Raul Ramirez
Mortgage Loan Originator | NMLS# 626702 Apply Now / Aplicar Upload Docs Returning Applicant ContactAbout
Raul has been involved in the mortgage industry for over a decade, having excelled at processing, underwriting and now mortgage loan originating. With his experience at each stage of the loan process, Raul brings exceptional value and experience to his clients. Along with being a seasoned professional, Raul is also bilingual. He's very proud to serve the Spanish-speaking families of the state of Arizona and takes great satisfaction and accomplishment in helping the Hispanic community achieve home ownership.
Raul is originally from Los Angeles, but happily resides in the Valley of the Sun with his two sons. He loves spending time with his boys, hiking, playing basketball and cheering on the Lakers.
Awards
Meet the Team
Danny Banda
Branch Manager/Loan Originator
p. 602-738-3281
|f. 623-232-3218
e. danny@nfmlending.com
NMLS # 617397
Alexia Ann Sheridan
Junior Loan Originator
p. 563-451-3307
|f. 623-232-3290
e. asheridan@nfmlending.com
NMLS # 1418088
Alfonso Rodriguez
Mortgage Loan Originator
p. 623-297-1313
|f.
e. arodriguez@nfmlending.com
NMLS # 1698958
Santos Nolasco
Mortgage Loan Originator
p. 623-232-3434
|f.
e. snolasco@nfmlending.com
NMLS # 669548
Alyssa Creager
Mortgage Loan Originator
p. 623-259-4483
|f.
e. acreager@nfmlending.com
NMLS # 382652
Vianca Perez
Mortgage Loan Originator
p. 623-232-3199
|f.
e. vperez@nfmlending.com
NMLS # 1752022
Victor Campa
Mortgage Loan Originator
p. 623-232-3172
|f.
e. vcampa@nfmlending.com
NMLS # 772291
Jose Gonzalez
Mortgage Loan Originator
p. 623-232-3199
|f.
e. jgonzalez@nfmlending.com
NMLS # 1549906
Saucedo Team
Mortgage Loan Originators
p. 480-232-4221
|f. 623-537-5555
e. saucedoteam@nfmlending.com
NMLS # 826854
Testimonials
Jan 2020
Reviewed by Nicky E, Coolidge, AZ
"Amazing. Just amazing. No other way to describe it. "
Dec 2019
Reviewed by Joanna M, Tolleson, AZ
"Raul and Claudia were very attentive, Also knowledgeable, they made this as easy as could be, when I didn’t know how to start the home buying process they were they’re to help and guide me, I will definitely refer them to my friends and family to have the same experience as me."
Nov 2019
Reviewed by Efrain D, Phoenix, AZ
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Nov 2019
Reviewed by Wenceslao D, Phoenix, AZ
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Oct 2019
Reviewed by Albert T, Phoenix, AZ
"I was originally prequalified by Bank of America only to be told by them 5 days before closing that I was no longer approved. My realtor referred me to Raul & was able to get me approved no problem! Big thank you to Raul & his team for rushing the approval & getting it done within 2 weeks !"
Oct 2019
Reviewed by Arturo R, Rio Rico, AZ
"excellent service"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
How to Find the Right Real Estate Agent
January 10, 2020
If you’re ready to sell or buy a home, you will need a competent real estate agent to guide you through the process. With so many agents out there, how do you know which one will be the best for you? Much like dating, you may have to try out different people to find an agent who “clicks” wi…
Read more
Letters from Soldiers (Troop Drive 2019)
January 6, 2020
Since our 12th annual Support Our Troops Drive in 2019, we’ve received great letters from soldiers stationed around the world. In November, we sent 250 care packages to 125 groups of soldiers. Today, we continue to send 4 care packages every month as a small way to show our troops how mu…
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NFM Lending salutes Danny Austin
January 2, 2020
LINTHICUM, MD, January 2, 2020— NFM Lending is pleased to honor Sergeant Danny Austin as the NFM Salute for January 2020. Danny served in the U.S. Air Force from 1969 to 1981. He served three tours in Vietnam, treating wounded soldiers as a Rescue Medic. For his own peace of mind and to avoid h…
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New Year’s Resolutions for the Home Seller
December 28, 2019
New Year’s is an ideal time to make resolutions to hit the gym, eat healthier, and make better choices. For many homeowners, the process of making their home marketable can feel overwhelming, and the prep stage often gets put on the backburner. Why not resolve to make 2020 the year to get your …
Read more
Contact Me
Raul Ramirez
Mortgage Loan Originator
NMLS ID#:
626702
Phone:
480-738-9229
Fax:
623-232-3167
Email:
rramirez@nfmlending.com