Ramiro Carlos Moreno
Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator | NMLS# 82945 Apply Now Upload Docs Contact

About

Ramiro has been in the mortgage industry since 1993. He has been at NFM Lending for almost three years. Previously, he was a manager and an assistant manager. He specializes in originating loans and guideline knowledge. Ramiro comprehensively qualifies borrowers for a smoother process. He is licensed in MD, VA, DE, PA,DC,IL, NJ, and SC. Ramiro’s goal is to provide excellent customer service to every customer.

He has a loving wife, two beautiful girls, and one energetic son. Ramiro coaches basketball, baseball, and football for a local team. He is also a very involved community volunteer.

His favorite quote is: “Take care of the little things and the big things take care of themselves.”

Awards

Testimonials

5.0

Jul 2018

Reviewed by Neile A G, Lititz, PA

"Great overall experience. Ray was very attentive and guided us through the entire process. "

5.0

Apr 2018

Reviewed by Jessica W, Baltimore, MD

"Very easy to talk to and very knowledgeable.Answered all my questions.Always able to reach if I had a problem.Thank you.Best experience for a first time home owner."

5.0

Apr 2018

Reviewed by Daniel W, Severn, MD

"Ray went above and beyond to make sure we were well-informed of the entire process. His expertise and guidance throughout the home buying experience definitely made our lives easier!"

5.0

Mar 2018

Reviewed by Aron S, Indian Land, SC

"The constant communication and keeping us updated step by step."

5.0

Nov 2017

Reviewed by Grace T, Manassas, VA

"Ray did a fantastic job helping me and my grand daughter buy our house."

5.0

Jan 2018

Reviewed by Michael B, York Haven, PA

"Thank you Ray and Mandy. This refinance experience was absolutely amazing!!! Ray was very knowledgeable which made the whole process easy and stress free. I had to send in a couple standard documents for credit approval, get an appraisal, and done!! Mandy also did a great job. She made sure I completed everything correctly and answered all my questions. True professionals. Thank you"

Loan Tools

Here are some useful links to get you started in the loan process.

Blog

2018 May Be The Year for Renovation Loans

If you’re looking to buy a home, be prepared to meet a few challenges with today’s housing market. Not only is there a shortage of homes, but the available housing stock is aging. These challenges might seem discouraging but taking a look at the 2018 housing market and what options you have a…
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What is a G-Fee?

What is a G-Fee and what does it have to do with my interest rate?

As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
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Catherine L. Clapp

NFM Lending salutes Catherine L. Clapp, USN, Retired

LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
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Top Workplace Washington 2018

NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018

LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.  NFM Lending received the award at a ceremony held T…
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Contact Me

Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator

NMLS ID#:
82945

Phone:
410-387-4212

Fax:
410-415-1814

Email:
rmoreno@nfmlending.com

Address:
1190 Winterson Road Suites, 130 & 180, Linthicum, MD 21090

Ready to get started or have any loan questions? Contact me at 410-387-4212 or rmoreno@nfmlending.com or submit the form below and I will call you.

Contact Me

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