Growth and client care is the center of the mortgage industry. With the ever-growing options for every family out there, it is important to know the loan officer you are working with has your best interest in mind. My team and I will work with each client and their unique situation to create a path to homeownership. This fantastic team, The Justus Sharp Mortgage Team, has allowed me to better service my clients, business partners, and my own family at home. Our team work has given us the ability to help more families achieve the dream of home-ownership with world class service during the largest purchase most families will ever make, their home.
My goal is to educate each and every client that comes to our team from our valued business partners, past clients, and Realtors. My team and I find that through our system and education process, our clients are able to make an informed decision and are less anxious throughout the loan process. Buying a home is not only a large investment of money, it’s also a large emotional investment. Education helps guide those emotions towards making the best financing decisions, which allows our clients the ability to find the right home for their families for years to come.
If you’ve been through my process before, I want to thank you. Thank you for your time, your trust, and letting me help your family. Your continued support is the reason we are able to continue to help more families get into their first homes and growing families into homes where their children will create memories for a lifetime. I encourage all my current and past clients to leave reviews and share my name throughout their trusted circles so that our team may help more families like themselves.
Reviewed by Samuel C, Galloway, OH
"Billy was very personable and open with us when we approached NFM for a home loan. He thoroughly explored our financing options and helped us decide on the best plan for our situation. We appreciated how quickly he communicated with us and moved the process along. "
Reviewed by Heather N, Grove City, OH
"As a first time home buyer I was extremely anxious about the home buying process. It was nice hearing from someone once a week, who took the time to listen and explain the process. As someone who likes to be in control, it was nice to be able to let go and trust Justus and his team to handle everything. The process was so smooth from start to finish. This has been one of the best experience. I would recommend Justus and his team for anyone looking to purchase a home!"
Reviewed by Aaron R, Galloway, OH
"They had gotten the loan closed in record time1/3 the time my previous lender took"
Reviewed by Michael J, Dayton, OH
"Joseph MacQuarrie was a huge help in the process while we lived out of state. Excellent customer service and professionalism."
Reviewed by Charity J, Dayton, OH
"From start to finish all my questions and concerns were resolved thoroughly and quickly. Thank you!"
Reviewed by Angela M, Reynoldsburg, OH
"Smooth process "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Sr. Mortgage Loan Originator