Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Elaine M, Saint Petersburg, FL
"I was informed throughout the entire process. Since I have a very busy job, I was very impressed with the electronic communication. Responses were prompt and right to the point. I am extremely happy with NFM and would highly recommend them to others."
Reviewed by Janna H, Tampa, FL
"Great team of professionals! Quick and efficient. Outstanding communication. We had a great experience especially working with Ken Ynes. Ken is very helpful and a pleasure to work with! Thank you very much for all your help! Janna and John Henderson "
Reviewed by Jeremiah V, Saint Petersburg, FL
"Never once did we have any concerns about our financing . Once we put it in Kennys hands we knew it would be taken care of with 0 problems.Ive been thru financing a few times in my lifetime and this was by for the smoothest."
Reviewed by Cynthia V, Saint Petersburg, FL
"We had a great experience with NFM Lending. It was top notch. Kenny Ynes went the extra mile to make sure everything went smoothly! He was always readily available to answer any questions either phone or email. He made our dream of buying a vacation home a reality!! And a shout out to Nicole Baum for everything she did to make our dream come true. She was always there as well and explained everything to us!! We will definitely use them again for any of our home needs!!!"
Reviewed by Vanessa L, Tampa, FL
"The customer service was top-notch. It was clear where I was in the loan process. I enjoyed the videos when the loan status changed. The expectations were set in advance and what our next steps would be throughout the journey. Ken and his team did a great job making the process smooth and seamless as possible. Ken made himself available to answer any questions we had and made sure we were comfortable with the numbers. NFM Lending is team you can trust."
Reviewed by Christopher D, Tampa, FL
"Kenny hands down guided us through this purchase process like a true professional. His communication and guidance throuought the process was second to none. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Sales Manager / Loan Originator