Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Karen Y H, Tampa, FL
"Patrick and Kelly made the home buying process much less stressful than it could have been by being accessible and communicating with me through the whole process! "
Reviewed by Kristina R, North Port, FL
"My overall experience was awesome! Patrick and Kelly were there with an answer to every question I had during this process ! They were prompt and very efficient in getting my loan closed and funded ASAP. I would highly recommend them to anyone looking to buy a home ! Thank you everyone!"
Reviewed by Hector R, Plant City, FL
"Working with NFM has been great. I was able to find my family the perfect home. they helped to make it possible for me to be a home owner and it was all in 35 days. It happened quicker than I thought. "
Reviewed by Carollee B, Brooksville, FL
"Everyone was thorough, responsive and professional every step of the way. "
Reviewed by Stephanie C, Land O Lakes, FL
"great knowledge, experience and fast response time."
Reviewed by Joe C, Land O Lakes, FL
"Patrick was great at communicating throughout the process. He made the steps very easy. He also included short videos explaining additional info. Great experience. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Patrick E. Monteau