Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Victor J, St. Augustine, FL
"Elysia was fantastic! Knowledgeable and always patient and available. We couldn't have been happier with our experience . "
Reviewed by Joseph M, Jacksonville, FL
"Elysia went above and beyond throughout the process. She answered all of our questions, returned phone calls promptly, and advised us when we needed it. He guidance through the whole process made it so much better. "
Reviewed by Michelle S, Stevensville, MD
"I am a first time homebuyer and Elysia and her team made it such an easy process. They answered all of my questions and explained the papers I had to sign. The NFM process is very educational. I understood every step and the documents which made the closing easy."
Reviewed by Michael V, Saint Augustine, FL
"Most helpful. Clear and concise communication. I was informed ever step of the way."
Reviewed by Michelle L, Wesley Chapel, FL
"Our experience with NFM was truly amazing and a God-send. It was like having our own set of cheerleaders who were genuinely excited and happy for us. Elysia, Brandy, and Danielle went above and beyond. From their encouragement, support, constant communication, and honesty, we are forever grateful. They went above and beyond, and even stayed late on several occasions to help make sure things got done. I know God crossed our paths and we highly recommend Elysia Stobbe and her team with NFM lending"
Reviewed by Kristen D, Jacksonville Beach, FL
"Elysia Stobbe was so easy and knowledgeable to work with. "
Reviewed by William B, Silver Spring, MD
Reviewed by Wallace J, Jacksonville, FL
"Closing a loan for a business owner who has had numerous interesting past twists in his real estate career is a special challenge. Elysia Stobbe and her team got the job done!"
Reviewed by Beejay D
"Elysia Stobbe did not just help process and secure a loan, but she went as far as educating us on the mortgage and loan process. This was very appreciated since we were a first-time homebuyer. Elysia Stobbe was also in constant communication and was available at any time we had any question. She also worked had to get us the best available rate for our mortgage loan. Thank you, Elysia Stobbe. We appreciate your service."
Reviewed by William N
"Elysia and her staff were very patient leading us through the whole process . We where lucky to have found her and her staff."
Reviewed by Christina M, Jacksonville, FL
"They did a great job!"
Reviewed by Elizabeth A, Jacksonville Beach, FL
"Elysia Stobbe is the only person I will work with as we buy and expand our number of homes we own. She is an absolute rock star who is there every step of the way, taking the time to explain every single detail, whether day or night. She worked tirelessly to get us cleared to close in under 30 days which is incredible as business owner who is self-employed. There is no better team you will find than hers - I highly recommend her!"
Reviewed by Tierrah L, Orange Park, FL
"Elysia was great! She worked with my husband and I diligently and with patience. I would highly recommend her services to anyone looking to do business with accuracy and precision. Thank you again Elysia!"
Reviewed by Robert W, Orange Park, FL
"Overall terrific experience, I would recommend Elysia to anyone, she’s very knowledgeable, friendly and hands on throughout the home buying process. "
Reviewed by Charles E, Jacksonville, FL
"I've worked with Elysia Stobbe and the staff of NFM Lending multiple times over the years and have never been disappointed. They are great to do business with, and I highly recommend them!"
Reviewed by Diana K, Powder Springs, GA
"Working with Elysia was a wonderful experience. She was honest, approachable, and always available to answer any questions (and we had a lot of them!) I would recommend her to anyone."
Reviewed by Howard D, Jacksonville, FL
"Working with NFM Lending was a very pleasurable experience! Communication was great and and they were willing to help in anyway! Highly recommend!"
Reviewed by Robert E, Little Torch Key, FL
"Elysia and the entire staff at NFM Lending are experienced knowledgeable professionals. Every step of the process was stress free, quick, and easy. Elysia was available at all hours every day to quickly respond to any questions. We are return customers and will return again if services are needed. You will not find a better qualified efficient lender that puts customer service a priority."
Reviewed by John D, Lithia, FL
"Fast, courteous, and accurate. Overall awesome experience with my refi!"
Reviewed by Wayne B, Jacksonville, FL
"From the first day till the very end Elysia and her team took charge of all the detail. At one point I told them I couldn’t believe how easily everything was coming along. I was a first time buyer and they truly took care of me and kept me informed throughout the entire process. I will gladly recommend them to friends and family. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Maria Elysia Stobbe
CA-DOC146751; DC #MLO146751; FL # LO287; GA #30260; MD #15338; NC #I-136974; SC #LO 146751; TN #115144; VA #MLO-8607VA (www.nmlsconsumeraccess.org)