Ramiro Carlos Moreno
Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator | NMLS# 82945 Apply Now Upload Docs Returning Applicant Contact

About

Ramiro has been in the mortgage industry since 1993. He has been at NFM Lending for almost three years. Previously, he was a manager and an assistant manager. He specializes in originating loans and guideline knowledge. Ramiro comprehensively qualifies borrowers for a smoother process. He is licensed in MD, VA, DE, PA,DC,IL, NJ, and SC. Ramiro’s goal is to provide excellent customer service to every customer.

He has a loving wife, two beautiful girls, and one energetic son. Ramiro coaches basketball, baseball, and football for a local team. He is also a very involved community volunteer.

His favorite quote is: “Take care of the little things and the big things take care of themselves.”

My Videos

Awards

Testimonials

5.0

May 2020

Reviewed by William E, Upper Marlboro, MD

"Ray could not have been more helpful. As a result of unusual circumstances I needed a mortgage. I had no credit history or credit score. Ray advised me how to establish credit quickly. I took his advice and within six months my middle credit score was about 712. This enabled me to get approved for a mortgage. Ray also makes himself available to give advice. Even way after business hours. I would refer him enthusiastically to anyone seeking a mortgage. Amanda Hargrove was also very helpful."

5.0

May 2020

Reviewed by Michael V, Baltimore, MD

"Everything went great and as planned! Even got to close a week early. "

5.0

Mar 2020

Reviewed by Kenyatta C, Baltimore, MD

"My experience with Ray, Stephaine and others from the team has been Great. Just as my experience was the first time in 2018! I feel like apart of a family when working with them. Love you guys"

5.0

Sep 2019

Reviewed by Cindee S, Frederick, MD

"Ray was wonderful to work with. He explained all of the processes for the loan thoroughly and did not hesitate to review them with me again if I asked. He was very patient with me. The home buying experience for me was prolonged and Ray never once expressed exasperation or made me feel pressured or rushed to make a decision. He continued to be supportive for almost a year and went above and beyond in making me feel comfortable. I appreciated his advice, guidance, and support. "

5.0

Sep 2019

Reviewed by Daniel W, Severn, MD

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5.0

Aug 2019

Reviewed by Carolyn D, Baltimore, MD

"This is an excellent company to do business with hassle free. They request information needed from you in a timely fashion. It's staff was on top of it's game to get the job done. I rate Dan Moreno a 10 star with his knowledge and expertise. "

Loan Tools

Here are some useful links to get you started in the loan process.

Blog

How to Save Money and Energy During the Summer

During the peak of summer, you might do whatever it takes to stay cool. Before you run to turn your thermostat down in the peak of summer, keep in mind the monetary cost to keeping your home’s temperature regulated. Saving money and energy go hand in hand, and you can do both by being strategic…
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Tyler Stallings

NFM Lending salutes Tyler Stallings

LINTHICUM, MD, July 1, 2020— NFM Lending is pleased to honor Tyler Stallings as the NFM Salute for July 2020. When he was just four years old, Tyler’s mother, Andrea Blackstone, began teaching him about Veterans. Tyler came to understand that military service members were true American heroes…
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5 Summer Safety Tips

5 Summer Safety Tips

Summer has officially begun, and there are so many ways to enjoy it! Even if you’re staying close to home, you can still create magical memories with your loved ones. Life can seem to slow down during the summer, but that doesn’t mean you should let down your guard when it comes to staying sa…
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Costs of Owning a Pool

The Real Costs of Owning a Pool

As a homeowner, you’ve probably fantasized about having your own pool. As the days grow hotter and summer arrives, you’ll probably be daydreaming of sitting poolside in your own backyard even more. Having your own pool might seem like paradise, but it’s not that simple. Before you dive head…
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Contact Me

Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator

NMLS ID#:
82945

Phone:
410-387-4212

Fax:
410-415-1814

Email:
rmoreno@nfmlending.com

Address:
1190 Winterson Road Suites, 130 & 180, Linthicum, MD 21090

Ready to get started or have any loan questions? Contact me at 410-387-4212 or rmoreno@nfmlending.com or submit the form below and I will call you.

Contact Me

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