Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
PURCHASE A HOME IN PG COUNTY & GET $15,000 IN ASSISTANCE*
Use the PG County Purchase Assistance Program (PGCPAP). This program provides home purchase assistance to eligible, first-time home buyers to purchase residential properties in Prince George’s County. Contact me today to learn more!
Reviewed by TAOUFIK D, Upper Marlboro, MD
"Well Nicholas knows exactly what he's doing, he didn't even give me a chance to negotiate the interest rates , he just gave me the best that I can have on the market. (I was shopping around 😎) "
Reviewed by Symone S, Clinton, MD
"Nick was nice to my family and I. He was also very knowledgeable and I appreciate him having patience and understanding towards our schedules as well! Thank you Nick!"
Reviewed by JUAN P, Silver Spring, MD
"Nick was a pleasure to work with. He was very knowledgeable and very patient. He explained the different benefits to each loan and worked with us to identify the best loan option. "
Reviewed by Kevin C, Chesapeake Beach, MD
"Nick and nfm were great. Being a first time home owner nick helped me find exactly what I was looking for at the price I was looking for while finding a loan program that helped me get into my first home"
Reviewed by UKSHIN E, Crofton, MD
"Just sit back and relaxe."
Reviewed by THOMAS B, Waldorf, MD
"Nick and his team made this a very smooth process for me. As soon as the requested documentation from me, I moved quickly to return it and they moved just as swiftly to get me set up. I am grateful to have been referred to them by my realtor. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Nicholas Michael Mautino
Mortgage Loan Originator
DC #MLO146613; MD #2300; VA #MLO-1732VA.