Ramiro Carlos Moreno
Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator | NMLS# 82945 Apply Now Upload Docs Returning Applicant Contact

About

Ramiro has been in the mortgage industry since 1993. He has been at NFM Lending for almost three years. Previously, he was a manager and an assistant manager. He specializes in originating loans and guideline knowledge. Ramiro comprehensively qualifies borrowers for a smoother process. He is licensed in MD, VA, DE, PA,DC,IL, NJ, and SC. Ramiro’s goal is to provide excellent customer service to every customer.

He has a loving wife, two beautiful girls, and one energetic son. Ramiro coaches basketball, baseball, and football for a local team. He is also a very involved community volunteer.

His favorite quote is: “Take care of the little things and the big things take care of themselves.”

Awards

Testimonials

5.0

Sep 2019

Reviewed by Cindee S, Frederick, MD

"Ray was wonderful to work with. He explained all of the processes for the loan thoroughly and did not hesitate to review them with me again if I asked. He was very patient with me. The home buying experience for me was prolonged and Ray never once expressed exasperation or made me feel pressured or rushed to make a decision. He continued to be supportive for almost a year and went above and beyond in making me feel comfortable. I appreciated his advice, guidance, and support. "

5.0

Sep 2019

Reviewed by Daniel W, Severn, MD

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5.0

Aug 2019

Reviewed by Carolyn D, Baltimore, MD

"This is an excellent company to do business with hassle free. They request information needed from you in a timely fashion. It's staff was on top of it's game to get the job done. I rate Dan Moreno a 10 star with his knowledge and expertise. "

5.0

Jun 2019

Reviewed by Edgardo L, Edgewood, MD

"If you're looking for a house, this is the guy that will make it happened, quick, fast, reliable, safe, trustworthy. This is the team that I recommend to my friends. "

5.0

Jun 2019

Reviewed by David S, York, PA

"Great team fast and pain free"

5.0

May 2019

Reviewed by Jeremy A, Arnold, MD

"Best experience I've had obtaining a mortgage by far. Everything was handled with a great deal of professionalism, care, and attention to detail. Throughout the process communication was handled proactively, and every time my wife and I had a question, we had an answer almost as soon as we asked. "

Loan Tools

Here are some useful links to get you started in the loan process.

Blog

How to Find the Right Real Estate Agent

If you’re ready to sell or buy a home, you will need a competent real estate agent to guide you through the process. With so many agents out there, how do you know which one will be the best for you? Much like dating, you may have to try out different people to find an agent who “clicks” wi…
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Letters from Soldiers 2019

Letters from Soldiers (Troop Drive 2019)

Since our 12th annual Support Our Troops Drive in 2019, we’ve received great letters from soldiers stationed around the world. In November, we sent 250 care packages to 125 groups of soldiers. Today, we continue to send 4 care packages every month as a small way to show our troops how mu…
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Danny Austin

NFM Lending salutes Danny Austin

LINTHICUM, MD, January 2, 2020— NFM Lending is pleased to honor Sergeant Danny Austin as the NFM Salute for January 2020. Danny served in the U.S. Air Force from 1969 to 1981. He served three tours in Vietnam, treating wounded soldiers as a Rescue Medic. For his own peace of mind and to avoid h…
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Resolutions for the Home Seller

New Year’s Resolutions for the Home Seller

New Year’s is an ideal time to make resolutions to hit the gym, eat healthier, and make better choices. For many homeowners, the process of making their home marketable can feel overwhelming, and the prep stage often gets put on the backburner. Why not resolve to make 2020 the year to get your …
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Contact Me

Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator

NMLS ID#:
82945

Phone:
410-387-4212

Fax:
410-415-1814

Email:
rmoreno@nfmlending.com

Address:
1190 Winterson Road Suites, 130 & 180, Linthicum, MD 21090

Ready to get started or have any loan questions? Contact me at 410-387-4212 or rmoreno@nfmlending.com or submit the form below and I will call you.

Contact Me

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