JoAnn Rooney
JoAnn Rooney

JoAnn Rooney

Branch Manager | NMLS# 150917 Apply Now Returning Applicant Contact


With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer for award-winning mortgage lender NFM Lending. Representing NFM Lending, JoAnn is backed by in-house processing, underwriting, funding, and closing departments to streamline communications and the overall loan process. With a focus on customer service, JoAnn Rooney has built her business throughout Florida with the help of her satisfied clients, realtors and business partnerships. The JoAnn Rooney Team of NFM Lending excel at exceeding expectations, communication and customer satisfaction. JoAnn's team is known for closing loans professionally and on time.

JoAnn Rooney was appointed to the Florida Real Estate Board by Governor Rick Scott in 2018. She also earned her RCS-D designation for Divorce This House, a program designed to help divorce attorneys and mediators help their clients make better decisions by offering Pre-Divorce Mortgage Consultation before litigation or mediation.

JoAnn Rooney has been a president and member of the Dunedin North Rotary Club for thirteen years.

In her spare time JoAnn enjoys Pilates, swimming, cooking and spending time with her husband and two children in Pinellas county.


Looking to purchase a home in Florida?

Call 727-938-9007 to get pre-qualified or with any of your mortgage questions. For immediate service call or text me at 727-515-5123!



Jun 2019

Reviewed by TIMOTHY C, Dunedin, FL

"It was a great experience working with NFM Lending. JoAnn and her team were fantastic, very knowledgeable and professional. They made it seamless since we did the bulk of providing and signing documents on line from NH. Highly recommend using NFM Lending."


Jun 2019

Reviewed by HENRY J, Dunedin, FL

"NFM Lending was always on top of things and kept us very informed. Nice staff!"


May 2019

Reviewed by DAN M, Tarpon Springs, FL

"Very efficient and professional."


May 2019

Reviewed by ALBERT G, Seffner, FL

"I had a great experience with everyone who worked on my loan. "


Apr 2019

Reviewed by RHESA B, Largo, FL

"I have never felt more secure throughout the whole loan process with Joanne & NFM. I was kept up-to-date on everything either by phone or e-mail. Never has such a rewarding feeling "


May 2019

Reviewed by RICHARD M, St Petersburg, FL

"We were always in the loop every step of the way! "

Loan Tools

Here are some useful links to get you started in the loan process.


Top Mortgage Lenders 2018

NFM Lending ranked in the Top Mortgage Lenders 2018

LINTHICUM, MD, June 3, 2019 — NFM Lending is proud to announce they ranked in the Top Mortgage Lenders 2018 by Scotsman Guide. Each year, Scotsman Guide compiles a list of the nation’s 75 top-producing mortgage companies and publicly traded banks by their total yearly mortgage volume. Accordi…
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Thomas Watson

NFM Lending salutes Thomas Watson

LINTHICUM, MD, June 3, 2019— NFM Lending is pleased to honor Chaplain (MAJ) Thomas Watson as the NFM Salute for June 2019. Chaplain Watson’s 17 years of service in the Army National Guard began in 1985 as a 19 Delta Cavalry Scout. He subsequently received a direct commission in the U.S. Army …
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Stride and Thrive

NFM Lending Sponsors the Fourth Annual Stride and Thrive

LINTHICUM, MD, May 24, 2019— NFM Lending is proud to be the returning Presenting Sponsor for the fourth annual Stride and Thrive 5k and 1-mile run/walk on June 9, 2019. This event will benefit the Kelly Gynecologic Oncology Service in the Johns Hopkins Department of Gynecology & Obstetrics.…
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Best Places to Work

NFM Lending Named Best Places to Work Finalist

LINTHICUM, MD, May 22, 2019 — NFM Lending is proud to announce it was named a finalist of the Best Places to Work 2019 by Baltimore Business Journal. Every year, Baltimore Business Journal (BBJ) conducts a months-long nomination process and online survey of local companies. The survey was limit…
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Contact Me

JoAnn Rooney

JoAnn Rooney

Branch Manager


State NMLS:
FL: LO2152


Toll Free:



33920 U.S. Highway 19 N, Suite 150, Palm Harbor, FL 34684

Ready to get started or have any loan questions? Contact me at 727-938-9007x2224 or or submit the form below and I will call you.

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