Raul has been involved in the mortgage industry for over a decade, having excelled at processing, underwriting and now mortgage loan originating. With his experience at each stage of the loan process, Raul brings exceptional value and experience to his clients. Along with being a seasoned professional, Raul is also bilingual. He's very proud to serve the Spanish-speaking families of the state of Arizona and takes great satisfaction and accomplishment in helping the Hispanic community achieve home ownership.
Raul is originally from Los Angeles, but happily resides in the Valley of the Sun with his two sons. He loves spending time with his boys, hiking, playing basketball and cheering on the Lakers.
Reviewed by Albert T, Phoenix, AZ
"I was originally prequalified by Bank of America only to be told by them 5 days before closing that I was no longer approved. My realtor referred me to Raul & was able to get me approved no problem! Big thank you to Raul & his team for rushing the approval & getting it done within 2 weeks !"
Reviewed by Arturo R, Rio Rico, AZ
Reviewed by Manuel S, Laveen, AZ
" Great doing business with Raul Ramirez would recommend very knowledgeable trustworthy gets back to you right away . He makes things happen find ways to help you when it comes to Home Loans,, Home refinances etc.. Thank You Raul Ramirez and NFM Lending, Manny and Marina Salinas "
Reviewed by Jesus A, Goodyear, AZ
"Raul was beyond helpful and extremely professional. He answered all of our questions right away. He made the process as easy as possible."
Reviewed by Brisaldo R, El Mirage, AZ
"Well about a week late, but we would both love to give our feedback about our awesome experience with Raul and the NFM Lending. As first time buyers we were so nervous and had heard many scary stories. Raul came out on our first meet and greet with our realtor,ran our, credit , and like magic we were pre-approved! All with in a couple of hours. That’s when all my nerves really kicked in! From the simple to the complicated question Raul was more than happy to help, and now we are home owners!!!"
Reviewed by Gabriela C, Phoenix, AZ
"They were all great :) Raul was very helpful and available at anytime of the day. Great communication. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator