Phil Mazzio is a lifetime mortgage professional and has been in mortgage lending since 1993 with billions of dollars in funded loans and over a thousand families helped.
Whether working one-on-one with a client to come up with a perfect mortgage solution or helping a room full of first time homebuyers, education is at the core of his practice. For more than 20 years, he has been educating clients and helping them manage their real estate financing.
From jumbo loans to first time homebuyers, Phil has the expertise and creative solutions to close loans quickly and efficiently. “I enjoy the interview process because I get tot know my clients and understand their goals.”
“If I have learned anything in my decades of lending it is that communication is paramount to have a smooth, enjoyable transaction for all involved. A client or referral partner should never have to call me. I update everyone of news immediately.”
Phil works with some of the top real estate agents, financial advisors, estate planning attorneys, CPAs, and accountants. He believes he complements their work by facilitating mortgage options that support the client’s comprehensive wealth management strategies.
Reviewed by Lisa B, Anthem, AZ
"Prompt, professional and caring - that made our transaction so easy!"
Reviewed by Dacia L, Fountain Hills, AZ
"My husband and I had a fantastic experience with Phil and his team. They made the transition very pleasant and was always available to us. Highly recommend!"
Reviewed by Janelle R, Scottsdale, AZ
"What a great pleasure working with Mr. Philip Mazzio and his staff especially Ashely. The communication and follow through allowed my dream to happen. Thank you for the excellent service you provided, from the beginning to the end, I felt like I was in a good hands with the quality of support I received from you. "
Reviewed by Mark A, Tolleson, AZ
"My experience was a quick and smooth process with NFM Lending"
Reviewed by Thomas B, Anthem, AZ
"Phil was prompt, professional and excellent at communicating to us what we needed to complete our refinance."
Reviewed by Lana L
"Our experience was hassle free with no surprises. Our loan was completed in a timely manner. Staff was professional and knowledgeable In guiding us thru the process. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator