I have over 19 years in the mortgage industry as a Loan Originator and Sales Manager. I have helped many homeowners realize the dream of home ownership. Most people will buy or refinance one or two homes in their life and the importance of surrounding yourself with knowledgeable and experienced people is how to insure an easy process with successful results.
I make the home financing decision simple. With the right combination of experience and knowledge, personal attentiveness and integrity, I help you reach your goals and remove the bumps along the way. I work hard to earn your trust and respect. You’ll find we stand head and shoulders above the rest. NFM is a premium lender dedicated to providing the right home loans for its customers. With many program choices including Conventional, Jumbo, FHA, VA, and USDA, we have the tools at our disposal to address your particular needs.
Also, being a local lender helps us understand the Maryland, Virginia and DC local lending programs specifically. This, with our network of contacts from the settlement companies, home inspectors, termite companies and many of the other services you will need to complete your transaction, will help you get the right results from those quality companies that have been tested many times for service and price.
I appreciate you considering NFM Lending; I will do everything I can to earn your business. Please contact me. I am here to help you in any way possible.
Reviewed by Lisa E, Crofton, MD
"Working with Nick and NFM team was super easy. The entire process was simple, and Nick explained every step. We locked in on the rate we wanted, and closed on time."
Reviewed by Eder S, Riverdale, MD
"It was a pleasure, very pleasant and very knowledgeable: the process was convenient and easy to do it. I had a great experience!! Eder S."
Reviewed by Melissa L, Leesburg, VA
"My refi was a streamlined process that I basically did from home. Nick reaches out to let me know that I was eligible for an excellent rate and then did everything for me. All I had to do was sign a few documents. He answered all of my questions within minutes and made the whole process as quick and affordable as possible. "
Reviewed by Felix B, Owings Mills, MD
"Excellent and appreciative"
Reviewed by Brian L, University Park, MD
"We started home shopping a year ago, and Nick has been with us since day one. He was extremely helpful in guiding us through the application process, choosing the right type of loan, and making sure there were no hiccups when closing time came around. Nick is an excellent communicator and quickly responded to our many phone calls, texts, and emails. He provides a level of service uncommon in this industry and we were fortunate to have him on our side. "
Reviewed by Michelle L, District Heights, MD
"The process of refinancing was seamless. I had no issues."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Nicholas Michael Mautino
Mortgage Loan Originator
DC #MLO146613; MD #2300; VA #MLO-1732VA.
Ready to get started or have any loan questions? Contact me at 443-917-2788 or firstname.lastname@example.org or submit the form below and I will call you.