With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer for award-winning mortgage lender NFM Lending. Representing NFM Lending, JoAnn is backed by in-house processing, underwriting, funding, and closing departments to streamline communications and the overall loan process. With a focus on customer service, JoAnn Rooney has built her business throughout Florida with the help of her satisfied clients, realtors and business partnerships. The JoAnn Rooney Team of NFM Lending excel at exceeding expectations, communication and customer satisfaction. JoAnn's team is known for closing loans professionally and on time.
JoAnn Rooney was appointed to the Florida Real Estate Board by Governor Rick Scott in 2018. She also earned her RCS-D designation for Divorce This House, a program designed to help divorce attorneys and mediators help their clients make better decisions by offering Pre-Divorce Mortgage Consultation before litigation or mediation.
JoAnn Rooney has been a president and member of the Dunedin North Rotary Club for thirteen years.
In her spare time JoAnn enjoys Pilates, swimming, cooking and spending time with her husband and two children in Pinellas county.
Looking to purchase a home in Florida?
Call 727-938-9007 to get pre-qualified or with any of your mortgage questions. For immediate service call or text me at 727-515-5123!
Reviewed by DONNA A, Treasure Island, FL
"Joann Rooney and her team make the mortgage and refi process a breeze. She finds the best rates, and everything is handled smoothly and professionally. She even had the closing agent come to us for the final signing! Trusted, and a pleasure, I give them the highest recommendation possible. "
Reviewed by CHRISTINE S, Crystal Beach, FL
"I cannot say enough wonderful things about JoAnn, Brittany and their team. The level of professionalism far exceeded my expectations. They worked efficiently, communicated openly throughout the lending process, and made, what often times is stressful, a smooth and flawless lending journey. If you are in need of a mortgage lender, look no further!! I guarantee you will be happy and satisfied with JoAnn Rooney and her team."
Reviewed by DONNA L, Safety Harbor, FL
"JoAnn and her team are over the top in customer service! All through the loan process the communication was constant and timely. Brittany was fantastic and very helpful! As a Realtor, I hear stories about the mortgage process being difficult and stressful but I assure you that working with JoAnn and her team at NFM Lending the mortgage process is nothing but smooth and stress free! I highly recommend JoAnn Rooney!"
Reviewed by BERNARD J, Palm Harbor, FL
"The whole staff gave excellent service. "
Reviewed by JOANNE P, Palm Harbor, FL
"Very prompt & thorough in responding and facilitating my loan"
Reviewed by SARAYL L, Tarpon Springs, FL
"My experience was great. Whenever I had questions or concerns I was contacted immediately. We discussed the concern and it was resolved. I so loved that is NFM is a one stop shop. All of you're loan needs are taken care oc in one place. I was able to close on my new home sooner. Awesome teamwork!"
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.