Luis M. Torres
Mortgage Loan Originator | NMLS# 336855 Apply Now Upload Docs Returning Applicant ContactAbout
I am a highly experienced financial professional with over 35 years of experience, an MBA in Finance and Management and a BS in Accounting. Hailing from Mexico, my extensive experience in Banking, Customer Service and Financial Counseling began in Corporate Banking Finance, which then led to residential mortgage loans, as well as the Real Estate industry.
With a proven track record of building strong customer relationships, motivating others, training and providing professional career development to groups and individuals, it has afforded me a wealth of success and outstanding client satisfaction. For the past twelve years, I have been a licensed Mortgage Loan Officer Consultant in the state of Florida, extending residential mortgages and helping over 400 families achieve their dream of home ownership. My main goal is to make the purchase and financing process as stress free as possible while at the same time obtaining the best terms and conditions for my clients. My continued success is due in large part to my passion and dedication to customer satisfaction and my highly personalized service and knowledge base.
Awards
Testimonials
Jun 2019
Reviewed by Nilda C, Riverview, FL
"Luis Torres was very supportive, cordial and friendly. "
May 2019
Reviewed by Antonio B, Riverview, FL
"excelente muy buen servicio estamos muy agradecido de usted "
May 2019
Reviewed by Sandra S, Wesley Chapel, FL
"Excellent service during the process, professional team. Exceeded my expectation!"
Apr 2019
Reviewed by Rito A, Winter Haven, FL
"Luis was amazing!! Thank you Luis! Will definitely be recommending Cutomers to youđź‘Ť"
Apr 2019
Reviewed by Juan R, Lakeland, FL
"Excellent costumer service and communication "
Mar 2019
Reviewed by Michael M, Tampa, FL
"VA loans are really hard to process not only for lender but the borrower as well. Somehow Luis Torres and the NFM staff made it all go so smooth it was incredible, even when in the middle of the process I got hospitalized for 7 days and had to do a lot of paperwork and communicating from my cell phone.? I’m very happy to have made the decision to go with Luis and NFM over my fist choise “USAA Bank”.? I’ll recommend Luis Torres and NFM Lendding to anyone that needs or are thinking of purchasing."
Mar 2019
Reviewed by Maria D, Tampa, FL
"Everyone was very helpful . He was great . Answer all questions at any time ."
Mar 2019
Reviewed by Juan G, Tampa, FL
"Every one is very helpful .Luis wis great answering all our questions at any time. Thanks to every one on the team"
Jan 2019
Reviewed by Maria A, Hudson, FL
"Excellent !!!"
Dec 2018
Reviewed by Johnny A, Valrico, FL
"Excellent Professional"
Dec 2018
Reviewed by Rosaura D, Valrico, FL
"Excellent professional, always answered my inquiries in a quick time and good manner. "
Dec 2018
Reviewed by Maritza L, Tampa, FL
"I WAS SO IMPRESSIVE WHEN I SAW ON THE TV ON THE NFM OFFICE WELCOME MARITZA.....,I FEEL LIKE A FAMILY,RELAX AND SURE THAT I WAS IN THE CORRECT PLACE"
Nov 2018
Reviewed by Louis A, Tampa, FL
"My overall experience with Luis Torres was great. He was very helpful, a very hard working and dedicated man and trustworthy. He worked even at moments when he did not have to work for our case and knows how to do his job. NFM Lending made us feel comfortable, they had a positive attitude and also dedicated to trying to help their customers. We thank you very much for the good communication and helping us purchase our home. We are very satisfied. THANK YOU! ;) "
Nov 2018
Reviewed by Nestor N, Tampa, FL
"Luis was great he keep me uptodate with all the information about my loan and help expedite the process for closing which is what I want it. "
Oct 2018
Reviewed by Juan F, Brandon, FL
"Great service and communication "
Oct 2018
Reviewed by Rebeca J, Tampa, FL
"I had a great experience with my MLO Mr. Luis Torres. I would recommend him to anyone looking for a home. "
Oct 2018
Reviewed by Carlos A, Riverview, FL
"Luis and his team are very pleasant to work with. They kept us inform and were very helpful"
Oct 2018
Reviewed by Susan C, Brooksville, FL
"I believe Luis went above and beyond in all the personal attention he gave me."
Oct 2018
Reviewed by Dora L, Tampa, FL
"Great "
Sep 2018
Reviewed by William J, Brandon, FL
"Great"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending ranked in the Top Mortgage Lenders 2018
June 3, 2019
LINTHICUM, MD, June 3, 2019 — NFM Lending is proud to announce they ranked in the Top Mortgage Lenders 2018 by Scotsman Guide. Each year, Scotsman Guide compiles a list of the nation’s 75 top-producing mortgage companies and publicly traded banks by their total yearly mortgage volume. Accordi…
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NFM Lending salutes Thomas Watson
LINTHICUM, MD, June 3, 2019— NFM Lending is pleased to honor Chaplain (MAJ) Thomas Watson as the NFM Salute for June 2019. Chaplain Watson’s 17 years of service in the Army National Guard began in 1985 as a 19 Delta Cavalry Scout. He subsequently received a direct commission in the U.S. Army …
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NFM Lending Sponsors the Fourth Annual Stride and Thrive
May 24, 2019
LINTHICUM, MD, May 24, 2019— NFM Lending is proud to be the returning Presenting Sponsor for the fourth annual Stride and Thrive 5k and 1-mile run/walk on June 9, 2019. This event will benefit the Kelly Gynecologic Oncology Service in the Johns Hopkins Department of Gynecology & Obstetrics.…
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NFM Lending Named Best Places to Work Finalist
May 22, 2019
LINTHICUM, MD, May 22, 2019 — NFM Lending is proud to announce it was named a finalist of the Best Places to Work 2019 by Baltimore Business Journal. Every year, Baltimore Business Journal (BBJ) conducts a months-long nomination process and online survey of local companies. The survey was limit…
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Contact Me
Luis M. Torres
Mortgage Loan Originator
NMLS ID#:
336855
Phone:
813-961-3900
Email:
ltorres@nfmlending.com