Joe is a graduate of Philadelphia University with a Bachelor of Science Degree in Business Management. He started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance; he spent 14 years in the profession. He took the opportunity to switch into the Mortgage industry in 2003 and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business.This decision came when he became a father in 2009 and wanted to have the balance in his life between his family and career.
Reviewed by Raymond T, Line Lexington, PA
"Joe Tulino helped us make our dream of owning a house come true. He was always there to answer any questions or concerns that we had. Joe gave us the best options for the type of mortgage that would be best for us. He came up with a solution that was perfect for us. I would highly recommend Joe Tulino if you need an experienced professional. Thank you, Joe! Ray and Jenn "
Reviewed by Javier C, East Brunswick, NJ
"My experience was great. Always answered their phone. Walked you through the whole process and always had answers for you "
Reviewed by Chrisie G, Woolwich, NJ
"Joe was responsive and helped me navigate this process. Even when my house didn't sell, Joe kept in contact and always shared an encouraging work."
Reviewed by Eileen T, Horsham, PA
"When I began working with Joe it was at a time that I thought all was lost and I was NEVER going to get this house... I am a single mom of disabled children and was at my end. I met Joe and from the beginning he was AMAZING, he was pleasant and so reassuring. he worked non stop and made me a homeowner in 8 weeks! I cannot speak highly enough about Joe and his team they go above and beyond! I recommend Joe , NFM lending if you really want your dream home! "
Reviewed by Allison B, Toms River, NJ
"Joseph was very attentive and answered any question I had, even if I thought it was a stupid or annoying question, he made me feel like it wasn't. "
Reviewed by John K, Levittown, PA
"This was a great mortgage experience. Joe is fantastic and was with us every step of the way. His is extremely knowledgeable and always took time to answer questions in detail no matter what or when. I would recommend Joe to anyone looking to obtain a mortgage!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.