With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer for award-winning mortgage lender NFM Lending. Representing NFM Lending, JoAnn is backed by in-house processing, underwriting, funding, and closing departments to streamline communications and the overall loan process. With a focus on customer service, JoAnn Rooney has built her business throughout Florida with the help of her satisfied clients, realtors and business partnerships. The JoAnn Rooney Team of NFM Lending excel at exceeding expectations, communication and customer satisfaction. JoAnn's team is known for closing loans professionally and on time.
JoAnn Rooney was appointed to the Florida Real Estate Board by Governor Rick Scott in 2018. She also earned her RCS-D designation for Divorce This House, a program designed to help divorce attorneys and mediators help their clients make better decisions by offering Pre-Divorce Mortgage Consultation before litigation or mediation.
JoAnn Rooney has been a president and member of the Dunedin North Rotary Club for thirteen years.
In her spare time JoAnn enjoys Pilates, swimming, cooking and spending time with her husband and two children in Pinellas county.
Looking to purchase a home in Florida?
Call 727-938-9007 to get pre-qualified or with any of your mortgage questions. For immediate service call or text me at 727-515-5123!
Reviewed by JOSEPH S, Deltona, FL
"JoAnn and Brittany were amazing. They were on top of everything throughout the entire process. I can’t stress enough how highly I’d recommend JoAnn!"
Reviewed by DEBRA A, Tampa, FL
"I am very pleased with the loan process. From start to finish, the process took less than 3 weeks and I experienced no hiccups due to open & constant communication. Further, the file was funded a day ahead of time which resulted in a very smooth closing. I have never had such a stellar experience with a lender! I highly recommend Joann. She and her team are top-notch!"
Reviewed by RENIEL M, Spring Hill, FL
"I worked with Joann Rooney, Brittany Millard, and Michael Rooney. Brittany and Michael were extremely professional and were able to outline everything I needed to provide and provided regular updates during the course of the loan process. Joann was outstanding as well and while my main contact was Brittany Joann reached out several times to provide me updates and to check on my house-hunting progress."
Reviewed by ROBERT M, Belleair, FL
"I have purchased 11 homes through the year. This was the smoothest transaction ever. My wife even commented, “that was fast “. JoAnn and her professor Brittany are living testimonials of what NFM Lending wants to be. The communication and work through the process was flawless. We are grateful for JoAnn and Brittany and many referrals to come!"
Reviewed by TRACY S, DUNEDIN, FL
" Joanne and Britney were very patient walking me through each step with detailed information. Making me comfortable with an uncomfortable process. "
Reviewed by COURTNEY E, Dunedin, FL
"Very patient and explains everything. Has the best interest of the client in mind. Very helpful and would use them again or recommend to anyone."
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.