Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by David O, Tampa, FL
"Stellar experience with the NFM team. They worked quickly and always available to answer questions. Got the job done! "
Reviewed by Han L, Saint Petersburg, FL
"Best experience ever ! The whole team was a pleasure to deal with. Patrick, Gerry, Kelly and even down to the girl that answers the phone Elizabeth !! Always there for you to help and answer any questions you may have . Thank you from the bottem of my heart. Ly Family"
Reviewed by Daniel R, Tampa, FL
"Pat went above and beyond to make us feel like we were his only clients. Never did he once not answer questions immediately."
Reviewed by Tyler R, St Petersburg Beach, FL
"Patrick was exceptional. Very pleased "
Reviewed by Sean M, Tampa, FL
"Pat was very knowledgeable, helpful and quick to respond when we had any questions or concerns throughout the process. Having Pat by our side really put our minds at easy while buying our first home. He worked with us to get us in the position we needed to be, and made sure to get us into a loan that made financial sense for us. We’re already referring our friends and family to NFM Lending. The entire team was pleasant and accommodating for whatever we needed. Our experience was excellent!"
Reviewed by Franchesca C, Wesley Chapel, FL
"I was working with another bank at first and they made me feel worthless and didn’t help in anyway but as soon as I spoke with Patrick he made everything better and got me my loan approved in less then a week which was amazing. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Patrick E. Monteau