Joe is a graduate of Philadelphia University with a Bachelor of Science Degree in Business Management. He started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance; he spent 14 years in the profession. He took the opportunity to switch into the Mortgage industry in 2003 and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business.This decision came when he became a father in 2009 and wanted to have the balance in his life between his family and career.
Reviewed by Maurice J, Sicklerville, NJ
"Omg!! I thought Joe was the greatest!! He was very patient with all my questions... especially when they didn’t sound too bright.. very understanding and when I would shoot him emails or text messages at crazy hours he responded quickly. It was such a pleasure dealing with him. I actually was looking forward to meeting him. He definitely is an asset to his team. "
Reviewed by Mark R. G, Margate, NJ
"Great experience "
Reviewed by David A H, Horsham, PA
"Joe and his team are great to work with! They are very knowledgeable, take time to answer questions, and are extremely responsive with requests. The team helped to target an accelerated closing date for my purchase, and met that deadline with ease. I highly recommend Joe to friends and family and look forward to working with him again!"
Reviewed by Christina G, Havertown, PA
"From start to finish Joe made the process of buying a home run smoothly. As a first-time homebuyer i had so many questions and Joe answered every one of them in detail. He even responded to me after hours and on weekends. I would definitely recommend Joe Tulino to all my friends and family, he's the best! "
Reviewed by Jonathan B, Blackwood, NJ
"Awesome overall experience especially for my first Mortgage as well!! "
Reviewed by Justin M, West Berlin, NJ
"-Phone calls were always answered, if not returned very quickly. -Joe made the entire process easy and simple, Being a first time home buyer, I felt comfortable the entire way through purchasing the house. He has been extremely helpful with any questions i had."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.