Welcome to NFM Lending, America’s Common Sense Lender. We serve the local community, as well as communities across the nation, by providing flexible mortgage solutions for prospective and current homeowners. Our broad range of loan products ensures that there’s something to offer everyone. I encourage you to browse my page and take note of the useful information and helpful tools. Should you have any questions, don’t hesitate to contact me. I look forward to working with you!
Reviewed by Denis R, Thurmont, MD
"NFM lending provided an extremely fast and personable service through my entire first time home buyer experience. I've heard horrible stories of the home buying process throughout my life but NFM put my worries to rest with their extremely efficient and honest processes. I would recommend NFM Lending to anyone and everyone purchasing a home."
Reviewed by Stephanie J, Middletown, MD
"Jeremy and his team were great. Jeremy helped show me what options were available to me and answered my many questions. Once the loan process was started his team was very helpful and timely and assisted me very step of the way. "
Reviewed by Jennifer C, Fairfield, PA
"Jeremy and his team were a pleasure to work with! They always kept me advised of where we were in the process and the next steps. I've already referred business his way!"
Reviewed by Carly L
"Refinancing isn't always the most pleasant process (as I'm sure is the case with most things home-loan), but Jeremy and the NFM team tried to help make it as seamless and simple as possible. We could always trust that we would be made aware of changes and additions as soon as NFM knew about them, to assure that we could provide them with what they needed sooner and the process would be completed as efficiently as possible. It is clear that Jeremy and his team know what they are talking about."
Reviewed by Evan W, New Kensington, PA
"I tried getting a loan from two other places before I was referred to Jeremy. Once I received Jeremy's number I reached out to him. He told me not to worry I was in good hands and a first I was very optimistic but he was right. He not only got me pre- approved but also helped me boost my credit score with some advice on credit card spending. I couldn't be more excited and happy with my this experience. Jeremy and his team was always there to explain and guide me through this process."
Reviewed by Scott W, Funkstown, MD
"Jeremy and his team were amazing. There was daily communication and any time I had a question it was explained to me as much as I needed until I fully understood. "
Here are some useful links to get you started in the loan process.
Our mortgage calculators can be used to estimate how much your monthly mortgage payments will be, see if you will save by refinancing your mortgage, or to find out how much house you can afford.
Found a good home at a great price that just needs a little work? Own a home that could use some upgrades? The 203(k) loan may be the program for you.
Applying for a loan? You may be asked to provide some of the documents on this list during the loan application. Get these items in asap to help speed up your loan process.
Confused with the complicated mortgage lingo? Here is a list of commonly used terms that may help you understand better as you speak with realtors and loan officers.
Ready to Refinance
Are you considering refinancing your home? Before you begin the process, you should evaluate your options and personal finances. This guide will help.
Home Buyer's Checklist
When house hunting, it is easy to forget or confuse the different features of the many houses you will see. Here is a checklist to assist in finding the perfect home for you.
Here are some helpful hints and a detailed timeline to prepare your family for one of the most exciting times of your life - moving day.
Saving to Buy a Home
Saving for a home is a tremendous task that requires dedication and thought. Here are some helpful hints and tips on how to save for your down payment.
Jeremy Scott Poling