Raul has been involved in the mortgage industry for over a decade, having excelled at processing, underwriting and now mortgage loan originating. With his experience at each stage of the loan process, Raul brings exceptional value and experience to his clients. Along with being a seasoned professional, Raul is also bilingual. He's very proud to serve the Spanish-speaking families of the state of Arizona and takes great satisfaction and accomplishment in helping the Hispanic community achieve home ownership.
Raul is originally from Los Angeles, but happily resides in the Valley of the Sun with his two sons. He loves spending time with his boys, hiking, playing basketball and cheering on the Lakers.
Reviewed by Kristy R, Peoria, AZ
"Raul and everyone who was involved in our refinance were very helpful and always got back to us in a timely manner. This being our first refinance I can say Raul made it a very smooth and seamless process. "
Reviewed by Jessica M, Mesa, AZ
"Raul was very helpful and always willing to help the whole process."
Reviewed by Cindy L, Surprise, AZ
"I met Raul while looking at the North Copper Creek models. Raul was very personable and informative. He made me feel so comfortable that I didn't feel I needed to look around at other lenders. Throughout the entire process (which was Super Fast) His communication was excellent. He even showed up at the signing for support and to ensure I didn't need him for anything during the process. I will definitely refer anyone to Raul. Thanks "
Reviewed by Victor H, Phoenix, AZ
"Very helpful throughout the process. "
Reviewed by Tyler B, Glendale, AZ
"Raul was great! As a first time home buyer, unaware of the steps and process, Raul was very clear and straightforward. He was sure to make sure I understood everthing presented to me and what my decisions would mean and lead to. He was open throughout the whole process and i never felt like i was at a point where i didnt understand what was happening or why. Very happy, thanks!"
Reviewed by Jobani O, Laveen, AZ
"Very good team "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator