Luis M. Torres
Mortgage Loan Originator | NMLS# 336855 Apply Now Upload Docs Returning Applicant ContactAbout
I am a highly experienced financial professional with over 35 years of experience, an MBA in Finance and Management and a BS in Accounting. Hailing from Mexico, my extensive experience in Banking, Customer Service and Financial Counseling began in Corporate Banking Finance, which then led to residential mortgage loans, as well as the Real Estate industry.
With a proven track record of building strong customer relationships, motivating others, training and providing professional career development to groups and individuals, it has afforded me a wealth of success and outstanding client satisfaction. For the past twelve years, I have been a licensed Mortgage Loan Officer Consultant in the state of Florida, extending residential mortgages and helping over 400 families achieve their dream of home ownership. My main goal is to make the purchase and financing process as stress free as possible while at the same time obtaining the best terms and conditions for my clients. My continued success is due in large part to my passion and dedication to customer satisfaction and my highly personalized service and knowledge base.
Awards
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending named a Top Workplace for Eighth Straight Year
December 9, 2019
LINTHICUM, MD, December 9, 2019— NFM Lending is proud to announce that it was named a Top Workplace in the Baltimore area by The Baltimore Sun. This is the eighth consecutive year that NFM Lending has received this honor. Each year, The Baltimore Sun distributes a survey to employees of Baltimo…
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How to Prepare Your Home for Winter Weather
December 5, 2019
Note: This blog was originally published in November 2013 and has been updated. As the days get shorter and the temperatures go down, the threat of winter storms and rising gas and electric bills become real. In order to make sure that your home is protected during a storm and is efficiently usin…
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NFM’s Support Our Troops Drive 2019
On Thursday, November 21, 2019, NFM Lending completed its 12th annual “Support Our Troops Drive,” sending 250 care packages to 125 groups of U.S. soldiers stationed overseas. Employees spent the months of October and November collecting supplies and goodies. With the help of AnySoldier® we…
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NFM Lending salutes Jerry Williams
December 2, 2019
LINTHICUM, MD, December 1, 2019— NFM Lending is pleased to honor Specialist Jerry Williams as the NFM Salute for December 2019. Jerry served in the U.S. Army from 1968 to 1969 in both Ft. Hood, Texas and Chu Lai, Vietnam. He was a member of H-Troop 17th Cavalry as a gunner on an armored personn…
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Contact Me
Luis M. Torres
Mortgage Loan Originator
NMLS ID#:
336855
Phone:
813-961-3900
Email:
ltorres@nfmlending.com