I have been helping families in Florida purchase or refinance homes for eleven years. Growing up in Michigan, I moved with my wife Marlynn and son Alex to the Sunshine State, and haven't seen snow since! Fortunately, I have earned the trust of Realtors & their clients by providing three guarantees:
A) Closing on time.
B) Constant communication.
C) Always acting in the best interest of the borrower.
And I'm available seven days a week for pre-qualifications or questions--I don't work "Banker's Hours"!
Reviewed by Joshua Luzon L, Largo, FL
"Ken and his staff did a fantastic job of helping me get approved for my loan. They were very supportive and accessible throughout the whole process. "
Reviewed by Fritzler B, Naples, FL
"We had a great experience. Ken kept us informed every step of the way. It was great working with NFM lending."
Reviewed by Marcel B, Sorrento, FL
"I'm very happy with the work Ken Schiff and his staff. They did an excellent job. The whole process was smooth and organized. He is very professional and always available to answer you any question even after work hours. "
Reviewed by Christine B, Tampa, FL
"Ken is a very hard worker. He makes calls and takes calls at all times of day. He was very patient with me and took extra time to explain different options that were available for refinancing as well as weigh in on those options. He was never pushy about the decision making process. When we encountered any "roadblocks" in the process, he notified me immediately and was already working on an improve plan of action. I appreciated his advice and guidance during this process."
Reviewed by Sean D, Ormond Beach, FL
"The entire loan process was handled with such professional care that i never had to worry, the entire team i had assigned to my mortgage processing went above and beyond my expectations. "
Reviewed by Brian W, Oldsmar, FL
"Great all around"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Kenneth H. Schiff