Kameron Garms
Kameron Garms

Kameron Garms

Loan Originator | NMLS# 322480 Apply Now Contact


Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!




Jul 2018

Reviewed by Richard W, Tampa, FL

"I wouldn’t trust this process with anyone else but Kam. By the end of the process, he felt like family. "


Jun 2018

Reviewed by Julia A H, Odessa, FL

"Kameron was great to work with. He answered all my calls and questions. He made sure everything stayed on track for the scheduled closing date. I would be most pleased to work with Kameron again. "


May 2018

Reviewed by Tyson A M, Davie, FL

"As a first time home buyer I was certainly inexperienced in the many facets involved. Kam was great at breaking all of them down for me. The process was smooth and simple. Kam and his team were always available and proactive when I needed them. As an example, once I finished the paperwork at closing I was maybe waiting for 5 minutes for loan to go through, just long enough to take a picture. Thank you Kam and I will certainly be referring you to my friends and family. "


Apr 2018

Reviewed by Michael J U, Tampa, FL

"Very easy to work with. "


Mar 2018

Reviewed by Valerie B, Apollo Beach, FL

"The entire process from beginning to and was effortless and very professional and I would recommend this company to anyone I know"


Mar 2018

Reviewed by Margaret R G, Odessa, FL

"Kameron Garms was very helpful, understanding and terrific to work with. He really got things moving and answered all my questions in a timely manner. I highly recommend this organization."

Loan Tools

Here are some useful links to get you started in the loan process.


What is a G-Fee?

What is a G-Fee and what does it have to do with my interest rate?

As you move through the homebuying process and have to choose a mortgage, each option will present an interest rate. This rate determines how much you must repay the lender as a part of your monthly mortgage payment. While you might be familiar with interest rates, there is probably a component o…
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Catherine L. Clapp

NFM Lending salutes Catherine L. Clapp, USN, Retired

LINTHICUM, MD, July 2, 2018— NFM Lending is pleased to honor Personnelman First Class Catherine L. Clapp, USN, Retired, as the NFM Salute for July 2018. Following family tradition and looking to gain work experience, PN1 Clapp joined the Navy right out of high school, serving from 1979 to 1999.…
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Top Workplace Washington 2018

NFM Lending Named a Top Workplace in the Washington, D.C. Area for 2018

LINTHICUM, MD, June 22, 2018 — NFM Lending is pleased to announce that it has been ranked a 2018 Top Workplace in the Washington, D.C. area by the Washington Post. This is the fourth consecutive year that NFM Lending has received this award.  NFM Lending received the award at a ceremony held T…
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8 Steps to a 203k Rehab Loan

When house-hunting for your new home, you might discover one that would be perfect for you but needs a bit of TLC. Don’t worry! An FHA 203k rehab loan is there to make your dreams of homeownership come true. This loan allows you to borrow both what you need to purchase the home and what you…
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Contact Me

Kameron Garms

Kameron Garms

Loan Originator




14497 North Dale Mabry Highway, Suite 235N, Tampa, FL 33618

Ready to get started or have any loan questions? Contact me at 813-758-2004 or kgarms@nfmlending.com or submit the form below and I will call you.

Contact Me

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