Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Alma I, Tampa, FL
"Kenny and Nicole were very helpful! I appreciate all their hard work to help me purchase my new home. I will tell all my friends and family about both of them. Thank you so very much!! "
Reviewed by HANH L, Zephyrhills, FL
"Kenneth was referred to me by a friend, and I am so glad and bless that he was because he was fantastic throughout the entire process! He was knowledgeable, friendly, responsive, fast and awesome on numbers! was a pleasure to work with during the process. And Matt Beard, he was great! He was very organizing the loan application's documentation and making sure it's in order and very helpful on follow up with me requesting documents. Overall, I had a great experience ! Very highly recommend! "
Reviewed by Michael M, Tarpon Springs, FL
"Ken and his team we're great to work with, always quick to follow up and provided very accurate estimates of all costs. I look forward to working with Ken again in the future."
Reviewed by Samuel A, Spring Hill, FL
"They on top of things. Very thorough. We also closed early."
Reviewed by April D, New Port Richey, FL
"Kenny is amazing, thorough, educated and very professional. He helped me with my re-fi and the process couldn't have went smoother! He knows how to get the job done! All the people that were in contact throughout the loan processing were amazing! Thanks NFM lending- I know my situation was unique and you all worked so hard to make sure to get me the best rates and my loan closed! #happyhomeowner"
Reviewed by Francisco J, Wesley Chapel, FL
"Ken Ynes and Matthew Beard went over and beyond during the loan process all the way to the closing date. They answered all my questions promptly thru the whole process. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Sales Manager / Loan Originator