Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Adele C, Chester, MD
"Buying a home is an extremely important event. On numerous occassions Michael made himself available to answer questions and discuss the process - this personal service was invaluable and certainly made the process less stressful. I highly recommend NFM Lending and Michael Lynch!"
Reviewed by Angela S, Clinton, MD
"From the moment of introduction, he went to work on my behalf. Mr. Lynch and his staff never stopped, they worked through the Christmas holiday! What a great gift! Thanks Mr. Lynch for making this happen. I will never forget it. All the best, Angela Stanton "
Reviewed by Anthony A, Baltimore, MD
"There is no doubt that buying a house is a difficyand tedious task. Mr. Lynch took most of the pain out making it as smooth and enjoyable as humanly possible. "
Reviewed by Yesmeana B, Washington, DC
"As a first time homebuyers Mike was very informative, he explained everything I had questions about until I was comfortable with it. "
Reviewed by LaQuitta W, Upper Marlboro, MD
"I just wanna thank everyone that had a hand in us finding out new home . I will like to give a special thanks to Micheal Lynch he was very nice and open about everything we needed to do and answer all our questions even if we called 3times a day . Thanks so much for all your help we are now in the house of our dreams thanks again . "
Reviewed by Nicholas R, Upper Marlboro, MD
"Everyone who had their hands on my loan process were perfect. I was guiding in such a way it almost felt as if family was helping me. Buying a house is a real nail biting experience, but these guys at NFM made it as smooth as they could. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.