With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer for award-winning mortgage lender NFM Lending. Representing NFM Lending, JoAnn is backed by in-house processing, underwriting, funding, and closing departments to streamline communications and the overall loan process. With a focus on customer service, JoAnn Rooney has built her business throughout Florida with the help of her satisfied clients, realtors and business partnerships. The JoAnn Rooney Team of NFM Lending excel at exceeding expectations, communication and customer satisfaction. JoAnn's team is known for closing loans professionally and on time.
JoAnn Rooney was appointed to the Florida Real Estate Board by Governor Rick Scott in 2018. She also earned her RCS-D designation for Divorce This House, a program designed to help divorce attorneys and mediators help their clients make better decisions by offering Pre-Divorce Mortgage Consultation before litigation or mediation.
JoAnn Rooney has been a president and member of the Dunedin North Rotary Club for thirteen years.
In her spare time JoAnn enjoys Pilates, swimming, cooking and spending time with her husband and two children in Pinellas county.
Looking to purchase a home in Florida?
Call 727-938-9007 to get pre-qualified or with any of your mortgage questions. For immediate service call or text me at 727-515-5123!
Reviewed by SY Q, Largo, FL
"Joann and her team is the best choice to help you to have a dream house. They work with heart and enthusiasm. "
Reviewed by Tami G, Dunedin, FL
"I think that overall the service was good. "
Reviewed by Stephanie L, Clearwater, FL
"Joann, Michael and Brittany were all so pleasant and kept me informed of were we were in the loan process. Michael even got insurance quotes for me which saved me so much hassle and time. I was amazed by how smoothly everything went because my previous loan experience was filled with daily calls and problems getting information to the lender. It was 30 days of stress. NFM had none of that! Not one time did I feel pressure or stress and worry with getting the loan in time for closing. Amazing!"
Reviewed by SANGHEO T, CLEARWATER, FL
"Joann and her team were extremely professional, proficient, and thorough throughout this entire process. As first time buyers, we didnt know what to expect and she made our leap into homebuying so much easier and simpler. She and her team worked diligently to make each process easy for us, especially with all of that paperwork! We would recommend this group to anyone wishing to obtain a home loan or a loan for any big purchase. She was wonderful to work with. "
Reviewed by JAMES A, Clearwater, FL
"Joanne was very helpful in helping my husband and I achieve our retirement dream. She found a way to obtain the money we needed and keep our retirement fund fully intact. Joanne gave us weekly calls to keep us fully informed of our closing. Thanks Joanne for everything you've done for us."
Reviewed by KURT M, Clearwater, FL
"It was a real pleasure to work with Joann and her team! We are first time home buyers and the experience can be very overwhelming. Joann made herself available night and day to answer any questions we had and made the process a breeze! We would highly recommend her to anyone looking to buy a home "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.