Kimberly Lemasters
Kimberly Lemasters

Kimberly Lemasters

Sales Manager / Loan Originator | NMLS# 202705 Apply Now / Aplicar Upload Docs Returning Applicant Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!

My Videos




Sep 2020

Reviewed by Howard W, Montrose, WV

"Kim was great! She thoroughly explained everything and dealt with all of my crazy!! "


Aug 2020

Reviewed by Cass J, Davis, WV

"Kim brought confidence and surety to my refinance experience. She communicated with me throughout the entire process and kept everything on track. It was completely painless and stress free! And best of all, I received a great rate and they will have my business for life. I've already referred one friend and there will be more."


Aug 2020

Reviewed by Douglas A, Mill Creek, WV

"Very patient and willing to work with you and explain the process to help you in anyway they can."


May 2020

Reviewed by Jimmie D, Elkins, WV

"Kim was so helpful, friendly and kept in touch frequently! I would recommend her to anyone wanting to purchase a home. Thank you so much for everything Kim!! "


Apr 2020

Reviewed by Kayla L, Mill Creek, WV

"Kim was amazing throughout the entire home buying process! She was so open with communication and very clear in explaining each process entirely! She was so personable and I feel like I knew her prior to starting the Loan process to purchase my home.It went smoothly the entire time and it was easier then I could’ve ever imagined to purchase my first home! I would highly recommend Kim Lemasters at NFM Lending and would most definitely choose her first if I had to start all over in the beginning! "


Oct 2019

Reviewed by Mikayah E, Elkins, WV


Loan Tools

Here are some useful links to get you started in the loan process.


Homebuying and Selling

Benefits of Homebuying and Selling in the Fall

Fall usually makes you think of colorful foliage, warm, spiced drinks, and carving pumpkins, but what about buying and selling a home? Fall isn’t traditionally a popular time for the real estate market, but that’s exactly why it can be your secret weapon. Here are some of the benefits of home…
Read more

Credit Score

How Important is Credit Score When Buying a Home?

Mortgage lenders look at many factors when determining your loan eligibility and rate, including your credit score. You may understand the importance of having a good credit score, but just how important is credit score when buying a home? Here are some of the factors lenders are taking into cons…
Read more

Ray Cash Care

NFM Lending salutes Ray “Cash” Care

LINTHICUM, MD, September 1, 2020— NFM Lending is pleased to honor retired Navy SEAL, Ray “Cash” Care, as the NFM Salute for September­­ 2020. Care is no stranger to adversity; it is a force that has shaped him his entire life. When Care was just eleven years old, his father was murdered. …
Read more

Quiz - Can you Identify These Architectural Styles - Blog Image

Quiz: Can You Identify These Architectural Styles?

. If you're ready to go house-hunting, you might discover just how many styles of homes there are. How well do you know the names of different architecture styles? Take the quiz now to find out! 1. Edwardian 2. Victorian 3. Grandma-style 4. Neo-Gothique -        Victorian homes are named for the era in which they were most popular, from 1830-1910. These homes are very ornate; some even look like dollhouses. The hodgepodge of features and decorations make this style distinct. Common features include:o   Ornate features such as lattice work and gingerbread trimo   Colorful paint and trimo   Asymmetrical designo   Turretso   Made of wood or bricko   Wrap-around porcheso   Different sized and shaped windows throughout the home 1. Tudor 2. Germanic 3. Dutch Colonial 4. Elizabethan -        Tudor-style homes were influenced by architecture from the Old World. They first appeared in the early 1900s and emulated the look of buildings from 1600s Europe. Common features include:o   Stone or brick, wood, and stucco constructiono   Decorative half-timbering painted in contrasting neutral colorso   Steep-pitched gable roofo   Casement windowso   Asymmetrical front door placement 1. New England 2. Cape Cod 3. Coastal Cottage 4. Nantucket -        The Cape Cod home originated from Puritans who adapted the traditional English Read More...
Read more

Contact Me

Kimberly Lemasters

Kimberly Lemasters

Sales Manager / Loan Originator



Toll Free:



1302 N. Randolph Ave, Elkins, WV 26241

Ready to get started or have any loan questions? Contact me at 304-636-3257 or or submit the form below and I will call you.

Contact Me

  • This field is for validation purposes and should be left unchanged.