Ramiro Carlos Moreno
Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator | NMLS# 82945 Apply Now Upload Docs Returning Applicant Contact


Ramiro has been in the mortgage industry since 1993. He has been at NFM Lending for almost three years. Previously, he was a manager and an assistant manager. He specializes in originating loans and guideline knowledge. Ramiro comprehensively qualifies borrowers for a smoother process. He is licensed in MD, VA, DE, PA,DC,IL, NJ, and SC. Ramiro’s goal is to provide excellent customer service to every customer.

He has a loving wife, two beautiful girls, and one energetic son. Ramiro coaches basketball, baseball, and football for a local team. He is also a very involved community volunteer.

His favorite quote is: “Take care of the little things and the big things take care of themselves.”

My Videos




Mar 2020

Reviewed by Kenyatta C, Baltimore, MD

"My experience with Ray, Stephaine and others from the team has been Great. Just as my experience was the first time in 2018! I feel like apart of a family when working with them. Love you guys"


Sep 2019

Reviewed by Cindee S, Frederick, MD

"Ray was wonderful to work with. He explained all of the processes for the loan thoroughly and did not hesitate to review them with me again if I asked. He was very patient with me. The home buying experience for me was prolonged and Ray never once expressed exasperation or made me feel pressured or rushed to make a decision. He continued to be supportive for almost a year and went above and beyond in making me feel comfortable. I appreciated his advice, guidance, and support. "


Sep 2019

Reviewed by Daniel W, Severn, MD



Aug 2019

Reviewed by Carolyn D, Baltimore, MD

"This is an excellent company to do business with hassle free. They request information needed from you in a timely fashion. It's staff was on top of it's game to get the job done. I rate Dan Moreno a 10 star with his knowledge and expertise. "


Jun 2019

Reviewed by Edgardo L, Edgewood, MD

"If you're looking for a house, this is the guy that will make it happened, quick, fast, reliable, safe, trustworthy. This is the team that I recommend to my friends. "


Jun 2019

Reviewed by David S, York, PA

"Great team fast and pain free"

Loan Tools

Here are some useful links to get you started in the loan process.


Scotsman Guide Top Originators 2019

NFM Lending Loan Originators named Scotsman Guide Top Originators 2019

LINTHICUM, MD, April 2, 2020 — NFM Lending and its family of companies, including Main Street Home Loans, Bluprint Home Loans, and Freedmont Mortgage Group, are proud to announce 38 of its loan originators have been ranked on the Scotsman Guide Top Originators 2019 list, with three receiving …
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Jeremy Haynes

NFM Lending salutes Jeremy Haynes

LINTHICUM, MD, April 1, 2020— NFM Lending is pleased to honor (Ret.) Major Jeremy Haynes as the NFM Salute for April 2020. Haynes, a native of Albany, Georgia, vowed to serve his country after watching the horrific events of September 11th, 2001 in his high school JROTC classroom. In 2004, he e…
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Get The Most Out Of Your Tax Refund

Note: This blog was originally published in March 2014 and has been updated. Not many people like filing their taxes, but there is a bright spot to completing all those forms: getting that sweet, sweet refund. You can use the money any way you’d like, but why not put it towards having a more f…
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Red Shoe Shuffle 2020

NFM Lending Sponsors 9th Annual Red Shoe Shuffle

LINTHICUM, MD, March 23, 2020—NFM Lending is proud to sponsor the Ronald McDonald House Charities Maryland’s (RMHCMD) 9th annual Red Shoe Shuffle 5k Run and Walk. The event will take place on Sunday, March 29, 2020. This will be the ninth year in a row that NFM Lending has sponsored and parti…
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Contact Me

Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator





1190 Winterson Road Suites, 130 & 180, Linthicum, MD 21090

Ready to get started or have any loan questions? Contact me at 410-387-4212 or rmoreno@nfmlending.com or submit the form below and I will call you.

Contact Me

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