Luis M. Torres
Mortgage Loan Originator | NMLS# 336855 Apply Now Upload Docs Returning Applicant ContactAbout
I am a highly experienced financial professional with over 35 years of experience, an MBA in Finance and Management and a BS in Accounting. Hailing from Mexico, my extensive experience in Banking, Customer Service and Financial Counseling began in Corporate Banking Finance, which then led to residential mortgage loans, as well as the Real Estate industry.
With a proven track record of building strong customer relationships, motivating others, training and providing professional career development to groups and individuals, it has afforded me a wealth of success and outstanding client satisfaction. For the past twelve years, I have been a licensed Mortgage Loan Officer Consultant in the state of Florida, extending residential mortgages and helping over 400 families achieve their dream of home ownership. My main goal is to make the purchase and financing process as stress free as possible while at the same time obtaining the best terms and conditions for my clients. My continued success is due in large part to my passion and dedication to customer satisfaction and my highly personalized service and knowledge base.
My Videos
Awards
Testimonials
Mar 2020
Reviewed by Beverly D, Land O Lakes, FL
"Luis was great with communication and very patient with us gathering the information he needed. He was able to get us the loan we needed and wanted. Luis help make this purchase go smoothly and I will recommend him and use him in the future if need be. Thank you."
Feb 2020
Reviewed by Stephen T, Valrico, FL
"We had an absolutely wonderful experience every step of the way. Great communication, helpful, and effective. We couldn’t be happier "
Jan 2020
Reviewed by Eduardo J, Hudson, FL
"The are amazing "
Jan 2020
Reviewed by Andres D, Brandon, FL
"Luis since the first time he helped us get the the loan for house was very knowledgeable helpful when moments got tense. He assured us every time we felt something was going bad. We are very grateful for he has done for us."
Dec 2019
Reviewed by William C, Valrico, FL
"From start to closing, Luis Torres provided exceptional hands on service. We were kept informed with clear direction throughout the process. "
Nov 2019
Reviewed by Jose N, Port Saint Lucie, FL
"If you want,fast results,professionals,and a Loan Originator to guide you step by step.Go with the PRO,go with LUIS TORRES and NFM LENDING.They are simply the best."
Nov 2019
Reviewed by Rachel E, Miramar, FL
"Excellent job ! I recommend 💯 % "
Nov 2019
Reviewed by Yosvany M, Valrico, FL
"My experience was wonderful, very professional, very layered, giving you enough information to make the process a beautiful experience."
Oct 2019
Reviewed by Albania C, Valrico, FL
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Oct 2019
Reviewed by Melinda T, Lutz, FL
"Luis was referred to me on a Sunday and he actually called me back on that Sunday. Luis talked me through the entire process, each step along the way. He kept me informed in an unobtrusive way, Luis put my mind at each ease when I was concerned about items that may impact my refinance. He was friendly, professional and so helpful throughout the entire process."
Sep 2019
Reviewed by Julio A, Plantation, FL
"Great personalities, communicate very well, searching for the best Deals!"
Oct 2019
Reviewed by Carlos C, Brandon, FL
"La mejor calidad y servicio y honestidad la encontraras con Luis el nos mantuvo siempre en comunicacion siempre velando por nuestra compra que fuera segura y q valiera la pena comprar la propiedad eres parte de nuestra familia por su calidad y honestidad ."
Sep 2019
Reviewed by Maria E, Plantation, FL
"Reliable, with great experience, very friendly "
Sep 2019
Reviewed by Gina T, Riverview, FL
"Luis and his team were a pleasure to work with and kept us informed every step of the way. Communication was excellent!! I would definitely recommend them."
Sep 2019
Reviewed by Jason L, Riverview, FL
"I have to say that this was one of the smoothest, most pleasant experiences I have ever had dealing with a lender. The level of customer service was amazing. "
Sep 2019
Reviewed by Jose C, Brandon, FL
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Aug 2019
Reviewed by Monty C, Apollo Beach, FL
"Very personable, responsive and professional! Exceptional experience!"
Aug 2019
Reviewed by Kelly T, Temple Terrace, FL
"Very professional and helpful in guiding us through the entire process."
Jul 2019
Reviewed by Eldon L
"Luis worked hard to obtain the best deal for us. He had to overcome some obstacles in order to make everything happen. We couldn't be happier!"
Jul 2019
Reviewed by Westley D
"Luis did an excellent job. He kept us informed of each step as we went through the loan process. He also gave us a different options for our loan. Luis kept us well informed for decision on which way to go. He was very considerate and flexible with his time. I would definitely recommend him to anybody else who's looking for a home loan. We like to thank Luis so much for working with us."
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
Get The Most Out Of Your Tax Refund
March 29, 2020
Note: This blog was originally published in March 2014 and has been updated. Not many people like filing their taxes, but there is a bright spot to completing all those forms: getting that sweet, sweet refund. You can use the money any way you’d like, but why not put it towards having a more f…
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NFM Lending Sponsors 9th Annual Red Shoe Shuffle
March 23, 2020
LINTHICUM, MD, March 23, 2020—NFM Lending is proud to sponsor the Ronald McDonald House Charities Maryland’s (RMHCMD) 9th annual Red Shoe Shuffle 5k Run and Walk. The event will take place on Sunday, March 29, 2020. This will be the ninth year in a row that NFM Lending has sponsored and parti…
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How to Stage Your Home During Spring
March 14, 2020
Spring is a season so beautiful and favorable that your house almost sells itself. Though the temperate weather and lovely springtime blossoms makes selling a bit easier, there are many ways you can make the most of the season to show off your home to buyers. We’re letting you in on some tips f…
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NFM Lending salutes Roger Dennis
March 2, 2020
LINTHICUM, MD, March 2, 2020— NFM Lending is pleased to honor Sergeant Roger Dennis as the NFM Salute for March 2020. Dennis served in the U.S. Army from 1966 to 1972 as a member of the 11th Armored Cavalry Regiment. He was stationed in Vietnam in the region surrounding Saigon (Ho Chi Min City)…
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Contact Me
Luis M. Torres
Mortgage Loan Originator
NMLS ID#:
336855
Phone:
813-961-3900
Email:
ltorres@nfmlending.com
Ready to get started or have any loan questions? Contact me at 813-961-3900 or ltorres@nfmlending.com or submit the form below and I will call you.