Ramiro Carlos Moreno
Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator | NMLS# 82945 Apply Now Upload Docs Contact


Ramiro has been in the mortgage industry since 1993. He has been at NFM Lending for almost three years. Previously, he was a manager and an assistant manager. He specializes in originating loans and guideline knowledge. Ramiro comprehensively qualifies borrowers for a smoother process. He is licensed in MD, VA, DE, PA,DC,IL, NJ, and SC. Ramiro’s goal is to provide excellent customer service to every customer.

He has a loving wife, two beautiful girls, and one energetic son. Ramiro coaches basketball, baseball, and football for a local team. He is also a very involved community volunteer.

His favorite quote is: “Take care of the little things and the big things take care of themselves.”




Oct 2018

Reviewed by William G, Crisfield, MD

"I had a contract on my home, but did not find a new home until after I had a closing date. It seemed like it would be next to impossible to coordinate the two settlements on the same day. I was faceing a high per day cost (furniture storage, motel and boarding dogs). Ray and the whole team, I felt, jumped thru hoops to make things happen in an efficient and timely manner. From our first conversation until the last document was signed my wife and I felt like VIP’s!"


Sep 2018

Reviewed by Carolyn C, Fairfield, PA

"Very helpful team, they went out of there way to accommodate my needs. Very nice people as well!"


Jul 2018

Reviewed by Neile A, Lititz, PA

"Great overall experience. Ray was very attentive and guided us through the entire process. "


Apr 2018

Reviewed by Jessica W, Baltimore, MD

"Very easy to talk to and very knowledgeable.Answered all my questions.Always able to reach if I had a problem.Thank you.Best experience for a first time home owner."


Apr 2018

Reviewed by Daniel W, Severn, MD

"Ray went above and beyond to make sure we were well-informed of the entire process. His expertise and guidance throughout the home buying experience definitely made our lives easier!"


Mar 2018

Reviewed by Aron S, Indian Land, SC

"The constant communication and keeping us updated step by step."

Loan Tools

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New Branch Southern Pines

NFM Lending opens new branch in Southern Pines, NC

LINTHICUM, MD, September 27, 2018 — NFM Lending is pleased to announce the opening of a new branch in Southern Pines, NC run by The Sanchez Team. The branch is temporarily located in Garner, NC, but their permanent residence will be 170 N. Bennett St., Southern Pines, NC 28387. The NFM Lending …
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Contact Me

Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator





1190 Winterson Road Suites, 130 & 180, Linthicum, MD 21090

Ready to get started or have any loan questions? Contact me at 410-387-4212 or rmoreno@nfmlending.com or submit the form below and I will call you.

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