Raul Ramirez
Mortgage Loan Originator | NMLS# 626702 Apply Now / Aplicar Upload Docs Returning Applicant ContactAbout
Raul has been involved in the mortgage industry for over a decade, having excelled at processing, underwriting and now mortgage loan originating. With his experience at each stage of the loan process, Raul brings exceptional value and experience to his clients. Along with being a seasoned professional, Raul is also bilingual. He's very proud to serve the Spanish-speaking families of the state of Arizona and takes great satisfaction and accomplishment in helping the Hispanic community achieve home ownership.
Raul is originally from Los Angeles, but happily resides in the Valley of the Sun with his two sons. He loves spending time with his boys, hiking, playing basketball and cheering on the Lakers.
Awards
Meet the Team
Danny Banda
Branch Manager/Loan Originator
p. 602-738-3281
|f. 623-232-3218
e. danny@nfmlending.com
NMLS # 617397
Alexia Ann Sheridan
Junior Loan Originator
p. 563-451-3307
|f. 623-232-3290
e. asheridan@nfmlending.com
NMLS # 1418088
Alfonso Rodriguez
Mortgage Loan Originator
p. 623-297-1313
|f.
e. arodriguez@nfmlending.com
NMLS # 1698958
Santos Nolasco
Mortgage Loan Originator
p. 623-232-3434
|f.
e. snolasco@nfmlending.com
NMLS # 669548
Saucedo Team
Mortgage Loan Originators
p. 480-232-4221
|f. 623-537-5555
e. saucedoteam@nfmlending.com
NMLS # 826854
Testimonials
Oct 2019
Reviewed by Albert T, Phoenix, AZ
"I was originally prequalified by Bank of America only to be told by them 5 days before closing that I was no longer approved. My realtor referred me to Raul & was able to get me approved no problem! Big thank you to Raul & his team for rushing the approval & getting it done within 2 weeks !"
Oct 2019
Reviewed by Arturo R, Rio Rico, AZ
"excellent service"
Sep 2019
Reviewed by Manuel S, Laveen, AZ
" Great doing business with Raul Ramirez would recommend very knowledgeable trustworthy gets back to you right away . He makes things happen find ways to help you when it comes to Home Loans,, Home refinances etc.. Thank You Raul Ramirez and NFM Lending, Manny and Marina Salinas "
Aug 2019
Reviewed by Jesus A, Goodyear, AZ
"Raul was beyond helpful and extremely professional. He answered all of our questions right away. He made the process as easy as possible."
Aug 2019
Reviewed by Brisaldo R, El Mirage, AZ
"Well about a week late, but we would both love to give our feedback about our awesome experience with Raul and the NFM Lending. As first time buyers we were so nervous and had heard many scary stories. Raul came out on our first meet and greet with our realtor,ran our, credit , and like magic we were pre-approved! All with in a couple of hours. That’s when all my nerves really kicked in! From the simple to the complicated question Raul was more than happy to help, and now we are home owners!!!"
Aug 2019
Reviewed by Gabriela C, Phoenix, AZ
"They were all great :) Raul was very helpful and available at anytime of the day. Great communication. "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
How to Prepare Your Home for Winter Weather
December 5, 2019
Note: This blog was originally published in November 2013 and has been updated. As the days get shorter and the temperatures go down, the threat of winter storms and rising gas and electric bills become real. In order to make sure that your home is protected during a storm and is efficiently usin…
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NFM’s Support Our Troops Drive 2019
On Thursday, November 21, 2019, NFM Lending completed its 12th annual “Support Our Troops Drive,” sending 250 care packages to 125 groups of U.S. soldiers stationed overseas. Employees spent the months of October and November collecting supplies and goodies. With the help of AnySoldier® we…
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NFM Lending salutes Jerry Williams
December 2, 2019
LINTHICUM, MD, December 1, 2019— NFM Lending is pleased to honor Specialist Jerry Williams as the NFM Salute for December 2019. Jerry served in the U.S. Army from 1968 to 1969 in both Ft. Hood, Texas and Chu Lai, Vietnam. He was a member of H-Troop 17th Cavalry as a gunner on an armored personn…
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What is an HOA?
November 22, 2019
When you’re ready to start house hunting, you’ll likely come across homes in neighborhoods that have a rather consistent and harmonious look. It’s a good guess that these homes are part of an HOA, or Homeowners Association. What is an HOA, you ask? An HOA is an organized group of homeowners…
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Contact Me
Raul Ramirez
Mortgage Loan Originator
NMLS ID#:
626702
Phone:
480-738-9229
Fax:
623-232-3167
Email:
rramirez@nfmlending.com