Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by John P, Land O Lakes, FL
"It was great!"
Reviewed by Mei P, Odessa, FL
"Ken provides stellar service and was a pleasure to work with. The process was easy and streamlined. I loved using the portal and being able to eSign and upload documents. "
Reviewed by Domenico F, Tampa, FL
"What an amazing, professional, knowledgeable team. After issues with our primary lender, I was referred to Ken and his team. From start to finish, the process was smooth, efficient, and truly enjoyable. My wife and I strongly recommend NFM Lending and Ken. Best, Domenico & Jennifer Fornaro "
Reviewed by Ismael H, Spring Hill, FL
"Great service! Very friendly and honest! Responds quickly at any time. Will recommend to anyone."
Reviewed by Betty J, Land O Lakes, FL
"Ken Ynes has always been great at helping my clients, so naturally we chose to work with him for our personal purchase. Ken always goes the extra mile to smooth out any issues and makes sure closings happen on time!"
Reviewed by Elaine M, Saint Petersburg, FL
"I was informed throughout the entire process. Since I have a very busy job, I was very impressed with the electronic communication. Responses were prompt and right to the point. I am extremely happy with NFM and would highly recommend them to others."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Sales Manager / Loan Originator