Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by James P, Melrose, FL
"Outstanding service and flawless process. A true expert! We are truly grateful to Elysia and NFM."
Reviewed by William C, Jacksonville, FL
"Elysia Stobbe was always available and incredibly proactive in supporting us through the process."
Reviewed by Haley S, Port St. Lucie, FL
"Elysia is amazing. She explained everything to me every step of the way and was available to answer my questions at any time. She made refinancing much easier than I thought it would be and is a pleasure to work with. Thanks Elysia!"
Reviewed by AMERICA O, Jacksonville, FL
"Elysia has done a great job at assisting us in refinancing our home. Even when we had the same 50 questions, she was more than accommodating in honestly answering them. Things could have been more difficult, especially during COVID but I have no complaints. Elysia and her team always kept in touch and were readily available. Thanks again!"
Reviewed by Jennifer L, Jacksonville, FL
"Elysia is extremely knowledgeable and patient. She ran through several scenarios as we were making our decision in what mortgage type was best. She knew all about the various mortgage products and was able to fully explain them to me and my husband. Even when I told her I was shopping around for a mortgage with various other lenders, she remained professional and helpful. So glad that we made the right decision to work with Elysia. "
Reviewed by Lauren R, Atlantic Beach, FL
"Elysia did a wonderful job! Communication was excellent, she went above and beyond and made sure that we were involved in every step of the process. We will definitely recommend her to friends and family. We could not be more pleased with Elysia and her team!"
Reviewed by Dylan W
"I absolutely love working with Elysia and her team! She made sure to keep me on track and was a tremendous help with getting information and documentation needed. Elysia is so patient and personable with me and that was a big help! The communication is excellent, and I love that she fully explained the process and all details. She willingly takes the extra time to explain anything we have questions on to ensure we are all on the same page. My family will always recommend Elysia and her team! "
Reviewed by Joseph B, Dallas, TX
"speed, thoroughness, availability,"
Reviewed by Gerald P, Ponte Vedra, FL
"Everything went perfectly. Elysia helped us with any questions we had and the process couldn't have gone better. Highly recommend and we have already told all of our friends and will continue to recommend in the future! Call Eylsia today!"
Reviewed by Tamara M, Ponte Vedra, FL
"Elysia was very personable and knowledgeable throughout the entire process. Elysia was wonderful to work with and made our experience smooth and enjoyable from start to finish. "
Reviewed by Mary A, St Augustine, FL
"I was kept well informed of the process. If I missed a message or email, Elysia always followed up. With the virus I had trouble finding access to a secure computer and Elysia made a special visit to where I was staying and brought her own to help me. She was so courteous and professional. She know everything about financing a mortgage and qualifying for one."
Reviewed by Dustin L, St Johns, FL
"Our process was made very clear as to the timelines and requirements. We were kept in the loop on more than a regular basis. Nothing was over-promised, but certainly over-delivered. You could tell that Elysia was going out of her way to keep us informed and confident."
Reviewed by Gerald A, Clearwater, FL
"Elysia and her team are great. She is the upmost professional and does her due diligence in order advise and her you achieve your goals accordingly. Thanks Elysia! We appreciate all that you do. "
Reviewed by Justin A, Jacksonville, FL
"Extremely knowledgeable and always made sure that we understood everything about the process. "
Reviewed by Caralyn A, Jacksonville, FL
"Great service! Appreciate all the support and help from Elysia through the entire process. Thank you! "
Reviewed by Diane P, Ponte Vedra, FL
"Elysia was extremely helpful throughout the entire process. She provided great insight and was always extremely professional. I highly recommend her!! "
Reviewed by Greg S, Ponte Vedra Beach, FL
"Each step was clearly outlined. We knew exactly which documents we needed and how to upload them. Every e-document was explained before we signed it. It was a completely transparent process so we were always kept informed where we were in the process. As Elysia and NFM can understand, it is a stressful process, but our hands were held. The level of support was outstanding. The level of communication was outstanding. The level of professionalism was outstanding. "
Reviewed by CHRISTOPHER J, Apopka, FL
"Elysia was so great to work with and extremely helpful in explaining everything!!"
Reviewed by Maria M, Jacksonville, FL
"Elysia was a joy to work with, very responsive and her answers were very always spot on. We can tell she really enjoys what she does and always tries to help people achieve their goal. She kept us informed every step of the way. Thank you Elysia."
Reviewed by Robert J, Fleming Island, FL
"Elysia is awesome and all her staff is courteous, responds quickly, and thorough. Rifinancing a mortgage , or two, isn't always pleasant but NFM makes it as painless, and quick, as possible. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Maria Elysia Stobbe
CA-DOC146751; DC #MLO146751; FL # LO287; GA #30260; MD #15338; NC #I-136974; SC #LO 146751; TN #115144; VA #MLO-8607VA (www.nmlsconsumeraccess.org)
Ready to get started or have any loan questions? Contact me at 410-215-5883 or email@example.com or submit the form below and I will call you.