Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Diane C M, Ponte Vedra Beach, FL
"Easy step by step process & great service!"
Reviewed by James Michael D, Saint Augustine, FL
" Elysia was excellent through this entire process. Every question that we had, Elysia had an answer. We never had any concerns as Elysia was constantly in contact with us throughout the entire homebuying experience. I would highly recommend Elysia to anyone in need of funding for the housing loan!"
Reviewed by Kathleen Dawn F, Palm Coast, FL
"Everything happened quickly and smoothly. Elysia was great about keeping me updated on the process. I was amazed at what a great experience I had. It makes everything less stressful when you have someone you can trust on your side! My loan fits my needs perfectly and she saved me time and money! I can’t recommend her enough! Simply the best!"
Reviewed by Elizabeth A E, Ponte Vedra Beach, FL
"Elysia was absolutely top notch throughout our entire process, as was JoAnn! They are incredibly focused on serving their customers at all hours of the day or night. Not only are they there for every question but they are both extremely positive and uplifting each time you talk to them. I have already recommended Elysia to others and will continue to do so as she is nothing short of the VERY BEST to work with!!"
Reviewed by Mark F, Jacksonville, FL
"Kept me up to speed through the whole process and everything went smoothly"
Reviewed by Amanda Nicole S, Jacksonville, FL
"Elysia was very efficient and professional, but she also took the time to explain everything that I needed done. Whether you are a first time home buyer, like me, or just someone who wants to be in their new home quickly I would recommend using Elysia Stobbe!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Maria Elysia Stobbe