Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Raymond J, Brooksville, FL
"Ken and his team were accessible and happy to help through the entire process!"
Reviewed by Samuel E, Land O Lakes, FL
"Kenny did an awesome job stepping up and helping with our loan and adjusting for our purchase even though the lender for our buyer worked very poorly. He made up for their lapses and really pulled us through and demonstrated how a lender really should work. Will always be my go to for lenders. "
Reviewed by Rachel L, Zephyrhills, FL
"Ken and Nicole worked quickly to get us approved for our loan and communicated every step of the way, answering all questions we had immediately. The process was seamless and easy. Thank you! 🙂"
Reviewed by Kamran S, Tampa, FL
"Ken and team are professional, concise and efficient. Good level of communication."
Reviewed by Lorie M, Spring Hill, FL
"There are no words strong enough to express how happy I am with Ken Ynes and his team Wendy and Nicole. They are prompt, professional and precise. There is no reason to be disappointed when someone does exactly what they say they will and they stick to their word which can be hard to find some times. No place else for me to go. "
Reviewed by Sharon B, Clearwater, FL
"Ken and his team are superstars!!! My husband and I were with a different lender and all seemed fine. One week before closing, though, trouble began. They stalled twice, causing the closing to be delayed. Then they stalled again. A realtor friend recommended Ken. Ken talked with us, did some checking, and said he could help us despite a very short timeline. Ken pushed fast and hard, kept us informed throughout, and succeeded in obtaining a loan for hubby and I!!! Thank you!!!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Sales Manager / Loan Originator