With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer for award-winning mortgage lender NFM Lending. Representing NFM Lending, JoAnn is backed by in-house processing, underwriting, funding, and closing departments to streamline communications and the overall loan process. With a focus on customer service, JoAnn Rooney has built her business throughout Florida with the help of her satisfied clients, realtors and business partnerships. The JoAnn Rooney Team of NFM Lending excel at exceeding expectations, communication and customer satisfaction. JoAnn's team is known for closing loans professionally and on time.
JoAnn Rooney was appointed to the Florida Real Estate Board by Governor Rick Scott in 2018. She also earned her RCS-D designation for Divorce This House, a program designed to help divorce attorneys and mediators help their clients make better decisions by offering Pre-Divorce Mortgage Consultation before litigation or mediation.
JoAnn Rooney has been a president and member of the Dunedin North Rotary Club for thirteen years.
In her spare time JoAnn enjoys Pilates, swimming, cooking and spending time with her husband and two children in Pinellas county.
Looking to purchase a home in Florida?
Call 727-938-9007 to get pre-qualified or with any of your mortgage questions. For immediate service call or text me at 727-515-5123!
Reviewed by Scott A, Tarpon Springs, FL
"Quick and timely communication especially with regards to any deadlines and important documents. Her assistant, Brittany, is amazing! This is a solid group of professionals who devote time and energy for their clients that exceed expectations. It was a pleasure working with them!"
Reviewed by Jennifer L, Tarpon Springs, FL
"Process was smooth and this team really got the job done for us! Thanks NFM Lending. We couldn’t of done it without you!"
Reviewed by Richard C, Panama City Beach, FL
"Joann, Mike, and Brittany were outstanding! A great team who were totally competent, patient, friendly, and accessible the entire time. Super A+ grade for communications by phone, text, and on line. Joann was especially helpful and understood our situation completely. A little empathy went a long way in our transaction. They made no promises that they could not keep. I would recommend them unconditionally to everyone."
Reviewed by JACQULENE C, Spring Hill, FL
"My experience with JoAnn was amazing. JoAnn and her team went above and beyond. I highly recommend them."
Reviewed by KATHLEEN M, OLDSMAR, FL
"Joann is fantastic! This is the 5th time we have purchased and this was by far the best experience we have ever had. From finding the right solution to timely communication and regular progress reports letting us know where we stood and what was happening, we were so impressed. Bridget was a delight to work with as well. I highly recommend Joann and will use her again if we buy another home in the future! "
Reviewed by STANLEY A, OLDSMAR, FL
"Loved JoAnn’s direct, clear can-do approach. She was proactive and highly responsive throughout the process. The portal made things very easy. We had a need for quick turn and JoAnn delivered. JoAnn helped me understand Re-set option which we had never heard of after 6 home purchases. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.