I have over 19 years in the mortgage industry as a Loan Originator and Sales Manager. I have helped many homeowners realize the dream of home ownership. Most people will buy or refinance one or two homes in their life and the importance of surrounding yourself with knowledgeable and experienced people is how to insure an easy process with successful results.
I make the home financing decision simple. With the right combination of experience and knowledge, personal attentiveness and integrity, I help you reach your goals and remove the bumps along the way. I work hard to earn your trust and respect. You’ll find we stand head and shoulders above the rest. NFM is a premium lender dedicated to providing the right home loans for its customers. With many program choices including Conventional, Jumbo, FHA, VA, and USDA, we have the tools at our disposal to address your particular needs.
Also, being a local lender helps us understand the Maryland, Virginia and DC local lending programs specifically. This, with our network of contacts from the settlement companies, home inspectors, termite companies and many of the other services you will need to complete your transaction, will help you get the right results from those quality companies that have been tested many times for service and price.
I appreciate you considering NFM Lending; I will do everything I can to earn your business. Please contact me. I am here to help you in any way possible.
Reviewed by Precita M, Upper Marlboro, MD
"NFM Lending was both communicative, friendly, and available to answer questions around the clock. As a first time buyer, NFM Lending helped me understand the many nuances of home buying. Additionally, the NFM team made me feel comfortable while contemplating this huge financial decision. I am happy NFM had my back. "
Reviewed by Charles S, Sterling, VA
"Working with NFM was very easy to do. NFM was able to address any questions that my wife and I had about the refinance process. They were extremely responsive and we were able to complete the process quickly. I would most certainly refer my friends to NFM if they were in the market to purchase a home and/or refinance. "
Reviewed by KYLE G, Baltimore, MD
"Everyone was excellent from start to finish. Very knowledgeable and professional. Even making themselves available around my odd work hours. "
Reviewed by Shannon L, Waldorf, MD
"I was entering the market as a first time homebuyer I was little nervous but at the end it was all worth it. I recently purchased my first home with Nick and the NFM Lending Team and highly recommend them to anyone. Mr. Thomas was extremely responsive and very helpful in explaining anything I didn't understand. Very easy to work with! "
Reviewed by Kelly D, Laurel, MD
"Everyone I worked with were pleasant and took care of me."
Reviewed by Gloria C, Glenn Dale, MD
"Your service is excellent, prompt and exceptional. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Nicholas Michael Mautino
Mortgage Loan Originator
DC #MLO146613; MD #2300; VA #MLO-1732VA.
Ready to get started or have any loan questions? Contact me at 443-917-2788 or firstname.lastname@example.org or submit the form below and I will call you.