About
Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Awards
Looking to purchase a home in the Palm Harbor Area?
Check out all of these listings and find your dream home today! Call 727-938-900 or email me to get started or to get pre-qualifed!
Testimonials
Apr 2018
Reviewed by TARA ANN D, PORT RICHEY, FL
"Everything went smoothly. I loved the weekly loan update phone calls from Joann and Mike did an excellent job on getting a great price for my homeowners insurance. I will recommend them always."
Mar 2018
Reviewed by ROBERT D, Palm Harbor, FL
"I think NFM is quick and easy unlike other loan agency’s or banks, I never had to chase around NFM they were always by my side ."
Feb 2018
Reviewed by THOMAS T, Palm Harbor, FL
"Everyone in JoAnn Rooney’s office, especially Brittany, are approachable and professional. Regardless of our questions, they took each one seriously and answered in a timely manor. The process was stressful, however, their competence and friendly nature made the overall experience a good one "
Apr 2018
Reviewed by PHILIP L, Palm Harbor, FL
"Great from day one. I was living in Australia at the time and despite the time difference, had no challenge getting everything done with quick turn around times."
Apr 2018
Reviewed by ROBERT G. G, TARPON SPRINGS, FL
"You were all so patient with us when it came to technology "
Mar 2018
Reviewed by RYAN H, Tampa, FL
"Great communication! Really enjoyed this experience with you guys."
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
Hidden Costs of Buying a Home
April 10, 2018
While buying a home might seem straightforward, there’s a lot more to the process than picking out a home and obtaining a mortgage. One of the things most buyers don’t prepare for is all the hidden costs of buying a home, both during the homebuying process and after. Some of these costs occur…
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NFM Lending salutes COL Erwin A. Burtnick, USA, Retired
April 2, 2018
LINTHICUM, MD, April 2, 2018— NFM Lending is pleased to honor Colonel Erwin A. Burtnick, USA, Retired, as the NFM Salute for April 2018. COL Burtnick served over 37 years on active duty and in the Army National Guard and the Army Reserve. Commissioned through Officer Candidate School, he has …
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NFM Lending Loan Originators named among Scotsman Guide’s Top Originators 2017
March 30, 2018
LINTHICUM, MD, March 28, 2018 — NFM Lending is proud to announce two of its loan originators, Jane Floyd and Daniel Sa, have been ranked on the Scotsman Guide’s Top Originators 2017 lists. Each year, Scotsman Guide recognizes the nation’s top producing mortgage loan originators. Originators…
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NFM Lending Celebrates Two Years of the NFM Salute
March 23, 2018
LINTHICUM, MD, March 23, 2018— NFM Lending is celebrating the two-year anniversary of its NFM Salute program. They honored their first NFM Salute on March 23, 2016. NFM Salute is an initiative dedicated to recognizing the brave men and women who have fought and continue to fight for our freedom…
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Contact Me
JoAnn Rooney
Branch Manager
NMLS ID#:
150917
Phone:
727-938-9007x2224
Toll Free:
844-866-9760
Fax:
727-386-4195
Email:
jrooney@nfmlending.com