Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Michael R, Odessa, FL
"Ken and Nicole were a pleasure to work with."
Reviewed by Ashley H, Spring Hill, FL
"Kenneth really made everything so easy for me and was always there to help if I had any questions. I would definitely recommend him and the company for future home buyers! "
Reviewed by Brett M, Tampa, FL
"As a first time home buyer, the whole process was intimidating, but Kenny made it a breeze. Clear communication, quick responses, and provided me with all the information I needed to feel confident every step of the way!"
Reviewed by Lorie M, Dade City, FL
"Ken Ynes and his staff was nothing but professional and timely. All my questions were answered and we closed with no issues. I refer all my clients to Ken and know that he is devoted and knowledgeable. An amazing journey is on the way with us and our family due to Ken and his staff helping us with our home. "
Reviewed by Cheryl A, Tampa, FL
"It was such a pleasure working with Ken and his staff. They were all so supportive to my difficult situation as my Dad’s health was failing and I was out of town. Nicole helped me so much and Ken was always communicating with me and keeping me up to date. This is the fastest closing I have ever had and also the most pleasant. Thank you all for your support! "
Reviewed by Joshua C, Riverview, FL
" Ken was fantastic! He made the process easy and quick he was there every step of the way for us!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Sales Manager / Loan Originator