Luis M. Torres
Mortgage Loan Originator | NMLS# 336855 Apply Now Upload Docs Returning Applicant ContactAbout
I am a highly experienced financial professional with over 35 years of experience, an MBA in Finance and Management and a BS in Accounting. Hailing from Mexico, my extensive experience in Banking, Customer Service and Financial Counseling began in Corporate Banking Finance, which then led to residential mortgage loans, as well as the Real Estate industry.
With a proven track record of building strong customer relationships, motivating others, training and providing professional career development to groups and individuals, it has afforded me a wealth of success and outstanding client satisfaction. For the past twelve years, I have been a licensed Mortgage Loan Officer Consultant in the state of Florida, extending residential mortgages and helping over 400 families achieve their dream of home ownership. My main goal is to make the purchase and financing process as stress free as possible while at the same time obtaining the best terms and conditions for my clients. My continued success is due in large part to my passion and dedication to customer satisfaction and my highly personalized service and knowledge base.
Awards
Testimonials
Jan 2020
Reviewed by Andres D, Brandon, FL
"Luis since the first time he helped us get the the loan for house was very knowledgeable helpful when moments got tense. He assured us every time we felt something was going bad. We are very grateful for he has done for us."
Dec 2019
Reviewed by William C, Valrico, FL
"From start to closing, Luis Torres provided exceptional hands on service. We were kept informed with clear direction throughout the process. "
Nov 2019
Reviewed by Jose N, Port Saint Lucie, FL
"If you want,fast results,professionals,and a Loan Originator to guide you step by step.Go with the PRO,go with LUIS TORRES and NFM LENDING.They are simply the best."
Nov 2019
Reviewed by Rachel E, Miramar, FL
"Excellent job ! I recommend đź’Ż % "
Nov 2019
Reviewed by Yosvany M, Valrico, FL
"My experience was wonderful, very professional, very layered, giving you enough information to make the process a beautiful experience."
Oct 2019
Reviewed by Albania C, Valrico, FL
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Oct 2019
Reviewed by Melinda T, Lutz, FL
"Luis was referred to me on a Sunday and he actually called me back on that Sunday. Luis talked me through the entire process, each step along the way. He kept me informed in an unobtrusive way, Luis put my mind at each ease when I was concerned about items that may impact my refinance. He was friendly, professional and so helpful throughout the entire process."
Sep 2019
Reviewed by Julio A, Plantation, FL
"Great personalities, communicate very well, searching for the best Deals!"
Oct 2019
Reviewed by Carlos C, Brandon, FL
"La mejor calidad y servicio y honestidad la encontraras con Luis el nos mantuvo siempre en comunicacion siempre velando por nuestra compra que fuera segura y q valiera la pena comprar la propiedad eres parte de nuestra familia por su calidad y honestidad ."
Sep 2019
Reviewed by Maria E, Plantation, FL
"Reliable, with great experience, very friendly "
Sep 2019
Reviewed by Gina T, Riverview, FL
"Luis and his team were a pleasure to work with and kept us informed every step of the way. Communication was excellent!! I would definitely recommend them."
Sep 2019
Reviewed by Jason L, Riverview, FL
"I have to say that this was one of the smoothest, most pleasant experiences I have ever had dealing with a lender. The level of customer service was amazing. "
Sep 2019
Reviewed by Jose C, Brandon, FL
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Aug 2019
Reviewed by Monty C, Apollo Beach, FL
"Very personable, responsive and professional! Exceptional experience!"
Aug 2019
Reviewed by Kelly T, Temple Terrace, FL
"Very professional and helpful in guiding us through the entire process."
Jul 2019
Reviewed by Eldon L
"Luis worked hard to obtain the best deal for us. He had to overcome some obstacles in order to make everything happen. We couldn't be happier!"
Jul 2019
Reviewed by Westley D
"Luis did an excellent job. He kept us informed of each step as we went through the loan process. He also gave us a different options for our loan. Luis kept us well informed for decision on which way to go. He was very considerate and flexible with his time. I would definitely recommend him to anybody else who's looking for a home loan. We like to thank Luis so much for working with us."
Jul 2019
Reviewed by Sarah J
"NFM was great! I felt communicated with and they made sure I was aware of every little thing. Luis answered all my questions and always got back to me right away! Wonderful experience! "
Jun 2019
Reviewed by Antonio J, Gibsonton, FL
"Couldn’t ask for better service and commitment. Such an honor to have you as our lender! Excellent "
Jun 2019
Reviewed by Ofmara Y, Gibsonton, FL
"Excellent service and commitment. "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
How to Find the Right Real Estate Agent
January 10, 2020
If you’re ready to sell or buy a home, you will need a competent real estate agent to guide you through the process. With so many agents out there, how do you know which one will be the best for you? Much like dating, you may have to try out different people to find an agent who “clicks” wi…
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Letters from Soldiers (Troop Drive 2019)
January 6, 2020
Since our 12th annual Support Our Troops Drive in 2019, we’ve received great letters from soldiers stationed around the world. In November, we sent 250 care packages to 125 groups of soldiers. Today, we continue to send 4 care packages every month as a small way to show our troops how mu…
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NFM Lending salutes Danny Austin
January 2, 2020
LINTHICUM, MD, January 2, 2020— NFM Lending is pleased to honor Sergeant Danny Austin as the NFM Salute for January 2020. Danny served in the U.S. Air Force from 1969 to 1981. He served three tours in Vietnam, treating wounded soldiers as a Rescue Medic. For his own peace of mind and to avoid h…
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New Year’s Resolutions for the Home Seller
December 28, 2019
New Year’s is an ideal time to make resolutions to hit the gym, eat healthier, and make better choices. For many homeowners, the process of making their home marketable can feel overwhelming, and the prep stage often gets put on the backburner. Why not resolve to make 2020 the year to get your …
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Contact Me
Luis M. Torres
Mortgage Loan Originator
NMLS ID#:
336855
Phone:
813-961-3900
Email:
ltorres@nfmlending.com