Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Lee H, Tampa, FL
"everything went as explained, very smooth and stressfree"
Reviewed by Michael M, Tampa, FL
"Great communication throughout process. Very knowledgeable and helpful."
Reviewed by Jenna M, Tampa, FL
"We closed fast and everything was very organized/stress free!"
Reviewed by Ryan B, Wesley Chapel, FL
"I'm a first time home buyer. To say the least, i was very naive coming into the process of purchasing a house. Ken and his team simplified everything for me and were in a constant direct line of contact with me whether it was via phone or email. Ken did a great job on making sure we stayed on track to the purchase the home on our agreed upon deadline. "
Reviewed by Terry J, Largo, FL
"There were many demands that complicated the process. Ken Ynes and his team came through. "
Reviewed by Scott H, Spring Hill, FL
"Ken and team were amazing. We ran into a couple issues that were due to someone else, but they worked diligently to get it resolved as soon as legally possible. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Sales Manager / Loan Originator