Joe is a graduate of Philadelphia University with a Bachelor of Science Degree in Business Management. He started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance; he spent 14 years in the profession. He took the opportunity to switch into the Mortgage industry in 2003 and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business.This decision came when he became a father in 2009 and wanted to have the balance in his life between his family and career.
Reviewed by Brett S, Perkiomenville, PA
"Everything went great. Team is great at what they do"
Reviewed by Kim P
"Joseph Tulino has been fabulous to work with . As a realtor and I client I couldn't be happier. he refinanced my home, showed me how to update and upgrade my home owners insurance policy and save lots of money. NFM closer came to my home to close the deal. So fast , so smooth, just great. "
Reviewed by Kevin D, Perkasie, PA
"Joe and the rest of the team truly went above and beyond our expectations! Amazing communication throughout the provess. Wouldn't hesitate to call again if we purchase another house and will definitely recommend to family/friends. "
Reviewed by Ian A, Pennsburg, PA
"We had such a great experience with Joe! We were first time home buyers and very nervous! He was very patient and kind when we peppered him with 500 questions straight off the bat and was always willing to take our calls or answer our emails quickly about anything along the way. We couldn't have asked for a better loan originator to work with! I would recommend Joe to anybody I know!!! "
Reviewed by Matthew C, Warminster, PA
"Everyone at the company is very accommodating and friendly. They make everything simple and easy to understand. I will give this company, and Joseph Tulino my highest recommendation to everyone I know. "
Reviewed by Brittany K, Telford, PA
"My experience with NFM lending was absolutely wonderful. My questions were answered in great detail. Being a first time home buyer NFM lending made the process as least stressful as possible. I could not be any happier with my experience. Thank you very much again! "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.