Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Christina M, Jacksonville, FL
"They did a great job!"
Reviewed by Elizabeth A, Jacksonville Beach, FL
"Elysia Stobbe is the only person I will work with as we buy and expand our number of homes we own. She is an absolute rock star who is there every step of the way, taking the time to explain every single detail, whether day or night. She worked tirelessly to get us cleared to close in under 30 days which is incredible as business owner who is self-employed. There is no better team you will find than hers - I highly recommend her!"
Reviewed by Tierrah L, Orange Park, FL
"Elysia was great! She worked with my husband and I diligently and with patience. I would highly recommend her services to anyone looking to do business with accuracy and precision. Thank you again Elysia!"
Reviewed by Robert W, Orange Park, FL
"Overall terrific experience, I would recommend Elysia to anyone, she’s very knowledgeable, friendly and hands on throughout the home buying process. "
Reviewed by Charles E, Jacksonville, FL
"I've worked with Elysia Stobbe and the staff of NFM Lending multiple times over the years and have never been disappointed. They are great to do business with, and I highly recommend them!"
Reviewed by Diana K, Powder Springs, GA
"Working with Elysia was a wonderful experience. She was honest, approachable, and always available to answer any questions (and we had a lot of them!) I would recommend her to anyone."
Reviewed by Howard D, Jacksonville, FL
"Working with NFM Lending was a very pleasurable experience! Communication was great and and they were willing to help in anyway! Highly recommend!"
Reviewed by Robert E, Little Torch Key, FL
"Elysia and the entire staff at NFM Lending are experienced knowledgeable professionals. Every step of the process was stress free, quick, and easy. Elysia was available at all hours every day to quickly respond to any questions. We are return customers and will return again if services are needed. You will not find a better qualified efficient lender that puts customer service a priority."
Reviewed by John D, Lithia, FL
"Fast, courteous, and accurate. Overall awesome experience with my refi!"
Reviewed by Wayne B, Jacksonville, FL
"From the first day till the very end Elysia and her team took charge of all the detail. At one point I told them I couldn’t believe how easily everything was coming along. I was a first time buyer and they truly took care of me and kept me informed throughout the entire process. I will gladly recommend them to friends and family. "
Reviewed by Jacqueline C, Jacksonville Beach, FL
"Elysia was patient, helpful, friendly and competent. She was consistently available to assist me through the process in a personable way that made the whole experience as stress free as possible! "
Reviewed by Larry V, Riviera Beach, FL
"They are extremely organized and prompt. NFM was in regular communication with us via direct call, emIl and text monitoring and tracking every aspect of this transaction. I am grateful for their support. My wife and I are so happy in our new place. Thank you for making thi possible. "
Reviewed by Haley S, Port Saint Lucie, FL
"Elysia gave us all of the support and information we needed to purchase our first home. I will be recommending her to every friend who is looking to buy a home!"
Reviewed by Mark B
"Elysia was very friendly and had our best interest at all times. She was also knowledgable in a way to guide us down the right path."
Reviewed by Francisco V, Arlington, VA
"Elysia was fantastic and got us thorough it all with time to spare! Even with the right time frame in the contract. She’s amazing. We will use her again and refer others to her as well."
Reviewed by Aimee B, Arlington, VA
"Elysia is a fantastic professional whose dedication to customer service is like none I have ever seen. Additionally, she is a problem solver! We’ve purchased two homes through her, and folks whom I have referred to her have purchased through her as well. I will continue to refer folks to her. She rocks!"
Reviewed by Shoshanah M, Palm Coast, FL
"As a first time home buyer, I was very nervous and hesitant about the whole process. Elyssia was always very patient, friendly, and available for any and all of my questions from beginning to end. She was clear and concise and never spoke above my head. When I didn't understand something, she explained happily and patienty. Her willingness to see me through this process with constant support and kindness was invaluable to me! I would recommend her to anyone. "
Reviewed by Christopher T, Hendersonville, NC
"This is my 2nd time working with Elysia and if there is a possibility of another home Elysia hopefully will be right there again!"
Reviewed by Dustin L, St Johns, FL
"Elysia And her team we’re always quick to respond and took the time to break down concepts that we may not understand as well. They were fast, efficient, and thorough."
Reviewed by Zachary Z, Neptune Beach, FL
"Elysia made the loan process stress free by providing me with accurate updates and guidance. We were able to close within one month!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Maria Elysia Stobbe
CA-DOC146751; DC #MLO146751; FL # LO287; GA #30260; MD #15338; NC #I-136974; SC #LO 146751; TN #115144; VA #MLO-8607VA (www.nmlsconsumeraccess.org)