Raul has been involved in the mortgage industry for over a decade, having excelled at processing, underwriting and now mortgage loan originating. With his experience at each stage of the loan process, Raul brings exceptional value and experience to his clients. Along with being a seasoned professional, Raul is also bilingual. He's very proud to serve the Spanish-speaking families of the state of Arizona and takes great satisfaction and accomplishment in helping the Hispanic community achieve home ownership.
Raul is originally from Los Angeles, but happily resides in the Valley of the Sun with his two sons. He loves spending time with his boys, hiking, playing basketball and cheering on the Lakers.
Reviewed by Jessie P, Phoenix, AZ
"THEY ARE FAST ,NICE AND PATIENT WITH ME AND CARING ABOUT MY SITUATION ."
Reviewed by Kristy R, Peoria, AZ
"Raul did amazing! He was always available and willing to help explain things when needed. "
Reviewed by Fredric T, Phoenix, AZ
"Raul made it really easy and answered my questions anytime I had one. He made it as stress free as possible and kept me at ease throughout the whole process. "
Reviewed by William M, Buckeye, AZ
"It was a very smooth transition working with Raul Ramirez he is very efficient and very easy to work with him."
Reviewed by Jeffery L, El Mirage, AZ
"Raul was amazing!!!! We had a great experience with them and they were able to help us out with everything from beginning to end!!! My brother was in the same process and has to refer them to Raul(NFM). I will continue to mention to all friends and family. Thank you so much for everything "
Reviewed by Fernando D, El Mirage, AZ
"NFM has very good communication and very helpful with everything thank you them I own a home thank you "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
Ready to get started or have any loan questions? Contact me at 480-738-9229 or firstname.lastname@example.org or submit the form below and I will call you.