Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Christopher M, Catonsville, MD
"Michael Lynch was extremely knowledgeable in answering questions and walking me through the process as a first-time home buyer. Michael’s communication was excellent which made the entire home buying process very smooth. I highly recommend Michael and the NFM team when seeking out a lender who puts their client first."
Reviewed by Sharon J, Annapolis, MD
"Please see my previous comments. "
Reviewed by William G, Laurel, MD
"Great experience from first contact to loan closing. Excellent communication. Good knowledge of products and services. Highly recommend "
Reviewed by Bryant J, Hanover, MD
"Michael Lynch and his staff work diligently to ensure my process went smoothly as possible. "
Reviewed by Lucinda W, Cambridge, MD
" Michael Lynch was very knowledgeable and gave me all respect he gave me VIP service he kept me informed, I was pleased with Mr. Lynch I will refer him to friends and family "
Reviewed by Jacob S, Willards, MD
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.