Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Looking in PG County? Use Pathway to Purchase!
Prince George’s County Department of Housing and Community Development (DHCD) and the Redevelopment Authority (RDA) launched a new home ownership program called “Pathway to Purchase” where first-time home buyers can get up to $10,000 in down payment and closing cost assistance*. Call 443-917-2788 or email me to learn more about this program or to get pre-qualifed today!
Learn about the new "Keep It Simple Loan" for W2 earners
Applying for a loan doesn’t have to mean a ton of paperwork! NFM Lending has a new “Keep It Simple Loan” for W2 earners. Call 443-917-2788 or email me to take advantage of this income documentation option.
Reviewed by HAROLD S, Clinton, MD
Reviewed by Ryan Briggs
"Nick is a fantastic lender who listens to his clients, provides them with multiple options, and services the transaction from start to finish! His knowledge and experience are much needed in this volitale and ever changing business."
Reviewed by skeplinger0
"Mr. Mautino was such an amazing help for me and my family. He explained the loan process to us in way that we could understand and helped us to get the best rate. I honestly don't think I could have gone through this process without Mr. Mautino's expertise and professionalism. Above all, the fact that Mr. Mautino truly cared about our family and making sure we got the best loan in a shortest amount of time possible is why I will always go to him for anything in the future. I recommend him highly to anyone going through this process."
Reviewed by user72354246
"Dealing with a refinance for new mortgage has always been a headache. You're never quite sure what type of person you're going to end up dealing with. A family friend referred Nick to us. We reached out to him seeking advice and not sure if refinancing was what were looking to do. Nick showed us the benefits of refinancing and we ended up saving $400 on our mortgage. There's no doubt that most mortgage professionals would be able to save us that kind of money but it was the way in which he did it which was awesome. He walked us through the process step-by-step explaining in detail everything we were signing and what was to come. He never was impatient when we called to check the status. In fact, most times he would call us to let us know where we are at and approximately how long it would be before we would get things done. I would highly recommend Nick for your refinance and other mortgage needs."
Reviewed by gotis0822
"Nick is by far the best loan officer I have ever had the pleasure of working with. He had always taken care of me and my family and friends and always goes above and beyond to help any way he can. He owl only do for u that he would do for himself or he won't do it. Good guy and I highly recommend him."
Reviewed by user033591
"We were referred to Mr Mautino by a family friend and couldn't have been happier with the results. We just relocated back to Maryland from North Carolina and we were hoping to get pre-qualified for a loan in order to buy our first home. During the process Mr Mautino was very professional yet personable, making us very comfortable in what can be a stressful event. Unfortunately we were not able to qualify for a home loan at this point, but he took the time to explain why and showed us several easy steps that we can take in order to be better prepared next year. This showed me that he actually cared about our needs and what was best for my family. He has since followed up with us and asked if we had any questions. I did have questions and once again he explained what we could do to prepare for our future home loan. I look forward to working with him in the future in order to make our dream of owning a home a reality."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Nicholas Michael Mautino