About
With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer for award-winning mortgage lender NFM Lending. Representing NFM Lending, JoAnn is backed by in-house processing, underwriting, funding, and closing departments to streamline communications and the overall loan process. With a focus on customer service, JoAnn Rooney has built her business throughout Florida with the help of her satisfied clients, realtors and business partnerships. The JoAnn Rooney Team of NFM Lending excel at exceeding expectations, communication and customer satisfaction. JoAnn's team is known for closing loans professionally and on time.
JoAnn Rooney was appointed to the Florida Real Estate Board by Governor Rick Scott in 2018. She also earned her RCS-D designation for Divorce This House, a program designed to help divorce attorneys and mediators help their clients make better decisions by offering Pre-Divorce Mortgage Consultation before litigation or mediation.
JoAnn Rooney has been a president and member of the Dunedin North Rotary Club for thirteen years.
In her spare time JoAnn enjoys Pilates, swimming, cooking and spending time with her husband and two children in Pinellas county.
My Videos
Awards
Looking to purchase a home in Florida?
Call 727-938-9007 to get pre-qualified or with any of your mortgage questions. For immediate service call or text me at 727-515-5123!
Testimonials
Jul 2020
Reviewed by Alexander C, Dunedin, FL
"Joann and the NFM lending team were very diligent in helping my wife and I obtain the best possible rate for our mortgage. They went above and beyond to ensure we were informed of every step in the loan process. I would highly recommend their services for anyone seeking a home loan."
Jul 2020
Reviewed by DANIEL W, Saint Petersburg, FL
"Mike, Joanne and Brittany are all friendly, knowledgeable and on top of everything from start to finish."
Jul 2020
Reviewed by Lisa M, Dunedin, FL
"There is NO ONE better than Joanne Rooney. I am a Realtor and refer ALL buyers to her. I explain to my buyers that there are many, many, many lenders and Joanne and her team are the most professional and productive I’ve worked with. I also explain that I do not receive one penny from my recommendation. "
Jun 2020
Reviewed by Todd J, Tarpon Springs, FL
"Our interaction with JoAnn was tremendous. She would check in at least weekly, we could call her any time of day and she was there to answer questions. Her team was very accessible and a pleasure to work with. She was great at holding our hand at various times throughout the process. Everything was online and simple to complete. "
Jun 2020
Reviewed by Mark A, New Port Richey, FL
"The entire team was thorough and easy to work with on my loan. They communicated frequently and answered any questions I had regarding the process. Their online tools for providing documentation and electronic review and signing made the process easy and safe with no requirement for physical documents until day of closing."
Jun 2020
Reviewed by Paul E, TARPON SPRINGS, FL
"The entire experience was made so easy because of the expertise and professionalism that Joann brings to NFM Lending. Everything was very well explained upfront and she kept close tabs on us thru the entire process. We will refer her to anyone we have the chance to. Brittany also fantastic to work with & she also stayed very involved and always let us know what to expect, so there were no surprises. Overall, while this could have been a very stressful time was made easy."
Loan Tools
Here are some useful links to get you started in the loan process.
203(k) Program
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Document Checklist
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Mortgage Glossary
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Moving Checklist
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Blog
How to Save Money and Energy During the Summer
July 7, 2020
During the peak of summer, you might do whatever it takes to stay cool. Before you run to turn your thermostat down in the peak of summer, keep in mind the monetary cost to keeping your home’s temperature regulated. Saving money and energy go hand in hand, and you can do both by being strategic…
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NFM Lending salutes Tyler Stallings
July 1, 2020
LINTHICUM, MD, July 1, 2020— NFM Lending is pleased to honor Tyler Stallings as the NFM Salute for July 2020. When he was just four years old, Tyler’s mother, Andrea Blackstone, began teaching him about Veterans. Tyler came to understand that military service members were true American heroes…
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5 Summer Safety Tips
June 30, 2020
Summer has officially begun, and there are so many ways to enjoy it! Even if you’re staying close to home, you can still create magical memories with your loved ones. Life can seem to slow down during the summer, but that doesn’t mean you should let down your guard when it comes to staying sa…
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The Real Costs of Owning a Pool
June 26, 2020
As a homeowner, you’ve probably fantasized about having your own pool. As the days grow hotter and summer arrives, you’ll probably be daydreaming of sitting poolside in your own backyard even more. Having your own pool might seem like paradise, but it’s not that simple. Before you dive head…
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Contact Me
JoAnn Rooney
Branch Manager
NMLS ID#:
150917
State NMLS:
FL: LO2152
Phone:
727-938-9007x2224
Toll Free:
844-866-9760
Fax:
727-386-4195
Email:
jrooney@nfmlending.com
Address:
33920 U.S. Highway 19 N, Suite 150, Palm Harbor, FL 34684
Ready to get started or have any loan questions? Contact me at 727-938-9007x2224 or jrooney@nfmlending.com or submit the form below and I will call you.