home. He is super honest and will not steer you in the wrong direction. It was an amazing experience and not one time did I feel pressured or judged. Amazing person and staff!"
Reviewed by Jullina B, Shohola, PA
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.