I am a senior branch manager for NFM Lending with offices in Port St. Lucie, Melbourne, and my main branch in Hypoluxo, FL. I recently opened a location in Greensburg, PA and we're still growing! I'm licensed and originating in FL, PA and NJ, and going stronger than ever after 22 years as a mortgage lender!
We are a FNMA, FHLMC, and GNMA direct lender, and are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products. I just hired 3 new senior processors and still aim to close in 30 days on strong files.
Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to answer your call, I always return every call and text promptly!
*Purchases only, must have AUS approval. No cash-out under 600.
Reviewed by Karen D, Pocono Summit, PA
"I have a great and successful event working with Robert And Alexis Scolnick .NFM make it possible for me to closed on time . They are a dynamic team with professionalism working for you not against you . Iâm very happy with their services , overall ratings is five stars .will recommend to family and friends ."
Reviewed by Kelly Lorraine I, Roseto, PA
"Robert and him team are amazing! Robert gave me advice on how to get my credit score up high enough to qualify for a loan. Once I found a house, he was very prompt with each step of the loan process and took the time to explain everything to me as we went along, even if it meant nights or weekends. Robert is honest, upfront, truthful and very good at what he does. I've already given 2 people his name and number. I highly recommend him. Thank you Robert! Im very grateful. "
Reviewed by Ljubov P, Hallandale Beach, FL
"Got tough loan closed "
Reviewed by Chad S, Elkins Park, PA
"Rob was always available to us and never once did he make us feel that we were a bother. Robs professionalism and knowledge clearly made this experience an amazing one. Rob and his team went well beyond what they needed to. I will absolutely recommend him to anyone I know who is planning on purchasing a home. Thanks Rob and Team!!"
Reviewed by Brian B, Southampton, NJ
"The experience was phenomenal. Everyone went above and beyond especially with me being in a special situation with my employment changing. I never had an issue with communication and Robert was on top of everything that needed to be done. I highly recommend him and NFM Lending. I got to work with an expert getting my mortgage and I couldn't be happier with the results. "
Reviewed by Jose C, Palm Bay, FL
"Great team I will recommend them to all my friends and family "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.