Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Jesse V, Orange Park, FL
"Since this was our first home buying experience, we were super nervous and unfamiliar with the process. Elysia and her team educated us and took a lot of the stress away by providing constant communication and guidance, from everything to the realtor, insurance, VA and more. My wife and I are extremely happy with how everything worked out."
Reviewed by Carmen S, Jacksonville, FL
"Great team to work with! JoAnn Stewart was amazing with communication and getting task down in a timely manner. I would definitely use them again!! Thank you Elysia!"
Reviewed by Moneek L
"Elysia was a huge asset to have during our first time home purchase. We had a unique situation of purchasing a current rental and she was able to give us advice in many areas. She worked with our realtor to make sure everything was organized and we felt like she went above & beyond to make sure we felt comfortable with every step. Her team kept us on track with paperwork and everything was a smooth process online. Our closing was quick and easy! "
Reviewed by Tommi D
"This was my first buyer and Eylisa made it seamless. She is a great asset to NFM and I will refer her to others. Thanks for everything Eylisa."
Reviewed by Gregory H, Jacksonville, FL
"A big thanks to the team at NFM lending for making this process stress free and simple! As a first time home buyer Elysia and the team walked me through every step and I never felt pressured or confused. Elysia and the team were always available and were personable throughout the process. Elysia is an all-star!! "
Reviewed by Michael M, Jacksonville Beach, FL
"The process was smooth and easy. My favorite part was the constant and quick communication from Elysia and her team. I was never left in the dark on anything and they answered all of my questions very quickly. That quality of communication adds comfort and confidence to the borrower. It's tough to get a loan being self employed and a lot of documentation is needed. They knew exactly what it would take to get approved and made it happen for me in less than 30 days. Thank you!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Maria Elysia Stobbe