Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Brittany B, Tampa, FL
"Patrick and Gerry were great to work with"
Reviewed by Shelley A, Clearwater, FL
"Jerry and Kelly were great!"
Reviewed by Antonio L, Tampa, FL
"My experience was great, you guys made buying my first home as smooth as possible for me. I couldn’t be any happier, I was given the best communication with everything from beginning to end. Thank you so much!!! "
Reviewed by Carlos B, Lutz, FL
"Patrick had great customer service and was friendly. Anytime there was new information he explain it with great detail."
Reviewed by David O, Tampa, FL
"Stellar experience with the NFM team. They worked quickly and always available to answer questions. Got the job done! "
Reviewed by Han L, Saint Petersburg, FL
"Best experience ever ! The whole team was a pleasure to deal with. Patrick, Gerry, Kelly and even down to the girl that answers the phone Elizabeth !! Always there for you to help and answer any questions you may have . Thank you from the bottem of my heart. Ly Family"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Patrick E. Monteau