Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Christopher S, Parker, CO
"It was great"
Reviewed by Katie R
"Our loan originator was also professional and positive. Always willing to answer any questions about the loan process at anytime. "
Reviewed by Tiffany H
"Kristal went above and beyond and I was able to get everything I needed without any issues and she was also super responsive! I will for sure use her again."
Reviewed by Chris M
"Kristal is amazing!!!! Her and her team did everything they could for us! The closed us early and got us the best rates. She is the best!!!"
Reviewed by Brenda S
"Kristal was very friendly, knowledgeable and answered all of our questions and took the time to go over everything with us! She returned phone calls promptly. I would highly recommend Kristal to my friends and family! "
Reviewed by brightdream makers
"Kristal was with us from the beginning to the end of our home buying process, she was even available on Sundays. If you're looking for a down to earth lender who's compassionate about her job, she's the right one. Thank you Kristal!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Kristal Rubadue Branscome