Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Paula C, Shepherd, MI
"Nancy got me a GREAT rate. "
Reviewed by Jaren G
"Nancy helped my husband and I finance our forever home. She helped us negotiate the often-confusing and overwhelming process of trying to finance a home. Thank you Nancy for being available to answer all of our questions and leading us in the right direction for our future home!"
Reviewed by Andrew D, Mt. Pleasant, MI
"Nancy was integral to this process from start to finish. She was in constant contact and easily available for questions. She went ABOVE AND BEYOND not only explaining our options but making sure everything worked out for us. I highly recommend her and can't imagine having to or wanting to work with anyone else in the future. If I could rate her higher than a ten I would!!! Thank you so much Nancy for making this an awesome experience-"
Reviewed by Alyssa D, Lake, MI
"Always timely responses with was great and reassuring "
Reviewed by Timothy B, Edmore, MI
"Nancy was absolutely wonderful throughout the process. She made every step of the journey easy and simple to understand and progress through. I would suggest her to anyone looking for mortgage assistance."
Reviewed by Kathy S
"Nancy Kellicut was one of the best loan officers I’ve ever worked with. She helped walk us threw the whole process of hole buying, answered all our questions no matter how silly they were and worked very hard for us to get us closed before the holidays so we could spend them in our new home. Definitely will recommend her to anyone I know that is looking to purchase a home! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.