As always such a pleasure working with Ray and NFM lending. They reached out to me noting the significant cost savings if I were to refinance around the same time I was thinking about taking advantage of the low interest rates. The refinance was so painless thanks to NFM's processes and expertise.
It was great working with Ray and his team on my first home purchase. They helped stay in touch and keep everything on track to reach a smooth and successful settlement. Ray helped me secure a great rate and I couldn't be more grateful for their hard work.
Everyone was efficient and professional. They are very knowledgeable.
Forest Hill, MD
We had been wanting to move and I was hesitant and worried about the lending process and a friend referred me to Ray Moreno saying she had a wonderful experience and urged me to call him to discuss my options. From day one, he was easy to talk to, honest and basically held our hands through the process. He made himself available to us via call, text and email to answer my million questions and to put my worried mind at ease! I highly recommend Mr. Moreno and his team!
Communication was excellent! Questions were always answered with detailed explanations and or instructions. Overall, a very professional team that handled our processing with care and precision
I recently worked with Ray on a refinance and it was fantastic experience. He is exceptionally knowledgeable about all facets of the industry and the loan process. I asked a lot of questions and he promptly answered them very clearly and patiently, even taking calls and texts after work hours and on weekends. I couldn’t be happier with his friendliness and professionalism. I highly recommend Ray and his team!