Ramiro Carlos Moreno
Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator | NMLS# 82945 Apply Now Upload Docs Returning Applicant Contact

About

Ramiro has been in the mortgage industry since 1993. He has been at NFM Lending for almost three years. Previously, he was a manager and an assistant manager. He specializes in originating loans and guideline knowledge. Ramiro comprehensively qualifies borrowers for a smoother process. He is licensed in MD, VA, DE, PA,DC,IL, NJ, and SC. Ramiro’s goal is to provide excellent customer service to every customer.

He has a loving wife, two beautiful girls, and one energetic son. Ramiro coaches basketball, baseball, and football for a local team. He is also a very involved community volunteer.

His favorite quote is: “Take care of the little things and the big things take care of themselves.”

Awards

Testimonials

5.0

Sep 2019

Reviewed by Cindee S, Frederick, MD

"Ray was wonderful to work with. He explained all of the processes for the loan thoroughly and did not hesitate to review them with me again if I asked. He was very patient with me. The home buying experience for me was prolonged and Ray never once expressed exasperation or made me feel pressured or rushed to make a decision. He continued to be supportive for almost a year and went above and beyond in making me feel comfortable. I appreciated his advice, guidance, and support. "

5.0

Aug 2019

Reviewed by Carolyn D, Baltimore, MD

"This is an excellent company to do business with hassle free. They request information needed from you in a timely fashion. It's staff was on top of it's game to get the job done. I rate Dan Moreno a 10 star with his knowledge and expertise. "

5.0

Jun 2019

Reviewed by Edgardo L, Edgewood, MD

"If you're looking for a house, this is the guy that will make it happened, quick, fast, reliable, safe, trustworthy. This is the team that I recommend to my friends. "

5.0

Jun 2019

Reviewed by David S, York, PA

"Great team fast and pain free"

5.0

May 2019

Reviewed by Jeremy A, Arnold, MD

"Best experience I've had obtaining a mortgage by far. Everything was handled with a great deal of professionalism, care, and attention to detail. Throughout the process communication was handled proactively, and every time my wife and I had a question, we had an answer almost as soon as we asked. "

5.0

Apr 2019

Reviewed by Mindy A, Baltimore, MD

"Ray was always in communication with us not mater what time of day it was. If he wasn’t available he always reached out and let us know what was up. We developed a fun and professional relationship with him, and there are not enough ways to say how dedicated he is to helping people take the next step in their life journey. I would recommend him to everyone! "

Loan Tools

Here are some useful links to get you started in the loan process.

Blog

BARCStoberfest

NFM Lending Sponsors 15th Annual BARCStoberfest

LINTHICUM, MD, October , 2019— NFM Lending is proud to be a Sponsor for the 15th annual BARCStoberfest 5k and 1-mile run/walk and festival on October 26, 2019. This event will benefit the Baltimore Animal Rescue and Care Shelter (BARCS). This will be NFM Lending’s first year sponsoring the …
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How Mortgage Calculators Work

How Do Mortgage Calculators Work?

Note: This blog was originally published in February 2013 and has been updated. Mortgage calculators are important tools for both homebuyers and homeowners. These calculators can help estimate your monthly mortgage payments as well as how much you can afford when purchasing a home. There are vari…
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Christine Ege

NFM Lending salutes Christine Ege

LINTHICUM, MD, October 1, 2019— NFM Lending is pleased to honor Colonel Christine Ege as the NFM Salute for October 2019. COL Ege is serving in the US Army as a veterinarian and is currently in her 21st year of continuous active duty service. She passionately supports the Department of Defense …
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Mortgage Rate

How Your Credit Score Affects Your Mortgage Rate

When applying for a loan, one of the most important factors that will come into play is your credit score. Before you start the loan application process, you should have a clear understanding of how your credit score affects your mortgage rate so you can assess your financial situation. Most lend…
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Contact Me

Ramiro Carlos Moreno

Ramiro Carlos Moreno

Loan Originator

NMLS ID#:
82945

Phone:
410-387-4212

Fax:
410-415-1814

Email:
rmoreno@nfmlending.com

Address:
1190 Winterson Road Suites, 130 & 180, Linthicum, MD 21090

Ready to get started or have any loan questions? Contact me at 410-387-4212 or rmoreno@nfmlending.com or submit the form below and I will call you.

Contact Me

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