Ramiro Carlos Moreno
Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator | NMLS# 82945 Apply Now Contact

About

Ramiro has been in the mortgage industry since 1993. He has been at NFM Lending for almost three years. Previously, he was a manager and an assistant manager. He specializes in originating loans and guideline knowledge. Ramiro comprehensively qualifies borrowers for a smoother process. He is licensed in MD, VA, DE, PA,DC,IL, NJ, and SC. Ramiro’s goal is to provide excellent customer service to every customer.

He has a loving wife, two beautiful girls, and one energetic son. Ramiro coaches basketball, baseball, and football for a local team. He is also a very involved community volunteer.

His favorite quote is: “Take care of the little things and the big things take care of themselves.”

Awards

Testimonials

5.0

Apr 2018

Reviewed by Daniel W, Severn, MD

"Ray went above and beyond to make sure we were well-informed of the entire process. His expertise and guidance throughout the home buying experience definitely made our lives easier!"

5.0

Mar 2018

Reviewed by Aron S, Indian Land, SC

"The constant communication and keeping us updated step by step."

5.0

Nov 2017

Reviewed by Grace T, Manassas, VA

"Ray did a fantastic job helping me and my grand daughter buy our house."

5.0

Jan 2018

Reviewed by Michael B, York Haven, PA

"Thank you Ray and Mandy. This refinance experience was absolutely amazing!!! Ray was very knowledgeable which made the whole process easy and stress free. I had to send in a couple standard documents for credit approval, get an appraisal, and done!! Mandy also did a great job. She made sure I completed everything correctly and answered all my questions. True professionals. Thank you"

5.0

Jan 2018

Reviewed by Peter B, Baltimore, MD

"My experience was amazing. NFM was super easy to work with, and seemed to genuinely have my best interest in mind. Communication was quick and easy, response times were practically immediate. Highly Recommend!"

5.0

Dec 2017

Reviewed by James H, Fredericksburg, VA

"Ray was the most patient and understanding person and handled a difficult situation. He’s the best. "

Loan Tools

Here are some useful links to get you started in the loan process.

Blog

Hidden Costs of Buying a Home

Hidden Costs of Buying a Home

While buying a home might seem straightforward, there’s a lot more to the process than picking out a home and obtaining a mortgage. One of the things most buyers don’t prepare for is all the hidden costs of buying a home, both during the homebuying process and after. Some of these costs occur…
Read more

NFM Lending salutes COL Erwin A. Burtnick, USA, Retired

LINTHICUM, MD, April 2, 2018— NFM Lending is pleased to honor Colonel Erwin A. Burtnick, USA, Retired, as the NFM Salute for April 2018. COL Burtnick served over 37 years on active duty and in the Army National Guard and the Army Reserve.  Commissioned through Officer Candidate School, he has …
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NFM Lending Loan Originators named among Scotsman Guide’s Top Originators 2017

LINTHICUM, MD, March 28, 2018 — NFM Lending is proud to announce two of its loan originators, Jane Floyd and Daniel Sa, have been ranked on the Scotsman Guide’s Top Originators 2017 lists. Each year, Scotsman Guide recognizes the nation’s top producing mortgage loan originators. Originators…
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NFM Lending Celebrates Two Years of the NFM Salute

LINTHICUM, MD, March 23, 2018— NFM Lending is celebrating the two-year anniversary of its NFM Salute program. They honored their first NFM Salute on March 23, 2016. NFM Salute is an initiative dedicated to recognizing the brave men and women who have fought and continue to fight for our freedom…
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Contact Me

Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator

NMLS ID#:
82945

Phone:
410-387-4212

Fax:
410-415-1814

Email:
rmoreno@nfmlending.com

Address:
1190 Winterson Road Suites, 130 & 180, Linthicum, MD 21090

Ready to get started or have any loan questions? Contact me at 410-387-4212 or rmoreno@nfmlending.com or submit the form below and I will call you.

Contact Me

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