Raul Ramirez
Mortgage Loan Originator | NMLS# 626702 Apply Now / Aplicar Upload Docs Returning Applicant ContactAbout
Raul has been involved in the mortgage industry for over a decade, having excelled at processing, underwriting and now mortgage loan originating. With his experience at each stage of the loan process, Raul brings exceptional value and experience to his clients. Along with being a seasoned professional, Raul is also bilingual. He's very proud to serve the Spanish-speaking families of the state of Arizona and takes great satisfaction and accomplishment in helping the Hispanic community achieve home ownership.
Raul is originally from Los Angeles, but happily resides in the Valley of the Sun with his two sons. He loves spending time with his boys, hiking, playing basketball and cheering on the Lakers.
Awards
Meet the Team
Danny Banda
Branch Manager/Loan Originator
p. 602-738-3281
|f. 623-232-3218
e. danny@nfmlending.com
NMLS # 617397
Alexia Ann Sheridan
Junior Loan Originator
p. 563-451-3307
|f. 623-232-3290
e. asheridan@nfmlending.com
NMLS # 1418088
Alfonso Rodriguez
Mortgage Loan Originator
p. 623-297-1313
|f.
e. arodriguez@nfmlending.com
NMLS # 1698958
Santos Nolasco
Mortgage Loan Originator
p. 623-232-3434
|f.
e. snolasco@nfmlending.com
NMLS # 669548
Saucedo Team
Mortgage Loan Originators
p. 480-232-4221
|f. 623-537-5555
e. saucedoteam@nfmlending.com
NMLS # 826854
Testimonials
Oct 2019
Reviewed by Arturo R, Rio Rico, AZ
"excellent service"
Sep 2019
Reviewed by Manuel S, Laveen, AZ
" Great doing business with Raul Ramirez would recommend very knowledgeable trustworthy gets back to you right away . He makes things happen find ways to help you when it comes to Home Loans,, Home refinances etc.. Thank You Raul Ramirez and NFM Lending, Manny and Marina Salinas "
Aug 2019
Reviewed by Jesus A, Goodyear, AZ
"Raul was beyond helpful and extremely professional. He answered all of our questions right away. He made the process as easy as possible."
Aug 2019
Reviewed by Brisaldo R, El Mirage, AZ
"Well about a week late, but we would both love to give our feedback about our awesome experience with Raul and the NFM Lending. As first time buyers we were so nervous and had heard many scary stories. Raul came out on our first meet and greet with our realtor,ran our, credit , and like magic we were pre-approved! All with in a couple of hours. That’s when all my nerves really kicked in! From the simple to the complicated question Raul was more than happy to help, and now we are home owners!!!"
Aug 2019
Reviewed by Gabriela C, Phoenix, AZ
"They were all great :) Raul was very helpful and available at anytime of the day. Great communication. "
Aug 2019
Reviewed by Michaella J, Glendale, AZ
"Awesome! Great! Accurate, helpful, effective and very responding when needed."
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending Sponsors 15th Annual BARCStoberfest
October 4, 2019
LINTHICUM, MD, October , 2019— NFM Lending is proud to be a Sponsor for the 15th annual BARCStoberfest 5k and 1-mile run/walk and festival on October 26, 2019. This event will benefit the Baltimore Animal Rescue and Care Shelter (BARCS). This will be NFM Lending’s first year sponsoring the …
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How Do Mortgage Calculators Work?
Note: This blog was originally published in February 2013 and has been updated. Mortgage calculators are important tools for both homebuyers and homeowners. These calculators can help estimate your monthly mortgage payments as well as how much you can afford when purchasing a home. There are vari…
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NFM Lending salutes Christine Ege
October 1, 2019
LINTHICUM, MD, October 1, 2019— NFM Lending is pleased to honor Colonel Christine Ege as the NFM Salute for October 2019. COL Ege is serving in the US Army as a veterinarian and is currently in her 21st year of continuous active duty service. She passionately supports the Department of Defense …
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How Your Credit Score Affects Your Mortgage Rate
September 14, 2019
When applying for a loan, one of the most important factors that will come into play is your credit score. Before you start the loan application process, you should have a clear understanding of how your credit score affects your mortgage rate so you can assess your financial situation. Most lend…
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Contact Me
Raul Ramirez
Mortgage Loan Originator
NMLS ID#:
626702
Phone:
480-738-9229
Fax:
623-232-3167
Email:
rramirez@nfmlending.com