Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Alyssa D, Lake, MI
"Always timely responses with was great and reassuring "
Reviewed by Timothy B, Edmore, MI
"Nancy was absolutely wonderful throughout the process. She made every step of the journey easy and simple to understand and progress through. I would suggest her to anyone looking for mortgage assistance."
Reviewed by Kathy S
"Nancy Kellicut was one of the best loan officers I’ve ever worked with. She helped walk us threw the whole process of hole buying, answered all our questions no matter how silly they were and worked very hard for us to get us closed before the holidays so we could spend them in our new home. Definitely will recommend her to anyone I know that is looking to purchase a home! "
Reviewed by Darcie D
"Nancy helped me by getting me the best available rates! It was a long process due to the builder but she stuck with me through it all! She is the best and went WAY ABOVE AND BEYOND! I don't think I would have made it through the process without her:)"
Reviewed by Anthony D, Concord, NC
"Nancy is the BEST! She lives and breathes for helping people get into the best mortgage for them. It's not a one size fits all and she gets that. I can't imagine going anywhere else. "
Reviewed by Darryl D, Alma, MI
"Everyone we worked was bent over backwards to make sure our closing happened. Nancy was great as well as Taylor They both kept us informed and did everything and more for us "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.