About
With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer for award-winning mortgage lender NFM Lending. Representing NFM Lending, JoAnn is backed by in-house processing, underwriting, funding, and closing departments to streamline communications and the overall loan process. With a focus on customer service, JoAnn Rooney has built her business throughout Florida with the help of her satisfied clients, realtors and business partnerships. The JoAnn Rooney Team of NFM Lending excel at exceeding expectations, communication and customer satisfaction. JoAnn's team is known for closing loans professionally and on time.
JoAnn Rooney was appointed to the Florida Real Estate Board by Governor Rick Scott in 2018. She also earned her RCS-D designation for Divorce This House, a program designed to help divorce attorneys and mediators help their clients make better decisions by offering Pre-Divorce Mortgage Consultation before litigation or mediation.
JoAnn Rooney has been a president and member of the Dunedin North Rotary Club for thirteen years.
In her spare time JoAnn enjoys Pilates, swimming, cooking and spending time with her husband and two children in Pinellas county.
Awards
Looking to purchase a home in Florida?
Call 727-938-9007 to get pre-qualified or with any of your mortgage questions. For immediate service call or text me at 727-515-5123!
Testimonials
Aug 2019
Reviewed by JOHN T, Dunedin, FL
"Professional, efficient and friendly "
Aug 2019
Reviewed by James S, Palm Harbor, FL
"Worked well from the first day, kept all promises and commitments, and made it happen on time!"
Aug 2019
Reviewed by Alexis J, Clearwater, FL
"Joann was very helpful in helping to make it possible for us to purchase our dream home! ♥️ "
Aug 2019
Reviewed by Kristin S, Tarpon Springs, FL
"This was our first home buying experience and we were a little intimidated by the initial process. Working with Joann made everything extremely easy. She was always available and took the extra time to walk us through every detail so that we were comfortable and knowledgeable. We felt that she had our best interest in mind 100% of the time. It was a pleasure to work with her and the team! "
Jul 2019
Reviewed by STEPHANOS T, Oldsmar, FL
"The entire team has been exceptionally helpful in guiding me through this process. This is my first homebuying experience and Joanne along with her team were supportive and knowledgeable. "
Jul 2019
Reviewed by Virginia M, Odessa, FL
"Joann called and updated me continually. She problem solved and assisted in getting us the best rate possible. She went out of her way on a daily basis to make sure we had the best financing possible. She and her team were there to assist with all of our needs. Joann was there at closing! I will definitely recommend her and her team! Fantastic customer service, outstanding personal and professional service!"
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
NFM Lending now offers Online Loan Application in Spanish
August 15, 2019
NFM Lending is proud to announce that as a part of our effort to better serve the Hispanic community, our online loan application is now offered in Spanish. All Mortgage Loan Originators websites now feature the option to complete the loan application in English or Spanish. Simply click on the Ap…
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What is Earnest Money?
August 8, 2019
If you’re ready to buy a home, you should prepare to have an earnest money deposit. This can be an extremely important part of the homebuying process as it essentially lets a home seller know how serious you are as a buyer. So, what is earnest money? An earnest money deposit, otherwise known as…
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NFM Lending salutes Reno Truant
August 1, 2019
LINTHICUM, MD, August 1, 2019— NFM Lending is pleased to honor Reno Truant as the NFM Salute for August 2019. Reno attended the Henry Ford Trade School in Dearborn, Michigan from 1939 to 1942. At the age of 17, he felt a calling to serve his country and asked his parents to sign a release to al…
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NFM Lending opens new branch in Sunrise, FL
July 29, 2019
LINTHICUM, MD, July 29, 2019 — NFM Lending is pleased to announce the opening of a new branch in North Miami, Florida. The branch is located at 999 NE 125th Street, North Miami, FL 33161, and will be led by Branch Manager, Christian Mourra. The NFM Lending branch will focus its lending platform…
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Contact Me
JoAnn Rooney
Branch Manager
NMLS ID#:
150917
State NMLS:
FL: LO2152
Phone:
727-938-9007x2224
Toll Free:
844-866-9760
Fax:
727-386-4195
Email:
jrooney@nfmlending.com
Address:
33920 U.S. Highway 19 N, Suite 150, Palm Harbor, FL 34684