Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by David M, Valrico, FL
"Kenny was very helpful. He explained what to expect, helped us through a couple of tough spots and was always positive. I have done this many times. Never a better experience. "
Reviewed by Andrew M, Lutz, FL
Reviewed by Jerrod S, Lakeland, FL
"Prompt and concise communication at any time of day, and they got the deal done FAST! "
Reviewed by Isaiah G, Land O Lakes, FL
"Working with Mr. Ynes was an absolute pleasure. As first time homebuyers my husband and I were a little apprehensive and confused about the process of buying a house. Mr. Ynes not only explained the entire process thoroughly, going as far as walking through every document and explaining everything in detail, but he also went above and beyond by answering every question (there were plenty) with great expertise and kindness. He made the entire process a pleasure and we are so thankful for our home"
Reviewed by Jamie E, Spring Hill, FL
"Ken is an exemplary member to the industry of his field! He made my wife and I feel extremely comfortable throughout the mortgage application process, his communication was of very high standards and he didn’t miss a beat! We truly feel like we had a personalized experience, in addition we secured our dream home! I would highly recommend his service to young and first time home buyers that don’t have any experience in home buying! Thank you ken for all you have done! "
Reviewed by Jesse T, Zephyrhills, FL
"First time home buyer. Great experience working with NFM lending. Ample communication, ready to help at anytime, answered all my questions, and made everything run smoothly. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Sales Manager / Loan Originator
Ready to get started or have any loan questions? Contact me at 813-294-5767 or email@example.com or submit the form below and I will call you.