About
Raul has been involved in the mortgage industry for over a decade, having excelled at processing, underwriting and now mortgage loan originating. With his experience at each stage of the loan process, Raul brings exceptional value and experience to his clients. Along with being a seasoned professional, Raul is also bilingual. He's very proud to serve the Spanish-speaking families of the state of Arizona and takes great satisfaction and accomplishment in helping the Hispanic community achieve home ownership.
Raul is originally from Los Angeles, but happily resides in the Valley of the Sun with his two sons. He loves spending time with his boys, hiking, playing basketball and cheering on the Lakers.
Awards
Meet the Team
Danny Banda
Branch Manager/Loan Originator
p. 602-738-3281
|f. 623-232-3218
e. danny@nfmlending.com
NMLS # 617397
Alexia Ann Sheridan
Junior Loan Originator
p. 563-451-3307
|f. 623-232-3290
e. asheridan@nfmlending.com
NMLS # 1418088
Marie Palacios
Mortgage Loan Originator
p. 602-348-1925
|f. 623-232-3279
e. mpalacios@nfmlending.com
NMLS # 1762385
Teresa A Vasquez
Mortgage Loan Originator
p. 623-628-8711
|f. 623-232-3218
e. tvasquez@nfmlending.com
NMLS # 1662459
Bryanna Moreno
Mortgage Loan Originator
p. 480-393-6536
|f.
e. bsotomoreno@nfmlending.com
NMLS # 1473418
Saucedo Team
Mortgage Loan Originators
p. 480-232-4221
|f. 623-537-5555
e. saucedoteam@nfmlending.com
NMLS # 826854
Testimonials
Nov 2018
Reviewed by Cindy L, Surprise, AZ
"I met Raul while looking at the North Copper Creek models. Raul was very personable and informative. He made me feel so comfortable that I didn't feel I needed to look around at other lenders. Throughout the entire process (which was Super Fast) His communication was excellent. He even showed up at the signing for support and to ensure I didn't need him for anything during the process. I will definitely refer anyone to Raul. Thanks "
Nov 2018
Reviewed by Victor H, Phoenix, AZ
"Very helpful throughout the process. "
Nov 2018
Reviewed by Tyler B, Glendale, AZ
"Raul was great! As a first time home buyer, unaware of the steps and process, Raul was very clear and straightforward. He was sure to make sure I understood everthing presented to me and what my decisions would mean and lead to. He was open throughout the whole process and i never felt like i was at a point where i didnt understand what was happening or why. Very happy, thanks!"
Oct 2018
Reviewed by Jobani O, Laveen, AZ
"Very good team "
Oct 2018
Reviewed by Joan A, Phoenix, AZ
"No "
Oct 2018
Reviewed by Ricardo G, Apache Jct, AZ
"Raul did a great job"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending opens new branch in St. Petersburg, FL
December 7, 2018
LINTHICUM, MD, December 7, 2018 — NFM Lending is pleased to announce the opening of a new branch in St. Petersburg, Florida. The branch is located at 3035 5th Avenue North, St. Petersburg, FL 33713, and will be led by Branch Managers, Steve and Amanda Stapleton. The NFM Lending branch will focu…
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6 Important Home Features for Hosting
December 4, 2018
Do you love entertaining your friends and family and want to be the go-to host for holidays, dinners, and other gatherings? Not every home is fit to do so. If you’re searching for a new home or want to redecorate or renovate, keep in mind these 6 important home features for hosting. Entry Way T…
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NFM Lending salutes Cliff Hageman
December 3, 2018
LINTHICUM, MD, December 3, 2018— NFM Lending is pleased to honor Specialist Cliff Hageman as the NFM Salute for December 2018. SPC Cliff Hageman joined the army just a few months after his high school graduation in 1988, serving until 1992. His military occupation specialty (MOS) was an 88M, or…
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NFM Lending named a Top Work Place for Seventh Straight Year
December 1, 2018
LINTHICUM, MD, December 1, 2018— NFM Lending is proud to announce that it was named a Top Work Place in the Baltimore area by The Baltimore Sun. This is the seventh consecutive year that NFM Lending has received this honor. Each year, The Baltimore Sun distributes a survey to employees of Balti…
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Contact Me
Raul Ramirez
Mortgage Loan Originator
NMLS ID#:
626702
Phone:
480-738-9229
Fax:
623-232-3167
Email:
rramirez@nfmlending.com
Address:
8631 W. Union Hills Drive, Suite 206A, Peoria, AZ 85382