I am a senior branch manager for NFM Lending! I'm licensed and originating in FL, PA and NJ, and going stronger than ever after 22 years as a mortgage lender!
We are a FNMA, FHLMC, and GNMA direct lender, and are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products. I just hired 3 new senior processors and still aim to close in 30 days on strong files.
Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to answer your call, I always return every call and text promptly!
*Purchases only, must have AUS approval. No cash-out under 600.
Reviewed by Mark K, Scranton, PA
"Honestly from the first phone conversation with robert and his I'm gonna make this happen for you attitude till the final conversation I had with him everything he said would happen did. His team were awesome "
Reviewed by Carol G, Delray Beach, FL
"Robert provided what he promised Carol Gartenlaub "
Reviewed by Eric G, Stroudsburg, PA
"NFM Lending was professional, courteous, efficient and on time. The team was always available to answer any questions and straight forward about the entire process of purchasing my home. I will be recommending them to everyone I know"
Reviewed by Gloria F, Allentown, PA
"Any questions or concerns I had throughout the process were answered and clarified making the loan process easy to understand."
Reviewed by David R, Tobyhanna, PA
"I've tried in the past with other mortgage brokers and was just let down and my credit hit. When I talked to Robert he had me approved in 30 minutes, and was already on my way to owning a home. I would highly recommend him and his team to anyone ."
Reviewed by Christine G, Canadensis, PA
"I don't usually just willy nilly go with the first person/business someone recommends. I had other people and friends I could have used to help me purchase my very first home, but I looked up Rob Scolnick and his team and loved all the reviews; and I'm so very happy I did! What a great team to help me. Anytime I had a question (I had A LOT) they were always so happy to answer them with the best advice and quickly, I would highly recommend The Scolnick Team! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Ready to get started or have any loan questions? Contact me at 443-956-6446 or email@example.com or submit the form below and I will call you.