Phil Mazzio is a lifetime mortgage professional and has been in mortgage lending since 1993 with billions of dollars in funded loans and over a thousand families helped.
Whether working one-on-one with a client to come up with a perfect mortgage solution or helping a room full of first time homebuyers, education is at the core of his practice. For more than 20 years, he has been educating clients and helping them manage their real estate financing.
From jumbo loans to first time homebuyers, Phil has the expertise and creative solutions to close loans quickly and efficiently. “I enjoy the interview process because I get tot know my clients and understand their goals.”
“If I have learned anything in my decades of lending it is that communication is paramount to have a smooth, enjoyable transaction for all involved. A client or referral partner should never have to call me. I update everyone of news immediately.”
Phil works with some of the top real estate agents, financial advisors, estate planning attorneys, CPAs, and accountants. He believes he complements their work by facilitating mortgage options that support the client’s comprehensive wealth management strategies.
Reviewed by Sergio L, Fountain Hills, AZ
"Overall we had a great experience working with NFM lending and its team. The proses was quick easy and now we will be saving $300 per month on our mortgage. Thank you "
Reviewed by Dacia L, Fountain Hills, AZ
"Wonderful experience. Very professional will definitely use again if needed. Thank you!"
Reviewed by John W, Phoenix, AZ
"Phil did a great job of explaining the loan process and pros and cons of buying points. He really does a good job of communicating and answering all questions I asked. I’m very happy with the loan and rate I received. Thank you Phil!"
Reviewed by Timothy A, Chandler, AZ
"Phil was in constant communication for the entire loan process. I highly recommend Phil for you next loan or refinance. "
Reviewed by Caitlin A, Peoria, AZ
"Phil was very knowledgeable and helpful as I was a first time home buyer. He was very patient and answered all of my questions."
Reviewed by Nancy M, Buckeye, AZ
"The process was easy. Communication was great! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Mortgage Loan Originator
AZ# 0928566; CA# CA-DBO168729