I am a senior branch manager for NFM Lending! I'm licensed and originating in FL, PA and NJ, and going stronger than ever after 22 years as a mortgage lender!
We are a FNMA, FHLMC, and GNMA direct lender, and are able to go as low as a 580 FICO* on VA loans, 600 on FHA loans, and 620+ on Conventional. We have great rates on Jumbo products and accept credit scores as low as 660. We also have very strong VA and 203k Streamline mortgage products. I just hired 3 new senior processors and still aim to close in 30 days on strong files.
Above all, I take pride in the fact that our customer service is second to none. And while I may not always be available to answer your call, I always return every call and text promptly!
*Purchases only, must have AUS approval. No cash-out under 600.
Reviewed by John D, Blakeslee, PA
"Rob and his team were very great to work with. Rob offered and provided great advice and made me feel very comfortable through the entire transaction. I would definitely recommend NFM to any of my friends or family currently in the market to buy. "
Reviewed by Kristen N, Forty Fort, PA
"Rob and his staff were great to work with. Anytime I had any questions or concerns they were right there to address. It was truly a pleasure working with all of them."
Reviewed by Raymond V, East Stroudsburg, PA
"Robert, was exceptional through our whole process!! Very informative, helpful & always available for us. We thank you & your team so much! Liz & Alexis, you guys were great as well! "
Reviewed by Anthony J, Pocono Lake, PA
"Very professional, courteous and efficient! Made our home buying experience pleasant. I would highly recommend using this service! "
Reviewed by Angel F, Fountain Hill, PA
"Everyone was awesome, if it wasn't for Robert and his team I wouldn't be a home owner... Thank you"
Reviewed by Edmund W, Hanover Township, PA
"Rob and the team were great with communication with me and my dad! Any questions we’re answered and explained to me to the best of there knowledge they gave me a great experience on buying my first home!!!!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.