Joe is a graduate of Philadelphia University with a Bachelor of Science Degree in Business Management. He started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance; he spent 14 years in the profession. He took the opportunity to switch into the Mortgage industry in 2003 and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business.This decision came when he became a father in 2009 and wanted to have the balance in his life between his family and career.
Reviewed by Dominique S, Sicklerville, NJ
"Joe was very personalable. He took the time to explain details and answered questioned no matter how latter times I asked. His response time was phenomenal and I would recommend him to everyone!!! He made this experience as smooth as possibile for my husband and I and I couldn’t have asked for anyone better!! "
Reviewed by Randy H, Turnersville, NJ
"Joe was a pleasure to work with especially with the many questions I had through out the whole process. He made himself available at times when most people wouldn’t and was always great at returning calls when I needed answers fast. I’m more than satisfied with the experience overall working with Joe and the rest of the new lending associates who also made me a priority. Thank you again for helping me with the home that I’m going to raise my family in."
Reviewed by Janay L D, Lumberton, NJ
"The process of purchasing my first home was a little nerve wrecking. From the beginning to the end, Joe has made this process smooth. He answered all of my questions and explained each and every step of the loan process IN DETAIL. He kept me informed and in the loop of the process behind the scenes. Joe also came to closing and went over the closing package in detail to ensure I was aware and understood the documents that I signed. I am beyond pleased with the service that I received."
Reviewed by David J I, Philadelphia, PA
"The overall experience from pre-approval to closing was smooth. Any and all questions or concerns I had were answered in a timely manner and explained well enough that I was able to understand the first time through. I would recommend Joe and NFM to anyone looking around for a lender."
Reviewed by Shaniece B, Philadelphia, PA
"Initially, I thought it would be impossible to become a homeowner. I contacted Joe assuming that he would say I wouldn’t qualify. However, Joe was but positive through the entire process. He often assured me that I was going to be ok. From start to finish he provided me with any paper work that needed to be completed to make this an extremely smooth process. Fast forward to today, I am now a proud homeowner!! The closing process was easier than I expected thanks to Joe and his amazing team!!"
Reviewed by Maurice E R, Clementon, NJ
"Quick, Fast, and EXTREMELY Reliable!!! They exceeded our expectations all around the board. Joe is AMAZING. Looking forward to working with them again and again!!!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.