I am a senior branch manager for NFM Lending! I'm licensed and originating in FL, PA and NJ, and going stronger than ever after 22 years as a mortgage lender!
We are a FNMA, FHLMC, and GNMA direct lender, and are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products. I just hired 3 new senior processors and still aim to close in 30 days on strong files.
Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to answer your call, I always return every call and text promptly!
*Purchases only, must have AUS approval. No cash-out under 600.
Reviewed by Danielle C, Forty Fort, PA
"I had a great experience working with Robert and his team at NFM Lending. They made the whole home-buying process less intimidating. NFM kept me informed as my loan status progressed and Robert and his team gave me frequent updates about what to expect and how to prepare. Robert was regularly available to answer my questions and his entire team was pleasant and professional throughout the whole process. I'd recommend anyone I know to work with them on their home-buying journey."
Reviewed by Rance N, East Stroudsburg, PA
"They were very knowledgeable and experienced. You can tell from the way they took care of the loan process. They were on top of everything. Their communication was great, which lets you know whats going on during each step of your loan process. The best group of people you can work with.."
Reviewed by Magalys D, West Pittston, PA
Reviewed by Frances B, Henryville, PA
"Robert and his team were the absolute best,he was very pleasant and knowledgeable of home buying and went over in detail step by step. As a first time buyer it was a comforting and easy experience ,thank you Robert and the Nfm team my family and I are very grateful."
Reviewed by Daniel S, Allentown, PA
"Fantastic they got my house approved when nobody else could i highly recommend them!"
Reviewed by Norma G, Wellington, FL
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.