JoAnn Rooney
JoAnn Rooney

JoAnn Rooney

Branch Manager | NMLS# 150917 Apply Now Upload Docs Returning Applicant Contact


With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer for award-winning mortgage lender NFM Lending. Representing NFM Lending, JoAnn is backed by in-house processing, underwriting, funding, and closing departments to streamline communications and the overall loan process. With a focus on customer service, JoAnn Rooney has built her business throughout Florida with the help of her satisfied clients, realtors and business partnerships. The JoAnn Rooney Team of NFM Lending excel at exceeding expectations, communication and customer satisfaction. JoAnn's team is known for closing loans professionally and on time.

JoAnn Rooney was appointed to the Florida Real Estate Board by Governor Rick Scott in 2018. She also earned her RCS-D designation for Divorce This House, a program designed to help divorce attorneys and mediators help their clients make better decisions by offering Pre-Divorce Mortgage Consultation before litigation or mediation.

JoAnn Rooney has been a president and member of the Dunedin North Rotary Club for thirteen years.

In her spare time JoAnn enjoys Pilates, swimming, cooking and spending time with her husband and two children in Pinellas county.


Looking to purchase a home in Florida?

Call 727-938-9007 to get pre-qualified or with any of your mortgage questions. For immediate service call or text me at 727-515-5123!



Oct 2019


"This was our third mortgage with NFM/JoAnn Rooney and her team. Brittany makes the process less stressful with daily communication, prompt attention to any questions or concerns, education on each step and organization of all the details. JoAnn and Brittany are a strong team who work flawlessly from data collection to closing. The only mortgage/refinance team we will use. "


Sep 2019

Reviewed by SCOT A, DUNEDIN, FL

"Joann and her team are awesome!"


Sep 2019

Reviewed by Jeffery A, Oldsmar, FL

"Joann and brittany did a superb job of moving our loan application through the loan process as smoothly and painlessly as one can make it. It was a pleasure to work with NFM Lending."


Sep 2019

Reviewed by Stephanie L, Oldsmar, FL

"Joann was thorough and very pleasant throughout our entire experience with NFM Lending. She answered all of our questions and we'd definitely use her again."


Jul 2019

Reviewed by JACOB H

"NFM Lending was proficient, timely, and communicative. Excellent service from start to finish."


Aug 2019

Reviewed by JOHN T, Dunedin, FL

"Professional, efficient and friendly "

Loan Tools

Here are some useful links to get you started in the loan process.



NFM Lending Sponsors 15th Annual BARCStoberfest

LINTHICUM, MD, October , 2019— NFM Lending is proud to be a Sponsor for the 15th annual BARCStoberfest 5k and 1-mile run/walk and festival on October 26, 2019. This event will benefit the Baltimore Animal Rescue and Care Shelter (BARCS). This will be NFM Lending’s first year sponsoring the …
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How Do Mortgage Calculators Work?

Note: This blog was originally published in February 2013 and has been updated. Mortgage calculators are important tools for both homebuyers and homeowners. These calculators can help estimate your monthly mortgage payments as well as how much you can afford when purchasing a home. There are vari…
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Christine Ege

NFM Lending salutes Christine Ege

LINTHICUM, MD, October 1, 2019— NFM Lending is pleased to honor Colonel Christine Ege as the NFM Salute for October 2019. COL Ege is serving in the US Army as a veterinarian and is currently in her 21st year of continuous active duty service. She passionately supports the Department of Defense …
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Mortgage Rate

How Your Credit Score Affects Your Mortgage Rate

When applying for a loan, one of the most important factors that will come into play is your credit score. Before you start the loan application process, you should have a clear understanding of how your credit score affects your mortgage rate so you can assess your financial situation. Most lend…
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Contact Me

JoAnn Rooney

JoAnn Rooney

Branch Manager


State NMLS:
FL: LO2152


Toll Free:



33920 U.S. Highway 19 N, Suite 150, Palm Harbor, FL 34684

Ready to get started or have any loan questions? Contact me at 727-938-9007x2224 or or submit the form below and I will call you.

Contact Me

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