Luis M. Torres
Mortgage Loan Originator | NMLS# 336855 Apply Now Upload Docs Returning Applicant ContactAbout
I am a highly experienced financial professional with over 35 years of experience, an MBA in Finance and Management and a BS in Accounting. Hailing from Mexico, my extensive experience in Banking, Customer Service and Financial Counseling began in Corporate Banking Finance, which then led to residential mortgage loans, as well as the Real Estate industry.
With a proven track record of building strong customer relationships, motivating others, training and providing professional career development to groups and individuals, it has afforded me a wealth of success and outstanding client satisfaction. For the past twelve years, I have been a licensed Mortgage Loan Officer Consultant in the state of Florida, extending residential mortgages and helping over 400 families achieve their dream of home ownership. My main goal is to make the purchase and financing process as stress free as possible while at the same time obtaining the best terms and conditions for my clients. My continued success is due in large part to my passion and dedication to customer satisfaction and my highly personalized service and knowledge base.
My Videos
Awards
Testimonials
Jul 2020
Reviewed by Rodolfo N, Brandon, FL
"I was very kind because I lern a lt about every prosess. "
Jul 2020
Reviewed by Henry M, Ocala, FL
"Me Luis Torres was very profesional and courtesy and friendly understanding the need of a new home seeking buyer’s and also I had excellent experience with Cindy Gregory as well very pleasant and overall my realtor agent she may things possible she work so hard and tiredless , if in the future wanna buy another house I will seek her professional advice. Thank you all for make dreams home come true Your Sincerely. Henry Torres "
Jul 2020
Reviewed by Hector L, Port Richey, FL
"My experience with Luis Torres and the NFM team was really quick and professional. I am VERY happy and pleased with how easy they make this happened for us. I am an experience home owner and this has been by far, the best experience I have ever have when it come to by a house and all the pre approval and qualifications. Good look and God Bless You All."
Jun 2020
Reviewed by Franklin H, Land O Lakes, FL
"Luis was amazing. He was always available and provided me with numbers when needed in a timely manner. I felt like he genuinely cared to make the process as easy as possible for me."
Jun 2020
Reviewed by Frederick H, Winter Haven, FL
"Very friendly. Answered all questions in very professional manner. Very helpful"
Jun 2020
Reviewed by Jorge L, Riverview, FL
"It was an easy, fast and well-coordinated process even more in these pandemic days. Working with Luis Torres is always a pleasure because of the trust and honesty and concern that he has for his clients."
May 2020
Reviewed by Jose A, Brandon, FL
"Communication is always fast and friendly. We are never afraid of asking questions to Luis. The entire process went smoothly and we got a great loan refinance rate."
May 2020
Reviewed by Joseph K, Lithia, FL
"Fast and clear communication. Smoothest closing anyone has ever heard of that I’ve talked to. "
May 2020
Reviewed by Doris B, Tampa, FL
"Cindy Gregory and her team were provided excellent customer service and information throughout the process. They prepared me for each step of the process and answered questions promptly. Communication can make on was clear and concise. Even bad news was delivered with empathy and care. Top notch group of prof ssionals."
May 2020
Reviewed by Sandra S, Tampa, FL
"Luis and his Team very professional . 100% Satisfied !!"
Apr 2020
Reviewed by Jose M, Riverview, FL
"Was perfect "
Apr 2020
Reviewed by Oscar O, Tampa, FL
"Good"
Apr 2020
Reviewed by Damaris R, Lakeland, FL
"Luis was very understanding in the process and was able to help at any time, even during the weekends. I am very grateful for his service and availability. I would recommend it to future buyers."
Mar 2020
Reviewed by Beverly D, Land O Lakes, FL
"Luis was great with communication and very patient with us gathering the information he needed. He was able to get us the loan we needed and wanted. Luis help make this purchase go smoothly and I will recommend him and use him in the future if need be. Thank you."
Feb 2020
Reviewed by Stephen T, Valrico, FL
"We had an absolutely wonderful experience every step of the way. Great communication, helpful, and effective. We couldn’t be happier "
Jan 2020
Reviewed by Eduardo J, Hudson, FL
"The are amazing "
Jan 2020
Reviewed by Andres D, Brandon, FL
"Luis since the first time he helped us get the the loan for house was very knowledgeable helpful when moments got tense. He assured us every time we felt something was going bad. We are very grateful for he has done for us."
Dec 2019
Reviewed by William C, Valrico, FL
"From start to closing, Luis Torres provided exceptional hands on service. We were kept informed with clear direction throughout the process. "
Nov 2019
Reviewed by Jose N, Port Saint Lucie, FL
"If you want,fast results,professionals,and a Loan Originator to guide you step by step.Go with the PRO,go with LUIS TORRES and NFM LENDING.They are simply the best."
Nov 2019
Reviewed by Rachel E, Miramar, FL
"Excellent job ! I recommend 💯 % "
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
How to Save Money and Energy During the Summer
July 7, 2020
During the peak of summer, you might do whatever it takes to stay cool. Before you run to turn your thermostat down in the peak of summer, keep in mind the monetary cost to keeping your home’s temperature regulated. Saving money and energy go hand in hand, and you can do both by being strategic…
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NFM Lending salutes Tyler Stallings
July 1, 2020
LINTHICUM, MD, July 1, 2020— NFM Lending is pleased to honor Tyler Stallings as the NFM Salute for July 2020. When he was just four years old, Tyler’s mother, Andrea Blackstone, began teaching him about Veterans. Tyler came to understand that military service members were true American heroes…
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5 Summer Safety Tips
June 30, 2020
Summer has officially begun, and there are so many ways to enjoy it! Even if you’re staying close to home, you can still create magical memories with your loved ones. Life can seem to slow down during the summer, but that doesn’t mean you should let down your guard when it comes to staying sa…
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The Real Costs of Owning a Pool
June 26, 2020
As a homeowner, you’ve probably fantasized about having your own pool. As the days grow hotter and summer arrives, you’ll probably be daydreaming of sitting poolside in your own backyard even more. Having your own pool might seem like paradise, but it’s not that simple. Before you dive head…
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Contact Me
Luis M. Torres
Mortgage Loan Originator
NMLS ID#:
336855
Phone:
813-961-3900
Email:
ltorres@nfmlending.com
Ready to get started or have any loan questions? Contact me at 813-961-3900 or ltorres@nfmlending.com or submit the form below and I will call you.