About
I am a highly experienced financial professional with over 35 years of experience, an MBA in Finance and Management and a BS in Accounting. Hailing from Mexico, my extensive experience in Banking, Customer Service and Financial Counseling began in Corporate Banking Finance, which then led to residential mortgage loans, as well as the Real Estate industry.
With a proven track record of building strong customer relationships, motivating others, training and providing professional career development to groups and individuals, it has afforded me a wealth of success and outstanding client satisfaction. For the past twelve years, I have been a licensed Mortgage Loan Officer Consultant in the state of Florida, extending residential mortgages and helping over 400 families achieve their dream of home ownership. My main goal is to make the purchase and financing process as stress free as possible while at the same time obtaining the best terms and conditions for my clients. My continued success is due in large part to my passion and dedication to customer satisfaction and my highly personalized service and knowledge base.
Awards
Testimonials
Jun 2018
Reviewed by Hernando S, Tampa, FL
"The whole team was great and helpfuli,to me they are the best compared with others and special tanks to MR Luis"
Jun 2018
Reviewed by Maria E L, Plantation, FL
"Always available; answers all our questions. A Very patience person and always willing to serve."
May 2018
Reviewed by Juan Jose M, Plant City, FL
"I want to take the time to say THANK YOU!!! Thanks for all the effort you put into getting the best for me and my family I 100% recommend Luis he did everything really quick and professional... God bless you.."
May 2018
Reviewed by Abdielle R S, Ruskin, FL
"I recommend it 100%"
May 2018
Reviewed by Maria A, Seffner, FL
"NFM Lending and loan originator were thorough and professional."
May 2018
Reviewed by Natalia R, Tampa, FL
"Very professional. Always available to answer any questions I had trhought our the process . "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
2018 May Be The Year for Renovation Loans
July 17, 2018
If you’re looking to buy a home, be prepared to meet a few challenges with today’s housing market. Not only is there a shortage of homes, but the available housing stock is aging. These challenges might seem discouraging but taking a look at the 2018 housing market and what options you have a…
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What is a G-Fee and what does it have to do with my interest rate?
July 3, 2018
As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
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NFM Lending salutes Catherine L. Clapp, USN, Retired
July 2, 2018
LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
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NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018
June 22, 2018
LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award. NFM Lending received the award at a ceremony held T…
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